HomeFloridaPalm Beach CountyPalm Beach Gardens
Palm Beach Gardens, Florida: commercial real estate data.
Palm Beach Gardens is a Census city of 60,959 people across 59.24 square miles of land, in Palm Beach County. Median household income is $106,947, 73.0 percent of occupied homes are owned, and the SBA record carries 110 7(a) approvals to borrowers here worth $57.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Palm Beach Gardens
What Palm Beach Gardens is
- Census place typecity
- Land area59.24 sq mi
- Water area0.63 sq mi
- Population per square mile of land1,029
- County holding the largest share of its areaPalm Beach County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palm Beach Gardens
How many people live in Palm Beach Gardens
- Population60,959
- Median age51.8
- Population under 1810,108
- Share under 1816.6 percent
- Population 65 and over19,836
- Share 65 and over32.5 percent
- Households27,294
- Family households16,724
- Share of households that are families61.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palm Beach Gardens
Income and work in Palm Beach Gardens
- Median household income$106,947
- Per capita income$83,250
- Civilian labor force29,738
- Employed28,593
- Unemployed1,145 plus or minus 393
- Unemployment rate3.9 percent plus or minus 1.3
- Adults 25 and over47,451
- Adults 25 and over with a high school diploma or higher97.2 percent
- Adults 25 and over with a bachelor degree or higher57.4 percent
- Adults 25 and over with a graduate degree24.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palm Beach Gardens
Housing in Palm Beach Gardens
- Housing units31,400
- Occupied units27,294
- Vacant units4,106
- Vacancy rate13.1 percent
- Owner occupied19,935
- Renter occupied7,359
- Ownership rate73.0 percent
- Median owner-occupied home value$606,100
- Median gross rent, monthly$2,417
- Annual rent as a share of median income27.1 percent
- Single family units19,573
- Share single family62.3 percent
- Units in buildings of two or more11,254
- Share in buildings of two or more35.8 percent
- Mobile homes539 plus or minus 254
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palm Beach Gardens
How Palm Beach Gardens gets to work
- Workers 16 and over who commute22,497
- Commuting under 15 minutes5,299
- Share commuting under 15 minutes23.6 percent
- Commuting 30 minutes or more5,742
- Share commuting 30 minutes or more25.5 percent
- Drove alone69.4 percent
- Carpooled7.9 percent plus or minus 1.6
- Public transport0.2 percent plus or minus 0.2
- Walked1.0 percent plus or minus 0.6
- Worked from home19.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Palm Beach Gardens
SBA loans in Palm Beach Gardens (7(a))
- Approvals110
- Gross approval$57,417,800
- Average approval$521,980
- Median approval$250,000
- Ninetieth percentile approval$1,134,000
- Largest approval$5,000,000
- Jobs supported1,093
- Jobs per approval9.9
- Loans with a final outcome17
- Paid in full16
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more10.0 percent
- Share to franchises16.4 percent
- Distinct lenders46
- Distinct industries by NAICS64
Counted by borrower city: approvals to borrowers whose address is in Palm Beach Gardens, in any county, FY2020 to FY2026. Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Palm Beach Gardens
SBA loans in Palm Beach Gardens (504)
- Approvals9
- Gross approval$10,612,000
- Average approval$1,179,111
- Median approval$1,434,000
- Largest approval$2,250,000
- Jobs supported52
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Palm Beach Gardens, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Palm Beach Gardens
Flood risk in Palm Beach Gardens
- NFIP communityCity of Palm Beach Gardens
- NFIP community number120221
- Participating in the NFIPYes
- Community Rating System classClass 10
- Currently effective map date12/20/24
The City of Palm Beach Gardens participates in the National Flood Insurance Program as community 120221 and carries Community Rating System class 10, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Palm Beach County, not Palm Beach Gardens
Palm Beach County context, not Palm Beach Gardens figures
- Establishments in Palm Beach County55,803
- Covered employment, Palm Beach County666,889
- Average annual pay, Palm Beach County$77,246
- Housing units permitted, Palm Beach County4,089
Every figure in this section is published for Palm Beach County as a whole and is not a measurement of Palm Beach Gardens.
All Palm Beach County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Palm Beach Gardens questions, answered from the record.
How many people live in Palm Beach Gardens, Florida?
60,959, in 27,294 households. Palm Beach Gardens city covers 59.24 square miles of land, which is 1,029 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Palm Beach Gardens in?
Palm Beach County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Palm Beach Gardens?
$106,947. The median owner-occupied home is valued at $606,100. Median gross rent is $2,417 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Palm Beach Gardens businesses?
110 7(a) approvals totaling $57.4 m since FY2020, across 46 lenders, median approval $250,000, plus 9 504 approvals worth $10.6 m since FY2010. These count approvals to borrowers whose address is in Palm Beach Gardens, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Palm Beach Gardens borrowers get paid back?
No rate is published for Palm Beach Gardens. Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Palm Beach Gardens in the National Flood Insurance Program?
Yes. Palm Beach Gardens appears in the FEMA Community Status Book as Palm Beach Gardens, city of, community 120221, carrying Community Rating System class 10, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Palm Beach Gardens figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Palm Beach County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Palm Beach Gardens.
Is zoning published for Palm Beach Gardens?
No. Nothing on this page presents parcel level zoning.