HomeCaliforniaSonoma CountyCloverdale
Cloverdale, California: commercial real estate data.
Cloverdale is a Census city of 8,886 people across 3.36 square miles of land, in Sonoma County. Median household income is $117,177, 71.7 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $3.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cloverdale
What Cloverdale is
- Census place typecity
- Land area3.36 sq mi
- Water area0 sq mi
- Population per square mile of land2,642
- County holding the largest share of its areaSonoma County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cloverdale
How many people live in Cloverdale
- Population8,886
- Median age45.2
- Population under 181,536 plus or minus 326
- Share under 1817.3 percent plus or minus 3.7
- Population 65 and over2,093
- Share 65 and over23.6 percent
- Households3,462
- Family households2,476
- Share of households that are families71.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cloverdale
Income and work in Cloverdale
- Median household income$117,177
- Per capita income$50,823
- Civilian labor force4,797
- Employed4,665
- Unemployed132 plus or minus 89
- Unemployment rate2.8 percent plus or minus 1.8
- Adults 25 and over6,752
- Adults 25 and over with a high school diploma or higher83.1 percent
- Adults 25 and over with a bachelor degree or higher28.0 percent
- Adults 25 and over with a graduate degree9.6 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cloverdale
Housing in Cloverdale
- Housing units3,513
- Occupied units3,462
- Vacant units51 plus or minus 52
- Vacancy rate1.5 percent plus or minus 1.5
- Owner occupied2,481
- Renter occupied981 plus or minus 207
- Ownership rate71.7 percent
- Median owner-occupied home value$619,400
- Median gross rent, monthly$1,435
- Annual rent as a share of median income14.7 percent plus or minus 3.2
- Single family units2,649
- Share single family75.4 percent
- Units in buildings of two or more733 plus or minus 247
- Share in buildings of two or more20.9 percent plus or minus 6.9
- Mobile homes131 plus or minus 90
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cloverdale
How Cloverdale gets to work
- Workers 16 and over who commute4,047
- Commuting under 15 minutes1,257 plus or minus 336
- Share commuting under 15 minutes31.1 percent plus or minus 7.7
- Commuting 30 minutes or more1,843 plus or minus 434
- Share commuting 30 minutes or more45.5 percent plus or minus 9.7
- Drove alone77.7 percent
- Carpooled7.0 percent plus or minus 3.1
- Public transport0.3 percent plus or minus 0.5
- Walked2.5 percent plus or minus 1.7
- Worked from home12.5 percent plus or minus 5.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cloverdale
SBA loans in Cloverdale (7(a))
- Approvals7
- Gross approval$3,168,400
- Average approval$452,629
- Median approval$350,000
- Largest approval$1,201,000
- Jobs supported51
- Jobs per approval7.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more28.6 percent
- Share to franchises14.3 percent
- Distinct lenders7
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Cloverdale, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cloverdale
SBA loans in Cloverdale (504)
- Approvals6
- Gross approval$3,340,000
- Average approval$556,667
- Median approval$501,500
- Largest approval$1,252,000
- Jobs supported30
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Cloverdale, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cloverdale
Flood risk in Cloverdale
- NFIP communityCity of Cloverdale
- NFIP community number060376
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/02/08
The City of Cloverdale participates in the National Flood Insurance Program as community 060376 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Sonoma County, not Cloverdale
Sonoma County context, not Cloverdale figures
- Establishments in Sonoma County14,572
- Covered employment, Sonoma County206,849
- Average annual pay, Sonoma County$71,422
- Housing units permitted, Sonoma County1,012
Every figure in this section is published for Sonoma County as a whole and is not a measurement of Cloverdale.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cloverdale questions, answered from the record.
How many people live in Cloverdale, California?
8,886, in 3,462 households. Cloverdale city covers 3.36 square miles of land, which is 2,642 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cloverdale in?
Sonoma County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cloverdale?
$117,177. The median owner-occupied home is valued at $619,400. Median gross rent is $1,435 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cloverdale businesses?
7 7(a) approvals totaling $3.2 m since FY2020, across 7 lenders, median approval $350,000, plus 6 504 approvals worth $3.3 m since FY2010. These count approvals to borrowers whose address is in Cloverdale, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cloverdale borrowers get paid back?
No rate is published for Cloverdale. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cloverdale in the National Flood Insurance Program?
Yes. Cloverdale appears in the FEMA Community Status Book as Cloverdale, city of, community 060376, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cloverdale figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sonoma County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cloverdale.
Is zoning published for Cloverdale?
No. Nothing on this page presents parcel level zoning.