HomeColoradoJefferson CountyGolden city
Golden city, Colorado: commercial real estate data.
Golden city is a Census city of 20,417 people across 9.64 square miles of land, in Jefferson County. Median household income is $98,582, 56.8 percent of occupied homes are owned, and the SBA record carries 114 7(a) approvals to borrowers here worth $75.9 m.
78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Golden
What Golden is
- Census place typecity
- Land area9.64 sq mi
- Water area0.09 sq mi
- Population per square mile of land2,118
- County holding the largest share of its areaJefferson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Golden
How many people live in Golden
- Population20,417
- Median age34.6
- Population under 183,402
- Share under 1816.7 percent
- Population 65 and over2,691
- Share 65 and over13.2 percent
- Households7,780
- Family households3,947
- Share of households that are families50.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Golden
Income and work in Golden
- Median household income$98,582
- Per capita income$56,368
- Civilian labor force10,990
- Employed10,597
- Unemployed393 plus or minus 133
- Unemployment rate3.6 percent plus or minus 1.2
- Adults 25 and over12,910
- Adults 25 and over with a high school diploma or higher95.9 percent
- Adults 25 and over with a bachelor degree or higher59.1 percent
- Adults 25 and over with a graduate degree30.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Golden
Housing in Golden
- Housing units8,175
- Occupied units7,780
- Vacant units395 plus or minus 171
- Vacancy rate4.8 percent plus or minus 2.1
- Owner occupied4,419
- Renter occupied3,361
- Ownership rate56.8 percent
- Median owner-occupied home value$837,700
- Median gross rent, monthly$1,953
- Annual rent as a share of median income23.8 percent
- Single family units4,491
- Share single family54.9 percent
- Units in buildings of two or more3,071
- Share in buildings of two or more37.6 percent
- Mobile homes613 plus or minus 169
- Median year structure built1989
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Golden
How Golden gets to work
- Workers 16 and over who commute7,114
- Commuting under 15 minutes2,127
- Share commuting under 15 minutes29.9 percent
- Commuting 30 minutes or more2,747
- Share commuting 30 minutes or more38.6 percent
- Drove alone50.9 percent
- Carpooled7.1 percent plus or minus 2.4
- Public transport1.1 percent plus or minus 0.8
- Walked7.3 percent plus or minus 2.0
- Worked from home30.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Golden
SBA loans in Golden (7(a))
- Approvals114
- Gross approval$75,939,900
- Average approval$666,139
- Median approval$250,000
- Ninetieth percentile approval$2,075,000
- Largest approval$5,000,000
- Jobs supported1,241
- Jobs per approval10.9
- Loans with a final outcome18
- Paid in full13
- Charged off5
- Charge-off rate over resolved loans27.8 percent
- Median term120 months
- Share on real estate terms of 20 years or more13.2 percent
- Share to franchises6.1 percent
- Distinct lenders40
- Distinct industries by NAICS74
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Golden
SBA loans in Golden (504)
- Approvals33
- Gross approval$27,827,000
- Average approval$843,242
- Median approval$651,000
- Largest approval$4,687,000
- Jobs supported221
- Loans with a final outcome17
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jefferson County, not Golden
Jefferson County context, not Golden figures
These are Jefferson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Golden measurements.
- Establishments in Jefferson County17,999
- Employment at those establishments, Jefferson County210,701
- Covered employment, Jefferson County248,082
- Average annual pay, Jefferson County$78,598
- Average weekly wage, Jefferson County$1,512
- Housing units permitted, Jefferson County1,172
- Of those, single family, Jefferson County932
- County product, 2024, Jefferson County$46,222,558,000
- County product change over the prior year, Jefferson County4.3 percent
- Average income of an arriving household, Jefferson County$87,753
Every figure in this section is published for Jefferson County as a whole and is not a measurement of Golden. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Golden questions, answered from the record.
How many people live in Golden, Colorado?
20,417, in 7,780 households. Golden city covers 9.64 square miles of land, which is 2,118 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Golden in?
Jefferson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Golden?
$98,582. The median owner-occupied home is valued at $837,700. Median gross rent is $1,953 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Golden businesses?
114 7(a) approvals totalling $75.9 m, across 40 lenders, median approval $250,000, plus 33 504 approvals worth $27.8 m. These count approvals to borrowers whose address is in Golden, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Golden borrowers get paid back?
Of the 18 loans that have reached a final outcome, 13 were paid in full and 5 charged off, a charge off rate of 27.8 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Golden figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jefferson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Golden.
Is zoning published for Golden?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.