HomeFloridaBrevard CountyMelbourne Beach
Melbourne Beach, Florida: commercial real estate data.
Melbourne Beach is a Census town of 3,250 people across 0.99 square miles of land, in Brevard County. Median household income is $102,857, 82.4 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $8.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Melbourne Beach
What Melbourne Beach is
- Census place typetown
- Land area0.99 sq mi
- Water area0.41 sq mi
- Population per square mile of land3,291
- County holding the largest share of its areaBrevard County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Melbourne Beach
How many people live in Melbourne Beach
- Population3,250
- Median age56.4
- Population under 18489 plus or minus 149
- Share under 1815.0 percent plus or minus 4.6
- Population 65 and over986
- Share 65 and over30.3 percent
- Households1,512
- Family households952
- Share of households that are families63.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Melbourne Beach
Income and work in Melbourne Beach
- Median household income$102,857 plus or minus $21,772
- Per capita income$72,613
- Civilian labor force1,527
- Employed1,479
- Unemployed48 plus or minus 44
- Unemployment rate3.1 percent plus or minus 2.8
- Adults 25 and over2,609
- Adults 25 and over with a high school diploma or higher97.9 percent
- Adults 25 and over with a bachelor degree or higher69.5 percent
- Adults 25 and over with a graduate degree32.8 percent plus or minus 7.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Melbourne Beach
Housing in Melbourne Beach
- Housing units1,809
- Occupied units1,512
- Vacant units297 plus or minus 130
- Vacancy rate16.4 percent plus or minus 7.0
- Owner occupied1,246
- Renter occupied266 plus or minus 148
- Ownership rate82.4 percent
- Median owner-occupied home value$708,400
- Median gross rent, monthly$1,307 plus or minus $538
- Annual rent as a share of median income15.2 percent plus or minus 7.1
- Single family units1,424
- Share single family78.7 percent
- Units in buildings of two or more385 plus or minus 177
- Share in buildings of two or more21.3 percent plus or minus 9.6
- Mobile homes0
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Melbourne Beach
How Melbourne Beach gets to work
- Workers 16 and over who commute1,012
- Commuting under 15 minutes232 plus or minus 103
- Share commuting under 15 minutes22.9 percent plus or minus 9.3
- Commuting 30 minutes or more272 plus or minus 114
- Share commuting 30 minutes or more26.9 percent plus or minus 10.1
- Drove alone60.1 percent
- Carpooled4.4 percent plus or minus 3.9
- Public transport0.0 percent
- Walked2.7 percent plus or minus 4.2
- Worked from home31.3 percent plus or minus 9.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Melbourne Beach
SBA loans in Melbourne Beach (7(a))
- Approvals9
- Gross approval$8,256,600
- Average approval$917,400
- Median approval$250,000
- Largest approval$4,508,900
- Jobs supported138
- Jobs per approval15.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises11.1 percent
- Distinct lenders9
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Melbourne Beach, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Melbourne Beach
SBA loans in Melbourne Beach (504)
- Approvals1
- Gross approval$279,000
- Average approval$279,000
- Median approval$279,000
- Largest approval$279,000
- Jobs supported5
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Melbourne Beach, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Melbourne Beach
Flood risk in Melbourne Beach
- NFIP communityTown of Melbourne Beach
- NFIP community number125128
- Participating in the NFIPYes
- Community Rating System classClass 8
- Currently effective map date01/29/21
The Town of Melbourne Beach participates in the National Flood Insurance Program as community 125128 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Brevard County, not Melbourne Beach
Brevard County context, not Melbourne Beach figures
- Establishments in Brevard County15,510
- Covered employment, Brevard County242,124
- Average annual pay, Brevard County$68,051
- Housing units permitted, Brevard County4,603
Every figure in this section is published for Brevard County as a whole and is not a measurement of Melbourne Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Melbourne Beach questions, answered from the record.
How many people live in Melbourne Beach, Florida?
3,250, in 1,512 households. Melbourne Beach town covers 0.99 square miles of land, which is 3,291 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Melbourne Beach in?
Brevard County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Melbourne Beach?
$102,857. The median owner-occupied home is valued at $708,400. Median gross rent is $1,307 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Melbourne Beach businesses?
9 7(a) approvals totaling $8.3 m since FY2020, across 9 lenders, median approval $250,000, plus 1 504 approvals worth $279,000 since FY2010. These count approvals to borrowers whose address is in Melbourne Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Melbourne Beach borrowers get paid back?
No rate is published for Melbourne Beach. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Melbourne Beach in the National Flood Insurance Program?
Yes. Melbourne Beach appears in the FEMA Community Status Book as Melbourne Beach, town of, community 125128, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Melbourne Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Brevard County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Melbourne Beach.
Is zoning published for Melbourne Beach?
No. Nothing on this page presents parcel level zoning.