HomeColoradoJefferson CountyWheat Ridge
Wheat Ridge, Colorado: commercial real estate data.
Wheat Ridge is a Census city of 32,070 people across 9.35 square miles of land, in Jefferson County. Median household income is $90,564, 54.4 percent of occupied homes are owned, and the SBA record carries 114 7(a) approvals to borrowers here worth $93.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Wheat Ridge
What Wheat Ridge is
- Census place typecity
- Land area9.35 sq mi
- Water area0.24 sq mi
- Population per square mile of land3,432
- County holding the largest share of its areaJefferson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wheat Ridge
How many people live in Wheat Ridge
- Population32,070
- Median age41.9
- Population under 184,894
- Share under 1815.3 percent
- Population 65 and over6,612
- Share 65 and over20.6 percent
- Households15,030
- Family households7,540
- Share of households that are families50.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wheat Ridge
Income and work in Wheat Ridge
- Median household income$90,564
- Per capita income$60,248
- Civilian labor force19,319
- Employed18,350
- Unemployed969 plus or minus 322
- Unemployment rate5.0 percent plus or minus 1.6
- Adults 25 and over25,610
- Adults 25 and over with a high school diploma or higher95.2 percent
- Adults 25 and over with a bachelor degree or higher47.8 percent
- Adults 25 and over with a graduate degree16.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wheat Ridge
Housing in Wheat Ridge
- Housing units15,695
- Occupied units15,030
- Vacant units665 plus or minus 260
- Vacancy rate4.2 percent plus or minus 1.6
- Owner occupied8,182
- Renter occupied6,848
- Ownership rate54.4 percent
- Median owner-occupied home value$623,000
- Median gross rent, monthly$1,579
- Annual rent as a share of median income20.9 percent
- Single family units10,537
- Share single family67.1 percent
- Units in buildings of two or more5,135
- Share in buildings of two or more32.7 percent
- Mobile homes23 plus or minus 29
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wheat Ridge
How Wheat Ridge gets to work
- Workers 16 and over who commute14,149
- Commuting under 15 minutes3,254
- Share commuting under 15 minutes23.0 percent
- Commuting 30 minutes or more4,957
- Share commuting 30 minutes or more35.0 percent
- Drove alone61.2 percent
- Carpooled10.5 percent plus or minus 3.0
- Public transport2.0 percent plus or minus 0.9
- Walked2.1 percent plus or minus 0.8
- Worked from home21.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wheat Ridge
SBA loans in Wheat Ridge (7(a))
- Approvals114
- Gross approval$93,793,700
- Average approval$822,752
- Median approval$370,650
- Ninetieth percentile approval$1,874,290
- Largest approval$5,000,000
- Jobs supported1,212
- Jobs per approval10.6
- Loans with a final outcome23
- Paid in full23
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more21.9 percent
- Share to franchises14.9 percent
- Distinct lenders50
- Distinct industries by NAICS70
Counted by borrower city: approvals to borrowers whose address is in Wheat Ridge, in any county, FY2020 to FY2026. Only 23 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wheat Ridge
SBA loans in Wheat Ridge (504)
- Approvals50
- Gross approval$31,155,000
- Average approval$623,100
- Median approval$528,000
- Largest approval$2,185,000
- Jobs supported360
- Loans with a final outcome20
- Charged off0
- Median term300 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Wheat Ridge, in any county, FY2010 to FY2026. Only 20 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Wheat Ridge
Flood risk in Wheat Ridge
- NFIP communityCity of Wheat Ridge
- NFIP community number085079
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date08/02/22
The City of Wheat Ridge participates in the National Flood Insurance Program as community 085079 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Jefferson County, not Wheat Ridge
Jefferson County context, not Wheat Ridge figures
- Establishments in Jefferson County17,999
- Covered employment, Jefferson County248,082
- Average annual pay, Jefferson County$78,598
- Housing units permitted, Jefferson County1,172
Every figure in this section is published for Jefferson County as a whole and is not a measurement of Wheat Ridge.
All Jefferson County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Wheat Ridge questions, answered from the record.
How many people live in Wheat Ridge, Colorado?
32,070, in 15,030 households. Wheat Ridge city covers 9.35 square miles of land, which is 3,432 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Wheat Ridge in?
Jefferson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Wheat Ridge?
$90,564. The median owner-occupied home is valued at $623,000. Median gross rent is $1,579 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Wheat Ridge businesses?
114 7(a) approvals totaling $93.8 m since FY2020, across 50 lenders, median approval $370,650, plus 50 504 approvals worth $31.2 m since FY2010. These count approvals to borrowers whose address is in Wheat Ridge, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Wheat Ridge borrowers get paid back?
No rate is published for Wheat Ridge. Only 23 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Wheat Ridge in the National Flood Insurance Program?
Yes. Wheat Ridge appears in the FEMA Community Status Book as Wheat Ridge, city of, community 085079, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Wheat Ridge figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jefferson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Wheat Ridge.
Is zoning published for Wheat Ridge?
No. Nothing on this page presents parcel level zoning.