HomeFloridaPalm Beach CountyBoca Raton
Boca Raton, Florida: commercial real estate data.
Boca Raton is a Census city of 100,234 people across 29.18 square miles of land, in Palm Beach County. Median household income is $106,273, 65.7 percent of occupied homes are owned, and the SBA record carries 529 7(a) approvals to borrowers here worth $292.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Boca Raton
What Boca Raton is
- Census place typecity
- Land area29.18 sq mi
- Water area2.41 sq mi
- Population per square mile of land3,435
- County holding the largest share of its areaPalm Beach County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Boca Raton
How many people live in Boca Raton
- Population100,234
- Median age46.0
- Population under 1816,282
- Share under 1816.2 percent
- Population 65 and over24,623
- Share 65 and over24.6 percent
- Households41,450
- Family households24,206
- Share of households that are families58.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Boca Raton
Income and work in Boca Raton
- Median household income$106,273
- Per capita income$76,039
- Civilian labor force50,234
- Employed47,451
- Unemployed2,783 plus or minus 569
- Unemployment rate5.5 percent plus or minus 1.1
- Adults 25 and over71,002
- Adults 25 and over with a high school diploma or higher96.2 percent
- Adults 25 and over with a bachelor degree or higher61.8 percent
- Adults 25 and over with a graduate degree25.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Boca Raton
Housing in Boca Raton
- Housing units49,128
- Occupied units41,450
- Vacant units7,678
- Vacancy rate15.6 percent
- Owner occupied27,250
- Renter occupied14,200
- Ownership rate65.7 percent
- Median owner-occupied home value$722,700
- Median gross rent, monthly$2,508
- Annual rent as a share of median income28.3 percent
- Single family units24,179
- Share single family49.2 percent
- Units in buildings of two or more24,824
- Share in buildings of two or more50.5 percent
- Mobile homes119 plus or minus 95
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Boca Raton
How Boca Raton gets to work
- Workers 16 and over who commute35,590
- Commuting under 15 minutes12,014
- Share commuting under 15 minutes33.8 percent
- Commuting 30 minutes or more8,751
- Share commuting 30 minutes or more24.6 percent
- Drove alone63.9 percent
- Carpooled6.3 percent plus or minus 1.3
- Public transport0.6 percent plus or minus 0.3
- Walked2.7 percent plus or minus 0.7
- Worked from home23.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Boca Raton
SBA loans in Boca Raton (7(a))
- Approvals529
- Gross approval$292,168,000
- Average approval$552,302
- Median approval$220,000
- Ninetieth percentile approval$1,449,600
- Largest approval$5,000,000
- Jobs supported5,827
- Jobs per approval11.0
- Loans with a final outcome93
- Paid in full79
- Charged off14
- Charge-off rate over resolved loans15.1 percent
- Median term120 months
- Share on real estate terms of 20 years or more6.4 percent
- Share to franchises9.8 percent
- Distinct lenders80
- Distinct industries by NAICS209
Counted by borrower city: approvals to borrowers whose address is in Boca Raton, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Boca Raton
SBA loans in Boca Raton (504)
- Approvals67
- Gross approval$61,116,000
- Average approval$912,179
- Median approval$586,000
- Largest approval$4,736,000
- Jobs supported818
- Loans with a final outcome27
- Charged off2
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Boca Raton, in any county, FY2010 to FY2026. Only 27 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Boca Raton
Flood risk in Boca Raton
- NFIP communityCity of Boca Raton
- NFIP community number120195
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date12/20/24
The City of Boca Raton participates in the National Flood Insurance Program as community 120195 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Palm Beach County, not Boca Raton
Palm Beach County context, not Boca Raton figures
- Establishments in Palm Beach County55,803
- Covered employment, Palm Beach County666,889
- Average annual pay, Palm Beach County$77,246
- Housing units permitted, Palm Beach County4,089
Every figure in this section is published for Palm Beach County as a whole and is not a measurement of Boca Raton.
All Palm Beach County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Boca Raton questions, answered from the record.
How many people live in Boca Raton, Florida?
100,234, in 41,450 households. Boca Raton city covers 29.18 square miles of land, which is 3,435 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Boca Raton in?
Palm Beach County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Boca Raton?
$106,273. The median owner-occupied home is valued at $722,700. Median gross rent is $2,508 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Boca Raton businesses?
529 7(a) approvals totaling $292.2 m since FY2020, across 80 lenders, median approval $220,000, plus 67 504 approvals worth $61.1 m since FY2010. These count approvals to borrowers whose address is in Boca Raton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Boca Raton borrowers get paid back?
Of the 93 loans that have reached a final outcome, 79 were paid in full and 14 charged off, a charge off rate of 15.1 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Boca Raton in the National Flood Insurance Program?
Yes. Boca Raton appears in the FEMA Community Status Book as Boca Raton, city of, community 120195, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Boca Raton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Palm Beach County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Boca Raton.
Is zoning published for Boca Raton?
No. Nothing on this page presents parcel level zoning.