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Westminster, Colorado: commercial real estate data.

Westminster is a Census city of 115,484 people across 31.62 square miles of land, lying across Adams County and Jefferson County. Median household income is $100,272, 61.9 percent of occupied homes are owned, and the SBA record carries 153 7(a) approvals to borrowers here worth $78.9 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Westminster

What Westminster is

  • Census place typecity
  • Land area31.62 sq mi
  • Water area2.31 sq mi
  • Population per square mile of land3,652
  • County holding the largest share of its areaAdams County, 50.1 percent
  • Counties this place lies inAdams County 50.1 percent, Jefferson County 49.9 percent

Westminster crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Westminster

How many people live in Westminster

  • Population115,484
  • Median age37.4
  • Population under 1822,310
  • Share under 1819.3 percent
  • Population 65 and over17,505
  • Share 65 and over15.2 percent
  • Households48,106
  • Family households28,643
  • Share of households that are families59.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Westminster

Income and work in Westminster

  • Median household income$100,272
  • Per capita income$53,904
  • Civilian labor force69,636
  • Employed67,087
  • Unemployed2,549 plus or minus 513
  • Unemployment rate3.7 percent
  • Adults 25 and over83,558
  • Adults 25 and over with a high school diploma or higher92.9 percent
  • Adults 25 and over with a bachelor degree or higher44.6 percent
  • Adults 25 and over with a graduate degree14.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Westminster

Housing in Westminster

  • Housing units50,471
  • Occupied units48,106
  • Vacant units2,365
  • Vacancy rate4.7 percent
  • Owner occupied29,786
  • Renter occupied18,320
  • Ownership rate61.9 percent
  • Median owner-occupied home value$532,400
  • Median gross rent, monthly$1,882
  • Annual rent as a share of median income22.5 percent
  • Single family units32,739
  • Share single family64.9 percent
  • Units in buildings of two or more17,206
  • Share in buildings of two or more34.1 percent
  • Mobile homes526 plus or minus 197
  • Median year structure built1987

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Westminster

How Westminster gets to work

  • Workers 16 and over who commute51,784
  • Commuting under 15 minutes10,363
  • Share commuting under 15 minutes20.0 percent
  • Commuting 30 minutes or more21,729
  • Share commuting 30 minutes or more42.0 percent
  • Drove alone68.0 percent
  • Carpooled6.4 percent
  • Public transport1.2 percent plus or minus 0.3
  • Walked1.0 percent plus or minus 0.3
  • Worked from home21.7 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Westminster

SBA loans in Westminster (7(a))

  • Approvals153
  • Gross approval$78,912,500
  • Average approval$515,768
  • Median approval$250,000
  • Ninetieth percentile approval$1,301,000
  • Largest approval$5,000,000
  • Jobs supported1,332
  • Jobs per approval8.7
  • Loans with a final outcome26
  • Paid in full23
  • Charged off3
  • Median term120 months
  • Share on real estate terms of 20 years or more16.3 percent
  • Share to franchises17.6 percent
  • Distinct lenders48
  • Distinct industries by NAICS79

Counted by borrower city: approvals to borrowers whose address is in Westminster, in any county, FY2020 to FY2026. Only 26 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Westminster

SBA loans in Westminster (504)

  • Approvals54
  • Gross approval$52,513,000
  • Average approval$972,463
  • Median approval$751,500
  • Largest approval$4,297,000
  • Jobs supported614
  • Loans with a final outcome19
  • Charged off0
  • Median term240 months
  • Distinct CDCs4

Counted by borrower city: approvals to borrowers whose address is in Westminster, in any county, FY2010 to FY2026. Only 19 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Westminster

Flood risk in Westminster

  • NFIP communityCity of Westminster
  • NFIP community number080008
  • Participating in the NFIPYes
  • Community Rating System classClass 6
  • Currently effective map date12/20/19

The City of Westminster participates in the National Flood Insurance Program as community 080008 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Adams County, not Westminster

Adams County context, not Westminster figures

  • Establishments in Adams County11,319
  • Covered employment, Adams County249,299
  • Average annual pay, Adams County$73,817
  • Housing units permitted, Adams County2,371

Every figure in this section is published for Adams County as a whole and is not a measurement of Westminster.

All Adams County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Westminster questions, answered from the record.

How many people live in Westminster, Colorado?

115,484, in 48,106 households. Westminster city covers 31.62 square miles of land, which is 3,652 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Westminster in?

Westminster lies in more than one. By area it is 50.1 percent in Adams County, 49.9 percent in Jefferson County. This page sits under Adams County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.

What is the median household income in Westminster?

$100,272. The median owner-occupied home is valued at $532,400. Median gross rent is $1,882 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Westminster businesses?

153 7(a) approvals totaling $78.9 m since FY2020, across 48 lenders, median approval $250,000, plus 54 504 approvals worth $52.5 m since FY2010. These count approvals to borrowers whose address is in Westminster, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Westminster borrowers get paid back?

No rate is published for Westminster. Only 26 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Westminster in the National Flood Insurance Program?

Yes. Westminster appears in the FEMA Community Status Book as Westminster, city of, community 080008, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Westminster figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Adams County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Westminster.

Is zoning published for Westminster?

No. Nothing on this page presents parcel level zoning.