HomeColoradoJefferson CountyGolden
Golden, Colorado: commercial real estate data.
Golden is a Census city of 20,417 people across 9.64 square miles of land, in Jefferson County. Median household income is $98,582, 56.8 percent of occupied homes are owned, and the SBA record carries 114 7(a) approvals to borrowers here worth $75.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Golden
What Golden is
- Census place typecity
- Land area9.64 sq mi
- Water area0.09 sq mi
- Population per square mile of land2,118
- County holding the largest share of its areaJefferson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Golden
How many people live in Golden
- Population20,417
- Median age34.6
- Population under 183,402
- Share under 1816.7 percent
- Population 65 and over2,691
- Share 65 and over13.2 percent
- Households7,780
- Family households3,947
- Share of households that are families50.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Golden
Income and work in Golden
- Median household income$98,582
- Per capita income$56,368
- Civilian labor force10,990
- Employed10,597
- Unemployed393 plus or minus 133
- Unemployment rate3.6 percent plus or minus 1.2
- Adults 25 and over12,910
- Adults 25 and over with a high school diploma or higher95.9 percent
- Adults 25 and over with a bachelor degree or higher59.1 percent
- Adults 25 and over with a graduate degree30.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Golden
Housing in Golden
- Housing units8,175
- Occupied units7,780
- Vacant units395 plus or minus 171
- Vacancy rate4.8 percent plus or minus 2.1
- Owner occupied4,419
- Renter occupied3,361
- Ownership rate56.8 percent
- Median owner-occupied home value$837,700
- Median gross rent, monthly$1,953
- Annual rent as a share of median income23.8 percent
- Single family units4,491
- Share single family54.9 percent
- Units in buildings of two or more3,071
- Share in buildings of two or more37.6 percent
- Mobile homes613 plus or minus 169
- Median year structure built1989
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Golden
How Golden gets to work
- Workers 16 and over who commute7,114
- Commuting under 15 minutes2,127
- Share commuting under 15 minutes29.9 percent
- Commuting 30 minutes or more2,747
- Share commuting 30 minutes or more38.6 percent
- Drove alone50.9 percent
- Carpooled7.1 percent plus or minus 2.4
- Public transport1.1 percent plus or minus 0.8
- Walked7.3 percent plus or minus 2.0
- Worked from home30.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Golden
SBA loans in Golden (7(a))
- Approvals114
- Gross approval$75,939,900
- Average approval$666,139
- Median approval$250,000
- Ninetieth percentile approval$2,037,500
- Largest approval$5,000,000
- Jobs supported1,241
- Jobs per approval10.9
- Loans with a final outcome18
- Paid in full13
- Charged off5
- Median term120 months
- Share on real estate terms of 20 years or more13.2 percent
- Share to franchises6.1 percent
- Distinct lenders40
- Distinct industries by NAICS74
Counted by borrower city: approvals to borrowers whose address is in Golden, in any county, FY2020 to FY2026. Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Golden
SBA loans in Golden (504)
- Approvals33
- Gross approval$27,827,000
- Average approval$843,242
- Median approval$651,000
- Largest approval$4,687,000
- Jobs supported221
- Loans with a final outcome17
- Charged off0
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Golden, in any county, FY2010 to FY2026. Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Golden
Flood risk in Golden
- NFIP communityCity of Golden
- NFIP community number080090
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date12/20/19
The City of Golden participates in the National Flood Insurance Program as community 080090 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Jefferson County, not Golden
Jefferson County context, not Golden figures
- Establishments in Jefferson County17,999
- Covered employment, Jefferson County248,082
- Average annual pay, Jefferson County$78,598
- Housing units permitted, Jefferson County1,172
Every figure in this section is published for Jefferson County as a whole and is not a measurement of Golden.
All Jefferson County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Golden questions, answered from the record.
How many people live in Golden, Colorado?
20,417, in 7,780 households. Golden city covers 9.64 square miles of land, which is 2,118 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Golden in?
Jefferson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Golden?
$98,582. The median owner-occupied home is valued at $837,700. Median gross rent is $1,953 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Golden businesses?
114 7(a) approvals totaling $75.9 m since FY2020, across 40 lenders, median approval $250,000, plus 33 504 approvals worth $27.8 m since FY2010. These count approvals to borrowers whose address is in Golden, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Golden borrowers get paid back?
No rate is published for Golden. Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Golden in the National Flood Insurance Program?
Yes. Golden appears in the FEMA Community Status Book as Golden, city of, community 080090, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Golden figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jefferson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Golden.
Is zoning published for Golden?
No. Nothing on this page presents parcel level zoning.