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West Palm Beach, Florida: commercial real estate data.

West Palm Beach is a Census city of 122,290 people across 53.87 square miles of land, in Palm Beach County. Median household income is $73,446, 50.5 percent of occupied homes are owned, and the SBA record carries 519 7(a) approvals to borrowers here worth $310.8 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

West Palm Beach

What West Palm Beach is

  • Census place typecity
  • Land area53.87 sq mi
  • Water area4.17 sq mi
  • Population per square mile of land2,270
  • County holding the largest share of its areaPalm Beach County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

West Palm Beach

How many people live in West Palm Beach

  • Population122,290
  • Median age41.1
  • Population under 1821,634
  • Share under 1817.7 percent
  • Population 65 and over26,251
  • Share 65 and over21.5 percent
  • Households52,522
  • Family households27,942
  • Share of households that are families53.2 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

West Palm Beach

Income and work in West Palm Beach

  • Median household income$73,446
  • Per capita income$48,223
  • Civilian labor force66,173
  • Employed62,818
  • Unemployed3,355
  • Unemployment rate5.1 percent
  • Adults 25 and over90,224
  • Adults 25 and over with a high school diploma or higher87.2 percent
  • Adults 25 and over with a bachelor degree or higher39.2 percent
  • Adults 25 and over with a graduate degree14.7 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

West Palm Beach

Housing in West Palm Beach

  • Housing units62,464
  • Occupied units52,522
  • Vacant units9,942
  • Vacancy rate15.9 percent
  • Owner occupied26,536
  • Renter occupied25,986
  • Ownership rate50.5 percent
  • Median owner-occupied home value$414,200
  • Median gross rent, monthly$1,772
  • Annual rent as a share of median income29.0 percent
  • Single family units29,338
  • Share single family47.0 percent
  • Units in buildings of two or more32,697
  • Share in buildings of two or more52.3 percent
  • Mobile homes347 plus or minus 205
  • Median year structure built1988

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

West Palm Beach

How West Palm Beach gets to work

  • Workers 16 and over who commute53,424
  • Commuting under 15 minutes14,410
  • Share commuting under 15 minutes27.0 percent
  • Commuting 30 minutes or more16,764
  • Share commuting 30 minutes or more31.4 percent
  • Drove alone70.3 percent
  • Carpooled9.4 percent
  • Public transport2.4 percent plus or minus 0.7
  • Walked1.8 percent plus or minus 0.5
  • Worked from home13.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

West Palm Beach

SBA loans in West Palm Beach (7(a))

  • Approvals519
  • Gross approval$310,768,200
  • Average approval$598,783
  • Median approval$250,000
  • Ninetieth percentile approval$1,561,000
  • Largest approval$5,000,000
  • Jobs supported6,239
  • Jobs per approval12.0
  • Loans with a final outcome87
  • Paid in full76
  • Charged off11
  • Charge-off rate over resolved loans12.6 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more12.5 percent
  • Share to franchises10.6 percent
  • Distinct lenders84
  • Distinct industries by NAICS190

Counted by borrower city: approvals to borrowers whose address is in West Palm Beach, in any county, FY2020 to FY2026.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

West Palm Beach

SBA loans in West Palm Beach (504)

  • Approvals133
  • Gross approval$113,084,000
  • Average approval$850,256
  • Median approval$573,000
  • Largest approval$5,000,000
  • Jobs supported986
  • Loans with a final outcome44
  • Charged off2
  • Charge-off rate over resolved loans4.5 percent
  • Median term240 months
  • Distinct CDCs4

Counted by borrower city: approvals to borrowers whose address is in West Palm Beach, in any county, FY2010 to FY2026.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

West Palm Beach

Flood risk in West Palm Beach

  • NFIP communityCity of West Palm Beach
  • NFIP community number120229
  • Participating in the NFIPYes
  • Community Rating System classClass 5
  • Currently effective map date12/20/24

The City of West Palm Beach participates in the National Flood Insurance Program as community 120229 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Palm Beach County, not West Palm Beach

Palm Beach County context, not West Palm Beach figures

  • Establishments in Palm Beach County55,803
  • Covered employment, Palm Beach County666,889
  • Average annual pay, Palm Beach County$77,246
  • Housing units permitted, Palm Beach County4,089

Every figure in this section is published for Palm Beach County as a whole and is not a measurement of West Palm Beach.

All Palm Beach County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

West Palm Beach questions, answered from the record.

How many people live in West Palm Beach, Florida?

122,290, in 52,522 households. West Palm Beach city covers 53.87 square miles of land, which is 2,270 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is West Palm Beach in?

Palm Beach County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in West Palm Beach?

$73,446. The median owner-occupied home is valued at $414,200. Median gross rent is $1,772 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to West Palm Beach businesses?

519 7(a) approvals totaling $310.8 m since FY2020, across 84 lenders, median approval $250,000, plus 133 504 approvals worth $113.1 m since FY2010. These count approvals to borrowers whose address is in West Palm Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to West Palm Beach borrowers get paid back?

Of the 87 loans that have reached a final outcome, 76 were paid in full and 11 charged off, a charge off rate of 12.6 percent. Loans still running are excluded because they have not yet succeeded or failed.

Is West Palm Beach in the National Flood Insurance Program?

Yes. West Palm Beach appears in the FEMA Community Status Book as West Palm Beach, city of, community 120229, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page West Palm Beach figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Palm Beach County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of West Palm Beach.

Is zoning published for West Palm Beach?

No. Nothing on this page presents parcel level zoning.