HomeColoradoAdams CountyCommerce City
Commerce City, Colorado: commercial real estate data.
Commerce City is a Census city of 66,445 people across 36.55 square miles of land, in Adams County. Median household income is $111,972, 77.2 percent of occupied homes are owned, and the SBA record carries 127 7(a) approvals to borrowers here worth $86.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Commerce City
What Commerce City is
- Census place typecity
- Land area36.55 sq mi
- Water area0.4 sq mi
- Population per square mile of land1,818
- County holding the largest share of its areaAdams County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Commerce City
How many people live in Commerce City
- Population66,445
- Median age35.0
- Population under 1819,037
- Share under 1828.7 percent
- Population 65 and over6,420
- Share 65 and over9.7 percent
- Households22,415
- Family households17,345
- Share of households that are families77.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Commerce City
Income and work in Commerce City
- Median household income$111,972
- Per capita income$42,906
- Civilian labor force36,681
- Employed35,095
- Unemployed1,586 plus or minus 399
- Unemployment rate4.3 percent plus or minus 1.1
- Adults 25 and over42,564
- Adults 25 and over with a high school diploma or higher86.6 percent
- Adults 25 and over with a bachelor degree or higher25.8 percent
- Adults 25 and over with a graduate degree8.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Commerce City
Housing in Commerce City
- Housing units23,169
- Occupied units22,415
- Vacant units754 plus or minus 250
- Vacancy rate3.3 percent plus or minus 1.1
- Owner occupied17,300
- Renter occupied5,115
- Ownership rate77.2 percent
- Median owner-occupied home value$499,700
- Median gross rent, monthly$1,880
- Annual rent as a share of median income20.1 percent
- Single family units20,639
- Share single family89.1 percent
- Units in buildings of two or more2,091 plus or minus 450
- Share in buildings of two or more9.0 percent plus or minus 1.9
- Mobile homes439 plus or minus 205
- Median year structure built2005
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Commerce City
How Commerce City gets to work
- Workers 16 and over who commute28,876
- Commuting under 15 minutes4,041
- Share commuting under 15 minutes14.0 percent
- Commuting 30 minutes or more14,563
- Share commuting 30 minutes or more50.4 percent
- Drove alone72.5 percent
- Carpooled6.5 percent
- Public transport1.0 percent plus or minus 0.6
- Walked1.2 percent plus or minus 0.6
- Worked from home17.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Commerce City
SBA loans in Commerce City (7(a))
- Approvals127
- Gross approval$86,055,400
- Average approval$677,602
- Median approval$300,000
- Ninetieth percentile approval$1,945,200
- Largest approval$5,000,000
- Jobs supported1,339
- Jobs per approval10.5
- Loans with a final outcome21
- Paid in full16
- Charged off5
- Median term120 months
- Share on real estate terms of 20 years or more22.0 percent
- Share to franchises11.0 percent
- Distinct lenders41
- Distinct industries by NAICS68
Counted by borrower city: approvals to borrowers whose address is in Commerce City, in any county, FY2020 to FY2026. Only 21 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Commerce City
SBA loans in Commerce City (504)
- Approvals48
- Gross approval$48,434,000
- Average approval$1,009,042
- Median approval$704,500
- Largest approval$5,500,000
- Jobs supported343
- Loans with a final outcome19
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Commerce City, in any county, FY2010 to FY2026. Only 19 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Commerce City
Flood risk in Commerce City
- NFIP communityCity of Commerce City
- NFIP community number080006
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/02/21
The City of Commerce City participates in the National Flood Insurance Program as community 080006 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Adams County, not Commerce City
Adams County context, not Commerce City figures
- Establishments in Adams County11,319
- Covered employment, Adams County249,299
- Average annual pay, Adams County$73,817
- Housing units permitted, Adams County2,371
Every figure in this section is published for Adams County as a whole and is not a measurement of Commerce City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Commerce City questions, answered from the record.
How many people live in Commerce City, Colorado?
66,445, in 22,415 households. Commerce City city covers 36.55 square miles of land, which is 1,818 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Commerce City in?
Adams County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Commerce City?
$111,972. The median owner-occupied home is valued at $499,700. Median gross rent is $1,880 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Commerce City businesses?
127 7(a) approvals totaling $86.1 m since FY2020, across 41 lenders, median approval $300,000, plus 48 504 approvals worth $48.4 m since FY2010. These count approvals to borrowers whose address is in Commerce City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Commerce City borrowers get paid back?
No rate is published for Commerce City. Only 21 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Commerce City in the National Flood Insurance Program?
Yes. Commerce City appears in the FEMA Community Status Book as Commerce City, city of, community 080006, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Commerce City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Adams County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Commerce City.
Is zoning published for Commerce City?
No. Nothing on this page presents parcel level zoning.