HomeFloridaPinellas CountyIndian Rocks Beach city
Indian Rocks Beach city, Florida: commercial real estate data.
Indian Rocks Beach city is a Census city of 3,664 people across 0.84 square miles of land, in Pinellas County. Median household income is $98,611, 76.4 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $328,000.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Indian Rocks Beach
What Indian Rocks Beach is
- Census place typecity
- Land area0.84 sq mi
- Water area1.05 sq mi
- Population per square mile of land4,337
- County holding the largest share of its areaPinellas County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Indian Rocks Beach
How many people live in Indian Rocks Beach
- Population3,664
- Median age58.6
- Population under 18185 plus or minus 79
- Share under 185.0 percent plus or minus 2.1
- Population 65 and over1,358
- Share 65 and over37.1 percent
- Households1,936
- Family households1,073
- Share of households that are families55.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Indian Rocks Beach
Income and work in Indian Rocks Beach
- Median household income$98,611
- Per capita income$74,521
- Civilian labor force1,911
- Employed1,838
- Unemployed73 plus or minus 43
- Unemployment rate3.8 percent plus or minus 2.2
- Adults 25 and over3,244
- Adults 25 and over with a high school diploma or higher98.1 percent
- Adults 25 and over with a bachelor degree or higher48.0 percent
- Adults 25 and over with a graduate degree16.2 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Indian Rocks Beach
Housing in Indian Rocks Beach
- Housing units3,415
- Occupied units1,936
- Vacant units1,479
- Vacancy rate43.3 percent
- Owner occupied1,480
- Renter occupied456 plus or minus 119
- Ownership rate76.4 percent
- Median owner-occupied home value$738,800
- Median gross rent, monthly$1,863
- Annual rent as a share of median income22.7 percent plus or minus 4.9
- Single family units1,227
- Share single family35.9 percent
- Units in buildings of two or more2,188
- Share in buildings of two or more64.1 percent
- Mobile homes0
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Indian Rocks Beach
How Indian Rocks Beach gets to work
- Workers 16 and over who commute1,187
- Commuting under 15 minutes357 plus or minus 130
- Share commuting under 15 minutes30.1 percent plus or minus 9.6
- Commuting 30 minutes or more430 plus or minus 137
- Share commuting 30 minutes or more36.2 percent plus or minus 9.6
- Drove alone54.4 percent
- Carpooled4.0 percent plus or minus 3.4
- Public transport0.0 percent
- Walked5.6 percent plus or minus 7.5
- Worked from home33.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Indian Rocks Beach
SBA loans in Indian Rocks Beach (7(a))
- Approvals1
- Gross approval$328,000
- Average approval$328,000
- Median approval$328,000
- Ninetieth percentile approval$328,000
- Largest approval$328,000
- Jobs supported11
- Jobs per approval11.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Indian Rocks Beach
SBA loans in Indian Rocks Beach (504)
- Approvals4
- Gross approval$3,331,000
- Average approval$832,750
- Median approval$1,027,000
- Largest approval$1,330,000
- Jobs supported61
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Indian Rocks Beach
Flood risk in Indian Rocks Beach
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 6
- NFIP community number125117
- Currently effective map date08/24/21
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Pinellas County, not Indian Rocks Beach
Pinellas County context, not Indian Rocks Beach figures
These are Pinellas County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Indian Rocks Beach measurements.
- Establishments in Pinellas County32,509
- Employment at those establishments, Pinellas County425,004
- Covered employment, Pinellas County447,680
- Average annual pay, Pinellas County$67,519
- Average weekly wage, Pinellas County$1,298
- Housing units permitted, Pinellas County2,627
- Of those, single family, Pinellas County1,135
- County product, 2024, Pinellas County$78,130,648,000
- County product change over the prior year, Pinellas County5.3 percent
- Average income of an arriving household, Pinellas County$109,940
Every figure in this section is published for Pinellas County as a whole and is not a measurement of Indian Rocks Beach. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Indian Rocks Beach questions, answered from the record.
How many people live in Indian Rocks Beach, Florida?
3,664, in 1,936 households. Indian Rocks Beach city covers 0.84 square miles of land, which is 4,337 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Indian Rocks Beach in?
Pinellas County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Indian Rocks Beach?
$98,611. The median owner-occupied home is valued at $738,800. Median gross rent is $1,863 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Indian Rocks Beach businesses?
1 7(a) approvals totalling $328,000, across 1 lenders, median approval $328,000, plus 4 504 approvals worth $3.3 m. These count approvals to borrowers whose address is in Indian Rocks Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Indian Rocks Beach borrowers get paid back?
No rate is published for Indian Rocks Beach. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Indian Rocks Beach in the National Flood Insurance Program?
Yes. Indian Rocks Beach appears in the FEMA Community Status Book as community 125117, carrying Community Rating System class 6, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Indian Rocks Beach figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pinellas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Indian Rocks Beach.
Is zoning published for Indian Rocks Beach?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.