HomeFloridaPinellas CountyIndian Rocks Beach
Indian Rocks Beach, Florida: commercial real estate data.
Indian Rocks Beach is a Census city of 3,664 people across 0.84 square miles of land, in Pinellas County. Median household income is $98,611, 76.4 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $328,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Indian Rocks Beach
What Indian Rocks Beach is
- Census place typecity
- Land area0.84 sq mi
- Water area1.05 sq mi
- Population per square mile of land4,337
- County holding the largest share of its areaPinellas County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Indian Rocks Beach
How many people live in Indian Rocks Beach
- Population3,664
- Median age58.6
- Population under 18185 plus or minus 79
- Share under 185.0 percent plus or minus 2.1
- Population 65 and over1,358
- Share 65 and over37.1 percent
- Households1,936
- Family households1,073
- Share of households that are families55.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Indian Rocks Beach
Income and work in Indian Rocks Beach
- Median household income$98,611
- Per capita income$74,521
- Civilian labor force1,911
- Employed1,838
- Unemployed73 plus or minus 43
- Unemployment rate3.8 percent plus or minus 2.2
- Adults 25 and over3,244
- Adults 25 and over with a high school diploma or higher98.1 percent
- Adults 25 and over with a bachelor degree or higher48.0 percent
- Adults 25 and over with a graduate degree16.2 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Indian Rocks Beach
Housing in Indian Rocks Beach
- Housing units3,415
- Occupied units1,936
- Vacant units1,479
- Vacancy rate43.3 percent
- Owner occupied1,480
- Renter occupied456 plus or minus 119
- Ownership rate76.4 percent
- Median owner-occupied home value$738,800
- Median gross rent, monthly$1,863
- Annual rent as a share of median income22.7 percent plus or minus 4.9
- Single family units1,227
- Share single family35.9 percent
- Units in buildings of two or more2,188
- Share in buildings of two or more64.1 percent
- Mobile homes0
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Indian Rocks Beach
How Indian Rocks Beach gets to work
- Workers 16 and over who commute1,187
- Commuting under 15 minutes357 plus or minus 130
- Share commuting under 15 minutes30.1 percent plus or minus 9.6
- Commuting 30 minutes or more430 plus or minus 137
- Share commuting 30 minutes or more36.2 percent plus or minus 9.6
- Drove alone54.4 percent
- Carpooled4.0 percent plus or minus 3.4
- Public transport0.0 percent
- Walked5.6 percent plus or minus 7.5
- Worked from home33.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Indian Rocks Beach
SBA loans in Indian Rocks Beach (7(a))
- Approvals1
- Gross approval$328,000
- Average approval$328,000
- Median approval$328,000
- Largest approval$328,000
- Jobs supported11
- Jobs per approval11.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Indian Rocks Beach, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Indian Rocks Beach
SBA loans in Indian Rocks Beach (504)
- Approvals4
- Gross approval$3,331,000
- Average approval$832,750
- Median approval$873,500
- Largest approval$1,330,000
- Jobs supported61
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Indian Rocks Beach, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Indian Rocks Beach
Flood risk in Indian Rocks Beach
- NFIP communityCity of Indian Rocks Beach
- NFIP community number125117
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date08/24/21
The City of Indian Rocks Beach participates in the National Flood Insurance Program as community 125117 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Pinellas County, not Indian Rocks Beach
Pinellas County context, not Indian Rocks Beach figures
- Establishments in Pinellas County32,509
- Covered employment, Pinellas County447,680
- Average annual pay, Pinellas County$67,519
- Housing units permitted, Pinellas County2,627
Every figure in this section is published for Pinellas County as a whole and is not a measurement of Indian Rocks Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Indian Rocks Beach questions, answered from the record.
How many people live in Indian Rocks Beach, Florida?
3,664, in 1,936 households. Indian Rocks Beach city covers 0.84 square miles of land, which is 4,337 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Indian Rocks Beach in?
Pinellas County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Indian Rocks Beach?
$98,611. The median owner-occupied home is valued at $738,800. Median gross rent is $1,863 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Indian Rocks Beach businesses?
1 7(a) approvals totaling $328,000 since FY2020, across 1 lenders, median approval $328,000, plus 4 504 approvals worth $3.3 m since FY2010. These count approvals to borrowers whose address is in Indian Rocks Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Indian Rocks Beach borrowers get paid back?
No rate is published for Indian Rocks Beach. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Indian Rocks Beach in the National Flood Insurance Program?
Yes. Indian Rocks Beach appears in the FEMA Community Status Book as Indian Rocks Beach, city of, community 125117, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Indian Rocks Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pinellas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Indian Rocks Beach.
Is zoning published for Indian Rocks Beach?
No. Nothing on this page presents parcel level zoning.