HomeFloridaPinellas CountyOldsmar
Oldsmar, Florida: commercial real estate data.
Oldsmar is a Census city of 14,904 people across 8.94 square miles of land, in Pinellas County. Median household income is $88,333, 76.9 percent of occupied homes are owned, and the SBA record carries 44 7(a) approvals to borrowers here worth $32.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oldsmar
What Oldsmar is
- Census place typecity
- Land area8.94 sq mi
- Water area1.15 sq mi
- Population per square mile of land1,666
- County holding the largest share of its areaPinellas County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oldsmar
How many people live in Oldsmar
- Population14,904
- Median age40.8
- Population under 182,932
- Share under 1819.7 percent
- Population 65 and over2,630
- Share 65 and over17.6 percent
- Households5,586
- Family households3,761
- Share of households that are families67.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oldsmar
Income and work in Oldsmar
- Median household income$88,333
- Per capita income$44,851
- Civilian labor force8,028
- Employed7,668
- Unemployed360 plus or minus 141
- Unemployment rate4.5 percent plus or minus 1.7
- Adults 25 and over10,952
- Adults 25 and over with a high school diploma or higher95.0 percent
- Adults 25 and over with a bachelor degree or higher37.4 percent
- Adults 25 and over with a graduate degree15.8 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oldsmar
Housing in Oldsmar
- Housing units6,246
- Occupied units5,586
- Vacant units660 plus or minus 230
- Vacancy rate10.6 percent plus or minus 3.6
- Owner occupied4,297
- Renter occupied1,289 plus or minus 258
- Ownership rate76.9 percent
- Median owner-occupied home value$380,300
- Median gross rent, monthly$1,427
- Annual rent as a share of median income19.4 percent
- Single family units4,481
- Share single family71.7 percent
- Units in buildings of two or more1,283 plus or minus 331
- Share in buildings of two or more20.5 percent plus or minus 5.2
- Mobile homes482 plus or minus 168
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oldsmar
How Oldsmar gets to work
- Workers 16 and over who commute5,823
- Commuting under 15 minutes1,298 plus or minus 333
- Share commuting under 15 minutes22.3 percent plus or minus 5.3
- Commuting 30 minutes or more2,414
- Share commuting 30 minutes or more41.5 percent
- Drove alone71.1 percent
- Carpooled4.0 percent plus or minus 2.1
- Public transport0.0 percent
- Walked0.4 percent plus or minus 0.5
- Worked from home22.8 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oldsmar
SBA loans in Oldsmar (7(a))
- Approvals44
- Gross approval$32,207,300
- Average approval$731,984
- Median approval$343,400
- Ninetieth percentile approval$1,806,100
- Largest approval$5,000,000
- Jobs supported580
- Jobs per approval13.2
- Loans with a final outcome10
- Paid in full7
- Charged off3
- Median term120 months
- Share on real estate terms of 20 years or more9.1 percent
- Share to franchises9.1 percent
- Distinct lenders27
- Distinct industries by NAICS34
Counted by borrower city: approvals to borrowers whose address is in Oldsmar, in any county, FY2020 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oldsmar
SBA loans in Oldsmar (504)
- Approvals34
- Gross approval$28,164,000
- Average approval$828,353
- Median approval$354,000
- Largest approval$4,476,000
- Jobs supported307
- Loans with a final outcome10
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Oldsmar, in any county, FY2010 to FY2026. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oldsmar
Flood risk in Oldsmar
- NFIP communityCity of Oldsmar
- NFIP community number120250
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date08/24/21
The City of Oldsmar participates in the National Flood Insurance Program as community 120250 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Pinellas County, not Oldsmar
Pinellas County context, not Oldsmar figures
- Establishments in Pinellas County32,509
- Covered employment, Pinellas County447,680
- Average annual pay, Pinellas County$67,519
- Housing units permitted, Pinellas County2,627
Every figure in this section is published for Pinellas County as a whole and is not a measurement of Oldsmar.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oldsmar questions, answered from the record.
How many people live in Oldsmar, Florida?
14,904, in 5,586 households. Oldsmar city covers 8.94 square miles of land, which is 1,666 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oldsmar in?
Pinellas County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oldsmar?
$88,333. The median owner-occupied home is valued at $380,300. Median gross rent is $1,427 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oldsmar businesses?
44 7(a) approvals totaling $32.2 m since FY2020, across 27 lenders, median approval $343,400, plus 34 504 approvals worth $28.2 m since FY2010. These count approvals to borrowers whose address is in Oldsmar, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oldsmar borrowers get paid back?
No rate is published for Oldsmar. Only 10 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oldsmar in the National Flood Insurance Program?
Yes. Oldsmar appears in the FEMA Community Status Book as Oldsmar, city of, community 120250, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oldsmar figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pinellas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oldsmar.
Is zoning published for Oldsmar?
No. Nothing on this page presents parcel level zoning.