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HomeFloridaBrevard CountyMelbourne Beach town

Melbourne Beach town, Florida: commercial real estate data.

Melbourne Beach town is a Census town of 3,250 people across 0.99 square miles of land, in Brevard County. Median household income is $102,857, 82.4 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $8.3 m.

81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Melbourne Beach

What Melbourne Beach is

  • Census place typetown
  • Land area0.99 sq mi
  • Water area0.41 sq mi
  • Population per square mile of land3,291
  • County holding the largest share of its areaBrevard County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Melbourne Beach

How many people live in Melbourne Beach

  • Population3,250
  • Median age56.4
  • Population under 18489 plus or minus 149
  • Share under 1815.0 percent plus or minus 4.6
  • Population 65 and over986
  • Share 65 and over30.3 percent
  • Households1,512
  • Family households952
  • Share of households that are families63.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Melbourne Beach

Income and work in Melbourne Beach

  • Median household income$102,857 plus or minus $21,772
  • Per capita income$72,613
  • Civilian labor force1,527
  • Employed1,479
  • Unemployed48 plus or minus 44
  • Unemployment rate3.1 percent plus or minus 2.8
  • Adults 25 and over2,609
  • Adults 25 and over with a high school diploma or higher97.9 percent
  • Adults 25 and over with a bachelor degree or higher69.5 percent
  • Adults 25 and over with a graduate degree32.8 percent plus or minus 7.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Melbourne Beach

Housing in Melbourne Beach

  • Housing units1,809
  • Occupied units1,512
  • Vacant units297 plus or minus 130
  • Vacancy rate16.4 percent plus or minus 7.0
  • Owner occupied1,246
  • Renter occupied266 plus or minus 148
  • Ownership rate82.4 percent
  • Median owner-occupied home value$708,400
  • Median gross rent, monthly$1,307 plus or minus $538
  • Annual rent as a share of median income15.2 percent plus or minus 7.1
  • Single family units1,424
  • Share single family78.7 percent
  • Units in buildings of two or more385 plus or minus 177
  • Share in buildings of two or more21.3 percent plus or minus 9.6
  • Mobile homes0
  • Median year structure built1974

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Melbourne Beach

How Melbourne Beach gets to work

  • Workers 16 and over who commute1,012
  • Commuting under 15 minutes232 plus or minus 103
  • Share commuting under 15 minutes22.9 percent plus or minus 9.3
  • Commuting 30 minutes or more272 plus or minus 114
  • Share commuting 30 minutes or more26.9 percent plus or minus 10.1
  • Drove alone60.1 percent
  • Carpooled4.4 percent plus or minus 3.9
  • Public transport0.0 percent
  • Walked2.7 percent plus or minus 4.2
  • Worked from home31.3 percent plus or minus 9.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Melbourne Beach

SBA loans in Melbourne Beach (7(a))

  • Approvals9
  • Gross approval$8,256,600
  • Average approval$917,400
  • Median approval$250,000
  • Ninetieth percentile approval$4,508,900
  • Largest approval$4,508,900
  • Jobs supported138
  • Jobs per approval15.3
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more33.3 percent
  • Share to franchises11.1 percent
  • Distinct lenders9
  • Distinct industries by NAICS9

A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Melbourne Beach

SBA loans in Melbourne Beach (504)

  • Approvals1
  • Gross approval$279,000
  • Average approval$279,000
  • Median approval$279,000
  • Largest approval$279,000
  • Jobs supported5
  • Loans with a final outcome1
  • Charged off0
  • Median term240 months
  • Distinct CDCs1

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Melbourne Beach

Flood risk in Melbourne Beach

  • Listed NFIP communities1
  • Of those, participating1
  • Best Community Rating System classClass 8
  • NFIP community number125128
  • Currently effective map date01/29/21

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Brevard County, not Melbourne Beach

Brevard County context, not Melbourne Beach figures

These are Brevard County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Melbourne Beach measurements.

  • Establishments in Brevard County15,510
  • Employment at those establishments, Brevard County205,503
  • Covered employment, Brevard County242,124
  • Average annual pay, Brevard County$68,051
  • Average weekly wage, Brevard County$1,309
  • Housing units permitted, Brevard County4,603
  • Of those, single family, Brevard County3,889
  • County product, 2024, Brevard County$43,482,320,000
  • County product change over the prior year, Brevard County7.1 percent
  • Average income of an arriving household, Brevard County$87,320

Every figure in this section is published for Brevard County as a whole and is not a measurement of Melbourne Beach. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Melbourne Beach questions, answered from the record.

How many people live in Melbourne Beach, Florida?

3,250, in 1,512 households. Melbourne Beach town covers 0.99 square miles of land, which is 3,291 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Melbourne Beach in?

Brevard County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Melbourne Beach?

$102,857. The median owner-occupied home is valued at $708,400. Median gross rent is $1,307 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Melbourne Beach businesses?

9 7(a) approvals totalling $8.3 m, across 9 lenders, median approval $250,000, plus 1 504 approvals worth $279,000. These count approvals to borrowers whose address is in Melbourne Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Melbourne Beach borrowers get paid back?

No rate is published for Melbourne Beach. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Melbourne Beach in the National Flood Insurance Program?

Yes. Melbourne Beach appears in the FEMA Community Status Book as community 125128, carrying Community Rating System class 8, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Melbourne Beach figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Brevard County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Melbourne Beach.

Is zoning published for Melbourne Beach?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.