HomeColoradoJefferson CountyEdgewater
Edgewater, Colorado: commercial real estate data.
Edgewater is a Census city of 4,932 people across 0.69 square miles of land, in Jefferson County. Median household income is $76,591, 40.3 percent of occupied homes are owned, and the SBA record carries 15 7(a) approvals to borrowers here worth $7.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Edgewater
What Edgewater is
- Census place typecity
- Land area0.69 sq mi
- Water area0 sq mi
- Population per square mile of land7,100
- County holding the largest share of its areaJefferson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Edgewater
How many people live in Edgewater
- Population4,932
- Median age34.3
- Population under 18652 plus or minus 225
- Share under 1813.2 percent plus or minus 4.6
- Population 65 and over330 plus or minus 101
- Share 65 and over6.7 percent plus or minus 2.1
- Households2,344
- Family households1,025
- Share of households that are families43.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Edgewater
Income and work in Edgewater
- Median household income$76,591
- Per capita income$50,937
- Civilian labor force3,564
- Employed3,332
- Unemployed232 plus or minus 169
- Unemployment rate6.5 percent plus or minus 4.7
- Adults 25 and over4,021
- Adults 25 and over with a high school diploma or higher93.1 percent
- Adults 25 and over with a bachelor degree or higher46.6 percent
- Adults 25 and over with a graduate degree15.0 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Edgewater
Housing in Edgewater
- Housing units2,589
- Occupied units2,344
- Vacant units245 plus or minus 137
- Vacancy rate9.5 percent plus or minus 5.2
- Owner occupied945 plus or minus 195
- Renter occupied1,399
- Ownership rate40.3 percent
- Median owner-occupied home value$636,900
- Median gross rent, monthly$1,652
- Annual rent as a share of median income25.9 percent
- Single family units1,365
- Share single family52.7 percent
- Units in buildings of two or more1,224 plus or minus 328
- Share in buildings of two or more47.3 percent plus or minus 11.9
- Mobile homes0
- Median year structure built1958
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Edgewater
How Edgewater gets to work
- Workers 16 and over who commute2,471
- Commuting under 15 minutes495 plus or minus 161
- Share commuting under 15 minutes20.0 percent plus or minus 6.1
- Commuting 30 minutes or more1,091 plus or minus 344
- Share commuting 30 minutes or more44.2 percent plus or minus 12.9
- Drove alone62.4 percent
- Carpooled4.0 percent plus or minus 4.3
- Public transport5.9 percent plus or minus 5.4
- Walked2.0 percent plus or minus 1.7
- Worked from home24.0 percent plus or minus 7.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Edgewater
SBA loans in Edgewater (7(a))
- Approvals15
- Gross approval$7,854,600
- Average approval$523,640
- Median approval$275,000
- Largest approval$1,810,000
- Jobs supported210
- Jobs per approval14.0
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises26.7 percent
- Distinct lenders13
- Distinct industries by NAICS12
Counted by borrower city: approvals to borrowers whose address is in Edgewater, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Edgewater
SBA loans in Edgewater (504)
- Approvals1
- Gross approval$1,010,000
- Average approval$1,010,000
- Median approval$1,010,000
- Largest approval$1,010,000
- Jobs supported15
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Edgewater, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Edgewater
Flood risk in Edgewater
- NFIP communityCity of Edgewater
- NFIP community number080089
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/02/22
The City of Edgewater participates in the National Flood Insurance Program as community 080089 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Jefferson County, not Edgewater
Jefferson County context, not Edgewater figures
- Establishments in Jefferson County17,999
- Covered employment, Jefferson County248,082
- Average annual pay, Jefferson County$78,598
- Housing units permitted, Jefferson County1,172
Every figure in this section is published for Jefferson County as a whole and is not a measurement of Edgewater.
All Jefferson County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Edgewater questions, answered from the record.
How many people live in Edgewater, Colorado?
4,932, in 2,344 households. Edgewater city covers 0.69 square miles of land, which is 7,100 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Edgewater in?
Jefferson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Edgewater?
$76,591. The median owner-occupied home is valued at $636,900. Median gross rent is $1,652 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Edgewater businesses?
15 7(a) approvals totaling $7.9 m since FY2020, across 13 lenders, median approval $275,000, plus 1 504 approvals worth $1.0 m since FY2010. These count approvals to borrowers whose address is in Edgewater, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Edgewater borrowers get paid back?
No rate is published for Edgewater. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Edgewater in the National Flood Insurance Program?
Yes. Edgewater appears in the FEMA Community Status Book as Edgewater, city of, community 080089, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Edgewater figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jefferson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Edgewater.
Is zoning published for Edgewater?
No. Nothing on this page presents parcel level zoning.