HomeCaliforniaSonoma CountyCotati
Cotati, California: commercial real estate data.
Cotati is a Census city of 7,489 people across 1.87 square miles of land, in Sonoma County. Median household income is $110,750, 59.2 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $8.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cotati
What Cotati is
- Census place typecity
- Land area1.87 sq mi
- Water area0 sq mi
- Population per square mile of land3,995
- County holding the largest share of its areaSonoma County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cotati
How many people live in Cotati
- Population7,489
- Median age38.5
- Population under 181,211 plus or minus 267
- Share under 1816.2 percent plus or minus 3.6
- Population 65 and over1,199 plus or minus 286
- Share 65 and over16.0 percent plus or minus 3.8
- Households3,195
- Family households1,666
- Share of households that are families52.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cotati
Income and work in Cotati
- Median household income$110,750
- Per capita income$56,032
- Civilian labor force4,411
- Employed4,250
- Unemployed161 plus or minus 96
- Unemployment rate3.6 percent plus or minus 2.2
- Adults 25 and over5,615
- Adults 25 and over with a high school diploma or higher97.6 percent
- Adults 25 and over with a bachelor degree or higher37.6 percent
- Adults 25 and over with a graduate degree11.1 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cotati
Housing in Cotati
- Housing units3,209
- Occupied units3,195
- Vacant units14 plus or minus 23
- Vacancy rate0.4 percent plus or minus 0.7
- Owner occupied1,893
- Renter occupied1,302 plus or minus 285
- Ownership rate59.2 percent
- Median owner-occupied home value$746,800
- Median gross rent, monthly$2,056
- Annual rent as a share of median income22.3 percent plus or minus 4.8
- Single family units2,067
- Share single family64.4 percent
- Units in buildings of two or more1,062 plus or minus 288
- Share in buildings of two or more33.1 percent plus or minus 8.6
- Mobile homes80 plus or minus 70
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cotati
How Cotati gets to work
- Workers 16 and over who commute3,518
- Commuting under 15 minutes850 plus or minus 258
- Share commuting under 15 minutes24.2 percent plus or minus 7.0
- Commuting 30 minutes or more1,501
- Share commuting 30 minutes or more42.7 percent
- Drove alone71.3 percent
- Carpooled9.1 percent plus or minus 4.6
- Public transport2.2 percent plus or minus 1.7
- Walked0.5 percent plus or minus 0.6
- Worked from home15.2 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cotati
SBA loans in Cotati (7(a))
- Approvals16
- Gross approval$8,831,800
- Average approval$551,988
- Median approval$224,000
- Largest approval$2,180,000
- Jobs supported140
- Jobs per approval8.8
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more18.8 percent
- Share to franchises0.0 percent
- Distinct lenders12
- Distinct industries by NAICS14
Counted by borrower city: approvals to borrowers whose address is in Cotati, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cotati
SBA loans in Cotati (504)
- Approvals19
- Gross approval$11,152,000
- Average approval$586,947
- Median approval$516,000
- Largest approval$1,234,000
- Jobs supported117
- Loans with a final outcome5
- Charged off0
- Median term300 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Cotati, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cotati
Flood risk in Cotati
- NFIP communityCity of Cotati
- NFIP community number060377
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/02/08
The City of Cotati participates in the National Flood Insurance Program as community 060377 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Sonoma County, not Cotati
Sonoma County context, not Cotati figures
- Establishments in Sonoma County14,572
- Covered employment, Sonoma County206,849
- Average annual pay, Sonoma County$71,422
- Housing units permitted, Sonoma County1,012
Every figure in this section is published for Sonoma County as a whole and is not a measurement of Cotati.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cotati questions, answered from the record.
How many people live in Cotati, California?
7,489, in 3,195 households. Cotati city covers 1.87 square miles of land, which is 3,995 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cotati in?
Sonoma County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cotati?
$110,750. The median owner-occupied home is valued at $746,800. Median gross rent is $2,056 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cotati businesses?
16 7(a) approvals totaling $8.8 m since FY2020, across 12 lenders, median approval $224,000, plus 19 504 approvals worth $11.2 m since FY2010. These count approvals to borrowers whose address is in Cotati, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cotati borrowers get paid back?
No rate is published for Cotati. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cotati in the National Flood Insurance Program?
Yes. Cotati appears in the FEMA Community Status Book as Cotati, city of, community 060377, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cotati figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sonoma County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cotati.
Is zoning published for Cotati?
No. Nothing on this page presents parcel level zoning.