HomeFloridaPalm Beach CountyPalm Beach Gardens city
Palm Beach Gardens city, Florida: commercial real estate data.
Palm Beach Gardens city is a Census city of 60,959 people across 59.24 square miles of land, in Palm Beach County. Median household income is $106,947, 73.0 percent of occupied homes are owned, and the SBA record carries 110 7(a) approvals to borrowers here worth $57.4 m.
82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Palm Beach Gardens
What Palm Beach Gardens is
- Census place typecity
- Land area59.24 sq mi
- Water area0.63 sq mi
- Population per square mile of land1,029
- County holding the largest share of its areaPalm Beach County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palm Beach Gardens
How many people live in Palm Beach Gardens
- Population60,959
- Median age51.8
- Population under 1810,108
- Share under 1816.6 percent
- Population 65 and over19,836
- Share 65 and over32.5 percent
- Households27,294
- Family households16,724
- Share of households that are families61.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palm Beach Gardens
Income and work in Palm Beach Gardens
- Median household income$106,947
- Per capita income$83,250
- Civilian labor force29,738
- Employed28,593
- Unemployed1,145 plus or minus 393
- Unemployment rate3.9 percent plus or minus 1.3
- Adults 25 and over47,451
- Adults 25 and over with a high school diploma or higher97.2 percent
- Adults 25 and over with a bachelor degree or higher57.4 percent
- Adults 25 and over with a graduate degree24.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palm Beach Gardens
Housing in Palm Beach Gardens
- Housing units31,400
- Occupied units27,294
- Vacant units4,106
- Vacancy rate13.1 percent
- Owner occupied19,935
- Renter occupied7,359
- Ownership rate73.0 percent
- Median owner-occupied home value$606,100
- Median gross rent, monthly$2,417
- Annual rent as a share of median income27.1 percent
- Single family units19,573
- Share single family62.3 percent
- Units in buildings of two or more11,254
- Share in buildings of two or more35.8 percent
- Mobile homes539 plus or minus 254
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palm Beach Gardens
How Palm Beach Gardens gets to work
- Workers 16 and over who commute22,497
- Commuting under 15 minutes5,299
- Share commuting under 15 minutes23.6 percent
- Commuting 30 minutes or more5,742
- Share commuting 30 minutes or more25.5 percent
- Drove alone69.4 percent
- Carpooled7.9 percent plus or minus 1.6
- Public transport0.2 percent plus or minus 0.2
- Walked1.0 percent plus or minus 0.6
- Worked from home19.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palm Beach Gardens
SBA loans in Palm Beach Gardens (7(a))
- Approvals110
- Gross approval$57,417,800
- Average approval$521,980
- Median approval$250,000
- Ninetieth percentile approval$1,170,000
- Largest approval$5,000,000
- Jobs supported1,093
- Jobs per approval9.9
- Loans with a final outcome17
- Paid in full16
- Charged off1
- Charge-off rate over resolved loans5.9 percent
- Median term120 months
- Share on real estate terms of 20 years or more10.0 percent
- Share to franchises16.4 percent
- Distinct lenders46
- Distinct industries by NAICS64
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Palm Beach Gardens
SBA loans in Palm Beach Gardens (504)
- Approvals9
- Gross approval$10,612,000
- Average approval$1,179,111
- Median approval$1,434,000
- Largest approval$2,250,000
- Jobs supported52
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Palm Beach Gardens
Flood risk in Palm Beach Gardens
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 10
- NFIP community number120221
- Currently effective map date12/20/24
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Palm Beach County, not Palm Beach Gardens
Palm Beach County context, not Palm Beach Gardens figures
These are Palm Beach County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Palm Beach Gardens measurements.
- Establishments in Palm Beach County55,803
- Employment at those establishments, Palm Beach County592,227
- Covered employment, Palm Beach County666,889
- Average annual pay, Palm Beach County$77,246
- Average weekly wage, Palm Beach County$1,485
- Housing units permitted, Palm Beach County4,089
- Of those, single family, Palm Beach County2,897
- County product, 2024, Palm Beach County$140,505,730,000
- County product change over the prior year, Palm Beach County5.2 percent
- Average income of an arriving household, Palm Beach County$260,093
Every figure in this section is published for Palm Beach County as a whole and is not a measurement of Palm Beach Gardens. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Palm Beach Gardens questions, answered from the record.
How many people live in Palm Beach Gardens, Florida?
60,959, in 27,294 households. Palm Beach Gardens city covers 59.24 square miles of land, which is 1,029 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Palm Beach Gardens in?
Palm Beach County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Palm Beach Gardens?
$106,947. The median owner-occupied home is valued at $606,100. Median gross rent is $2,417 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Palm Beach Gardens businesses?
110 7(a) approvals totalling $57.4 m, across 46 lenders, median approval $250,000, plus 9 504 approvals worth $10.6 m. These count approvals to borrowers whose address is in Palm Beach Gardens, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Palm Beach Gardens borrowers get paid back?
Of the 17 loans that have reached a final outcome, 16 were paid in full and 1 charged off, a charge off rate of 5.9 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Palm Beach Gardens in the National Flood Insurance Program?
Yes. Palm Beach Gardens appears in the FEMA Community Status Book as community 120221, carrying Community Rating System class 10, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Palm Beach Gardens figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Palm Beach County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Palm Beach Gardens.
Is zoning published for Palm Beach Gardens?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.