HomeFloridaPinellas CountyLargo
Largo, Florida: commercial real estate data.
Largo is a Census city of 82,617 people across 18.76 square miles of land, in Pinellas County. Median household income is $62,096, 61.7 percent of occupied homes are owned, and the SBA record carries 152 7(a) approvals to borrowers here worth $86.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Largo
What Largo is
- Census place typecity
- Land area18.76 sq mi
- Water area0.95 sq mi
- Population per square mile of land4,403
- County holding the largest share of its areaPinellas County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Largo
How many people live in Largo
- Population82,617
- Median age49.3
- Population under 1812,224
- Share under 1814.8 percent
- Population 65 and over23,099
- Share 65 and over28.0 percent
- Households37,548
- Family households18,564
- Share of households that are families49.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Largo
Income and work in Largo
- Median household income$62,096
- Per capita income$37,939
- Civilian labor force41,950
- Employed39,956
- Unemployed1,994 plus or minus 427
- Unemployment rate4.8 percent plus or minus 1.0
- Adults 25 and over65,195
- Adults 25 and over with a high school diploma or higher91.3 percent
- Adults 25 and over with a bachelor degree or higher27.4 percent
- Adults 25 and over with a graduate degree9.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Largo
Housing in Largo
- Housing units46,806
- Occupied units37,548
- Vacant units9,258
- Vacancy rate19.8 percent
- Owner occupied23,182
- Renter occupied14,366
- Ownership rate61.7 percent
- Median owner-occupied home value$229,100
- Median gross rent, monthly$1,618
- Annual rent as a share of median income31.3 percent
- Single family units16,882
- Share single family36.1 percent
- Units in buildings of two or more17,595
- Share in buildings of two or more37.6 percent
- Mobile homes12,198
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Largo
How Largo gets to work
- Workers 16 and over who commute33,999
- Commuting under 15 minutes8,148
- Share commuting under 15 minutes24.0 percent
- Commuting 30 minutes or more10,916
- Share commuting 30 minutes or more32.1 percent
- Drove alone74.8 percent
- Carpooled7.5 percent
- Public transport1.2 percent plus or minus 0.6
- Walked0.9 percent plus or minus 0.4
- Worked from home13.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Largo
SBA loans in Largo (7(a))
- Approvals152
- Gross approval$86,511,100
- Average approval$569,152
- Median approval$300,000
- Ninetieth percentile approval$1,101,000
- Largest approval$5,000,000
- Jobs supported1,555
- Jobs per approval10.2
- Loans with a final outcome29
- Paid in full27
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more15.8 percent
- Share to franchises5.3 percent
- Distinct lenders52
- Distinct industries by NAICS88
Counted by borrower city: approvals to borrowers whose address is in Largo, in any county, FY2020 to FY2026. Only 29 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Largo
SBA loans in Largo (504)
- Approvals68
- Gross approval$53,337,000
- Average approval$784,368
- Median approval$475,500
- Largest approval$5,418,000
- Jobs supported751
- Loans with a final outcome20
- Charged off0
- Median term300 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Largo, in any county, FY2010 to FY2026. Only 20 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Largo
Flood risk in Largo
- NFIP communityCity of Largo
- NFIP community number125122
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date08/24/21
The City of Largo participates in the National Flood Insurance Program as community 125122 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Pinellas County, not Largo
Pinellas County context, not Largo figures
- Establishments in Pinellas County32,509
- Covered employment, Pinellas County447,680
- Average annual pay, Pinellas County$67,519
- Housing units permitted, Pinellas County2,627
Every figure in this section is published for Pinellas County as a whole and is not a measurement of Largo.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Largo questions, answered from the record.
How many people live in Largo, Florida?
82,617, in 37,548 households. Largo city covers 18.76 square miles of land, which is 4,403 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Largo in?
Pinellas County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Largo?
$62,096. The median owner-occupied home is valued at $229,100. Median gross rent is $1,618 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Largo businesses?
152 7(a) approvals totaling $86.5 m since FY2020, across 52 lenders, median approval $300,000, plus 68 504 approvals worth $53.3 m since FY2010. These count approvals to borrowers whose address is in Largo, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Largo borrowers get paid back?
No rate is published for Largo. Only 29 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Largo in the National Flood Insurance Program?
Yes. Largo appears in the FEMA Community Status Book as Largo, city of, community 125122, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Largo figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pinellas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Largo.
Is zoning published for Largo?
No. Nothing on this page presents parcel level zoning.