HomeColoradoAdams CountyThornton
Thornton, Colorado: commercial real estate data.
Thornton is a Census city of 144,187 people across 36.52 square miles of land, in Adams County. Median household income is $103,088, 71.4 percent of occupied homes are owned, and the SBA record carries 144 7(a) approvals to borrowers here worth $81.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Thornton
What Thornton is
- Census place typecity
- Land area36.52 sq mi
- Water area2.01 sq mi
- Population per square mile of land3,948
- County holding the largest share of its areaAdams County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thornton
How many people live in Thornton
- Population144,187
- Median age34.7
- Population under 1835,976
- Share under 1825.0 percent
- Population 65 and over15,590
- Share 65 and over10.8 percent
- Households50,566
- Family households35,533
- Share of households that are families70.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thornton
Income and work in Thornton
- Median household income$103,088
- Per capita income$43,571
- Civilian labor force82,564
- Employed78,851
- Unemployed3,713
- Unemployment rate4.5 percent
- Adults 25 and over93,803
- Adults 25 and over with a high school diploma or higher87.9 percent
- Adults 25 and over with a bachelor degree or higher32.8 percent
- Adults 25 and over with a graduate degree10.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thornton
Housing in Thornton
- Housing units52,250
- Occupied units50,566
- Vacant units1,684 plus or minus 423
- Vacancy rate3.2 percent plus or minus 0.8
- Owner occupied36,109
- Renter occupied14,457
- Ownership rate71.4 percent
- Median owner-occupied home value$517,500
- Median gross rent, monthly$1,895
- Annual rent as a share of median income22.1 percent
- Single family units37,878
- Share single family72.5 percent
- Units in buildings of two or more11,962
- Share in buildings of two or more22.9 percent
- Mobile homes2,410
- Median year structure built1997
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thornton
How Thornton gets to work
- Workers 16 and over who commute65,768
- Commuting under 15 minutes10,001
- Share commuting under 15 minutes15.2 percent
- Commuting 30 minutes or more32,576
- Share commuting 30 minutes or more49.5 percent
- Drove alone71.1 percent
- Carpooled10.2 percent
- Public transport1.6 percent plus or minus 0.4
- Walked0.6 percent plus or minus 0.3
- Worked from home15.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thornton
SBA loans in Thornton (7(a))
- Approvals144
- Gross approval$81,559,000
- Average approval$566,382
- Median approval$202,500
- Ninetieth percentile approval$1,523,600
- Largest approval$4,320,000
- Jobs supported1,353
- Jobs per approval9.4
- Loans with a final outcome26
- Paid in full23
- Charged off3
- Median term120 months
- Share on real estate terms of 20 years or more12.5 percent
- Share to franchises25.0 percent
- Distinct lenders47
- Distinct industries by NAICS69
Counted by borrower city: approvals to borrowers whose address is in Thornton, in any county, FY2020 to FY2026. Only 26 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Thornton
SBA loans in Thornton (504)
- Approvals33
- Gross approval$50,327,000
- Average approval$1,525,061
- Median approval$722,000
- Largest approval$5,497,000
- Jobs supported617
- Loans with a final outcome12
- Charged off0
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Thornton, in any county, FY2010 to FY2026. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Thornton
Flood risk in Thornton
- NFIP communityCity of Thornton
- NFIP community number080007
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date12/02/21
The City of Thornton participates in the National Flood Insurance Program as community 080007 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Adams County, not Thornton
Adams County context, not Thornton figures
- Establishments in Adams County11,319
- Covered employment, Adams County249,299
- Average annual pay, Adams County$73,817
- Housing units permitted, Adams County2,371
Every figure in this section is published for Adams County as a whole and is not a measurement of Thornton.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Thornton questions, answered from the record.
How many people live in Thornton, Colorado?
144,187, in 50,566 households. Thornton city covers 36.52 square miles of land, which is 3,948 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Thornton in?
Adams County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Thornton?
$103,088. The median owner-occupied home is valued at $517,500. Median gross rent is $1,895 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Thornton businesses?
144 7(a) approvals totaling $81.6 m since FY2020, across 47 lenders, median approval $202,500, plus 33 504 approvals worth $50.3 m since FY2010. These count approvals to borrowers whose address is in Thornton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Thornton borrowers get paid back?
No rate is published for Thornton. Only 26 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Thornton in the National Flood Insurance Program?
Yes. Thornton appears in the FEMA Community Status Book as Thornton, city of, community 080007, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Thornton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Adams County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Thornton.
Is zoning published for Thornton?
No. Nothing on this page presents parcel level zoning.