HomeCaliforniaSonoma CountyCloverdale city
Cloverdale city, California: commercial real estate data.
Cloverdale city is a Census city of 8,886 people across 3.36 square miles of land, in Sonoma County. Median household income is $117,177, 71.7 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $3.2 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Cloverdale
What Cloverdale is
- Census place typecity
- Land area3.36 sq mi
- Water area0 sq mi
- Population per square mile of land2,642
- County holding the largest share of its areaSonoma County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cloverdale
How many people live in Cloverdale
- Population8,886
- Median age45.2
- Population under 181,536 plus or minus 326
- Share under 1817.3 percent plus or minus 3.7
- Population 65 and over2,093
- Share 65 and over23.6 percent
- Households3,462
- Family households2,476
- Share of households that are families71.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cloverdale
Income and work in Cloverdale
- Median household income$117,177
- Per capita income$50,823
- Civilian labor force4,797
- Employed4,665
- Unemployed132 plus or minus 89
- Unemployment rate2.8 percent plus or minus 1.8
- Adults 25 and over6,752
- Adults 25 and over with a high school diploma or higher83.1 percent
- Adults 25 and over with a bachelor degree or higher28.0 percent
- Adults 25 and over with a graduate degree9.6 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cloverdale
Housing in Cloverdale
- Housing units3,513
- Occupied units3,462
- Vacant units51 plus or minus 52
- Vacancy rate1.5 percent plus or minus 1.5
- Owner occupied2,481
- Renter occupied981 plus or minus 207
- Ownership rate71.7 percent
- Median owner-occupied home value$619,400
- Median gross rent, monthly$1,435
- Annual rent as a share of median income14.7 percent plus or minus 3.2
- Single family units2,649
- Share single family75.4 percent
- Units in buildings of two or more733 plus or minus 247
- Share in buildings of two or more20.9 percent plus or minus 6.9
- Mobile homes131 plus or minus 90
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cloverdale
How Cloverdale gets to work
- Workers 16 and over who commute4,047
- Commuting under 15 minutes1,257 plus or minus 336
- Share commuting under 15 minutes31.1 percent plus or minus 7.7
- Commuting 30 minutes or more1,843 plus or minus 434
- Share commuting 30 minutes or more45.5 percent plus or minus 9.7
- Drove alone77.7 percent
- Carpooled7.0 percent plus or minus 3.1
- Public transport0.3 percent plus or minus 0.5
- Walked2.5 percent plus or minus 1.7
- Worked from home12.5 percent plus or minus 5.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cloverdale
SBA loans in Cloverdale (7(a))
- Approvals7
- Gross approval$3,168,400
- Average approval$452,629
- Median approval$350,000
- Ninetieth percentile approval$1,201,000
- Largest approval$1,201,000
- Jobs supported51
- Jobs per approval7.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more28.6 percent
- Share to franchises14.3 percent
- Distinct lenders7
- Distinct industries by NAICS7
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cloverdale
SBA loans in Cloverdale (504)
- Approvals6
- Gross approval$3,340,000
- Average approval$556,667
- Median approval$555,000
- Largest approval$1,252,000
- Jobs supported30
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cloverdale
Flood risk in Cloverdale
- Listed NFIP communities1
- Of those, participating1
- NFIP community number060376
- Currently effective map date12/02/08
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Sonoma County, not Cloverdale
Sonoma County context, not Cloverdale figures
These are Sonoma County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cloverdale measurements.
- Establishments in Sonoma County14,572
- Employment at those establishments, Sonoma County177,367
- Covered employment, Sonoma County206,849
- Average annual pay, Sonoma County$71,422
- Average weekly wage, Sonoma County$1,373
- Housing units permitted, Sonoma County1,012
- Of those, single family, Sonoma County832
- County product, 2024, Sonoma County$39,448,025,000
- County product change over the prior year, Sonoma County3.6 percent
- Average income of an arriving household, Sonoma County$142,818
Every figure in this section is published for Sonoma County as a whole and is not a measurement of Cloverdale. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cloverdale questions, answered from the record.
How many people live in Cloverdale, California?
8,886, in 3,462 households. Cloverdale city covers 3.36 square miles of land, which is 2,642 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cloverdale in?
Sonoma County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cloverdale?
$117,177. The median owner-occupied home is valued at $619,400. Median gross rent is $1,435 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cloverdale businesses?
7 7(a) approvals totalling $3.2 m, across 7 lenders, median approval $350,000, plus 6 504 approvals worth $3.3 m. These count approvals to borrowers whose address is in Cloverdale, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cloverdale borrowers get paid back?
No rate is published for Cloverdale. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Cloverdale in the National Flood Insurance Program?
Yes. Cloverdale appears in the FEMA Community Status Book as community 060376, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cloverdale figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sonoma County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cloverdale.
Is zoning published for Cloverdale?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.