HomeCaliforniaSonoma CountyPetaluma city
Petaluma city, California: commercial real estate data.
Petaluma city is a Census city of 59,247 people across 14.41 square miles of land, in Sonoma County. Median household income is $115,430, 64.5 percent of occupied homes are owned, and the SBA record carries 90 7(a) approvals to borrowers here worth $51.0 m.
82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Petaluma
What Petaluma is
- Census place typecity
- Land area14.41 sq mi
- Water area0.11 sq mi
- Population per square mile of land4,110
- County holding the largest share of its areaSonoma County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Petaluma
How many people live in Petaluma
- Population59,247
- Median age45.3
- Population under 1810,782
- Share under 1818.2 percent
- Population 65 and over13,071
- Share 65 and over22.1 percent
- Households24,239
- Family households15,230
- Share of households that are families62.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Petaluma
Income and work in Petaluma
- Median household income$115,430
- Per capita income$60,931
- Civilian labor force32,005
- Employed30,520
- Unemployed1,485 plus or minus 321
- Unemployment rate4.6 percent plus or minus 1.0
- Adults 25 and over44,752
- Adults 25 and over with a high school diploma or higher92.0 percent
- Adults 25 and over with a bachelor degree or higher43.8 percent
- Adults 25 and over with a graduate degree15.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Petaluma
Housing in Petaluma
- Housing units25,107
- Occupied units24,239
- Vacant units868 plus or minus 302
- Vacancy rate3.5 percent plus or minus 1.2
- Owner occupied15,643
- Renter occupied8,596
- Ownership rate64.5 percent
- Median owner-occupied home value$878,600
- Median gross rent, monthly$2,440
- Annual rent as a share of median income25.4 percent
- Single family units19,113
- Share single family76.1 percent
- Units in buildings of two or more5,216
- Share in buildings of two or more20.8 percent
- Mobile homes778 plus or minus 156
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Petaluma
How Petaluma gets to work
- Workers 16 and over who commute23,705
- Commuting under 15 minutes5,972
- Share commuting under 15 minutes25.2 percent
- Commuting 30 minutes or more11,157
- Share commuting 30 minutes or more47.1 percent
- Drove alone66.7 percent
- Carpooled7.6 percent
- Public transport1.8 percent plus or minus 0.7
- Walked2.3 percent plus or minus 0.6
- Worked from home20.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Petaluma
SBA loans in Petaluma (7(a))
- Approvals90
- Gross approval$50,971,100
- Average approval$566,346
- Median approval$293,000
- Ninetieth percentile approval$1,500,000
- Largest approval$5,000,000
- Jobs supported935
- Jobs per approval10.4
- Loans with a final outcome9
- Paid in full9
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more10.0 percent
- Share to franchises8.9 percent
- Distinct lenders26
- Distinct industries by NAICS56
A charge-off rate is not published here. only 9 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Petaluma
SBA loans in Petaluma (504)
- Approvals65
- Gross approval$52,956,000
- Average approval$814,708
- Median approval$614,000
- Largest approval$4,376,000
- Jobs supported684
- Loans with a final outcome20
- Charged off1
- Charge-off rate over resolved loans5.0 percent
- Median term240 months
- Distinct CDCs6
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Petaluma
Flood risk in Petaluma
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 6
- NFIP community number060379
- Currently effective map date10/02/15
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Sonoma County, not Petaluma
Sonoma County context, not Petaluma figures
These are Sonoma County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Petaluma measurements.
- Establishments in Sonoma County14,572
- Employment at those establishments, Sonoma County177,367
- Covered employment, Sonoma County206,849
- Average annual pay, Sonoma County$71,422
- Average weekly wage, Sonoma County$1,373
- Housing units permitted, Sonoma County1,012
- Of those, single family, Sonoma County832
- County product, 2024, Sonoma County$39,448,025,000
- County product change over the prior year, Sonoma County3.6 percent
- Average income of an arriving household, Sonoma County$142,818
Every figure in this section is published for Sonoma County as a whole and is not a measurement of Petaluma. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Petaluma questions, answered from the record.
How many people live in Petaluma, California?
59,247, in 24,239 households. Petaluma city covers 14.41 square miles of land, which is 4,110 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Petaluma in?
Sonoma County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Petaluma?
$115,430. The median owner-occupied home is valued at $878,600. Median gross rent is $2,440 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Petaluma businesses?
90 7(a) approvals totalling $51.0 m, across 26 lenders, median approval $293,000, plus 65 504 approvals worth $53.0 m. These count approvals to borrowers whose address is in Petaluma, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Petaluma borrowers get paid back?
No rate is published for Petaluma. only 9 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Petaluma in the National Flood Insurance Program?
Yes. Petaluma appears in the FEMA Community Status Book as community 060379, carrying Community Rating System class 6, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Petaluma figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sonoma County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Petaluma.
Is zoning published for Petaluma?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.