HomeFloridaPalm Beach CountyDelray Beach
Delray Beach, Florida: commercial real estate data.
Delray Beach is a Census city of 67,979 people across 15.92 square miles of land, in Palm Beach County. Median household income is $82,041, 63.2 percent of occupied homes are owned, and the SBA record carries 250 7(a) approvals to borrowers here worth $135.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Delray Beach
What Delray Beach is
- Census place typecity
- Land area15.92 sq mi
- Water area0.59 sq mi
- Population per square mile of land4,269
- County holding the largest share of its areaPalm Beach County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Delray Beach
How many people live in Delray Beach
- Population67,979
- Median age51.3
- Population under 189,111
- Share under 1813.4 percent
- Population 65 and over19,036
- Share 65 and over28.0 percent
- Households29,933
- Family households14,721
- Share of households that are families49.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Delray Beach
Income and work in Delray Beach
- Median household income$82,041
- Per capita income$58,236
- Civilian labor force36,563
- Employed34,459
- Unemployed2,104 plus or minus 474
- Unemployment rate5.8 percent plus or minus 1.3
- Adults 25 and over54,415
- Adults 25 and over with a high school diploma or higher88.7 percent
- Adults 25 and over with a bachelor degree or higher43.7 percent
- Adults 25 and over with a graduate degree16.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Delray Beach
Housing in Delray Beach
- Housing units37,427
- Occupied units29,933
- Vacant units7,494
- Vacancy rate20.0 percent
- Owner occupied18,928
- Renter occupied11,005
- Ownership rate63.2 percent
- Median owner-occupied home value$420,300
- Median gross rent, monthly$1,961
- Annual rent as a share of median income28.7 percent
- Single family units17,695
- Share single family47.3 percent
- Units in buildings of two or more19,489
- Share in buildings of two or more52.1 percent
- Mobile homes243 plus or minus 121
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Delray Beach
How Delray Beach gets to work
- Workers 16 and over who commute27,185
- Commuting under 15 minutes6,729
- Share commuting under 15 minutes24.8 percent
- Commuting 30 minutes or more7,428
- Share commuting 30 minutes or more27.3 percent
- Drove alone67.9 percent
- Carpooled6.2 percent
- Public transport3.1 percent plus or minus 1.3
- Walked1.5 percent plus or minus 0.6
- Worked from home18.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Delray Beach
SBA loans in Delray Beach (7(a))
- Approvals250
- Gross approval$135,014,500
- Average approval$540,058
- Median approval$162,500
- Ninetieth percentile approval$1,387,500
- Largest approval$5,000,000
- Jobs supported2,016
- Jobs per approval8.1
- Loans with a final outcome54
- Paid in full46
- Charged off8
- Charge-off rate over resolved loans14.8 percent
- Median term120 months
- Share on real estate terms of 20 years or more10.8 percent
- Share to franchises11.6 percent
- Distinct lenders52
- Distinct industries by NAICS138
Counted by borrower city: approvals to borrowers whose address is in Delray Beach, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Delray Beach
SBA loans in Delray Beach (504)
- Approvals46
- Gross approval$32,229,000
- Average approval$700,630
- Median approval$556,000
- Largest approval$2,270,000
- Jobs supported298
- Loans with a final outcome18
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Delray Beach, in any county, FY2010 to FY2026. Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Delray Beach
Flood risk in Delray Beach
- NFIP communityCity of Delray Beach
- NFIP community number125102
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date12/20/24
The City of Delray Beach participates in the National Flood Insurance Program as community 125102 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Palm Beach County, not Delray Beach
Palm Beach County context, not Delray Beach figures
- Establishments in Palm Beach County55,803
- Covered employment, Palm Beach County666,889
- Average annual pay, Palm Beach County$77,246
- Housing units permitted, Palm Beach County4,089
Every figure in this section is published for Palm Beach County as a whole and is not a measurement of Delray Beach.
All Palm Beach County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Delray Beach questions, answered from the record.
How many people live in Delray Beach, Florida?
67,979, in 29,933 households. Delray Beach city covers 15.92 square miles of land, which is 4,269 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Delray Beach in?
Palm Beach County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Delray Beach?
$82,041. The median owner-occupied home is valued at $420,300. Median gross rent is $1,961 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Delray Beach businesses?
250 7(a) approvals totaling $135.0 m since FY2020, across 52 lenders, median approval $162,500, plus 46 504 approvals worth $32.2 m since FY2010. These count approvals to borrowers whose address is in Delray Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Delray Beach borrowers get paid back?
Of the 54 loans that have reached a final outcome, 46 were paid in full and 8 charged off, a charge off rate of 14.8 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Delray Beach in the National Flood Insurance Program?
Yes. Delray Beach appears in the FEMA Community Status Book as Delray Beach, city of, community 125102, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Delray Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Palm Beach County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Delray Beach.
Is zoning published for Delray Beach?
No. Nothing on this page presents parcel level zoning.