HomeFloridaPinellas CountyOldsmar city
Oldsmar city, Florida: commercial real estate data.
Oldsmar city is a Census city of 14,904 people across 8.94 square miles of land, in Pinellas County. Median household income is $88,333, 76.9 percent of occupied homes are owned, and the SBA record carries 44 7(a) approvals to borrowers here worth $32.2 m.
83 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Oldsmar
What Oldsmar is
- Census place typecity
- Land area8.94 sq mi
- Water area1.15 sq mi
- Population per square mile of land1,666
- County holding the largest share of its areaPinellas County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oldsmar
How many people live in Oldsmar
- Population14,904
- Median age40.8
- Population under 182,932
- Share under 1819.7 percent
- Population 65 and over2,630
- Share 65 and over17.6 percent
- Households5,586
- Family households3,761
- Share of households that are families67.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oldsmar
Income and work in Oldsmar
- Median household income$88,333
- Per capita income$44,851
- Civilian labor force8,028
- Employed7,668
- Unemployed360 plus or minus 141
- Unemployment rate4.5 percent plus or minus 1.7
- Adults 25 and over10,952
- Adults 25 and over with a high school diploma or higher95.0 percent
- Adults 25 and over with a bachelor degree or higher37.4 percent
- Adults 25 and over with a graduate degree15.8 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oldsmar
Housing in Oldsmar
- Housing units6,246
- Occupied units5,586
- Vacant units660 plus or minus 230
- Vacancy rate10.6 percent plus or minus 3.6
- Owner occupied4,297
- Renter occupied1,289 plus or minus 258
- Ownership rate76.9 percent
- Median owner-occupied home value$380,300
- Median gross rent, monthly$1,427
- Annual rent as a share of median income19.4 percent
- Single family units4,481
- Share single family71.7 percent
- Units in buildings of two or more1,283 plus or minus 331
- Share in buildings of two or more20.5 percent plus or minus 5.2
- Mobile homes482 plus or minus 168
- Median year structure built1988
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oldsmar
How Oldsmar gets to work
- Workers 16 and over who commute5,823
- Commuting under 15 minutes1,298 plus or minus 333
- Share commuting under 15 minutes22.3 percent plus or minus 5.3
- Commuting 30 minutes or more2,414
- Share commuting 30 minutes or more41.5 percent
- Drove alone71.1 percent
- Carpooled4.0 percent plus or minus 2.1
- Public transport0.0 percent
- Walked0.4 percent plus or minus 0.5
- Worked from home22.8 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oldsmar
SBA loans in Oldsmar (7(a))
- Approvals44
- Gross approval$32,207,300
- Average approval$731,984
- Median approval$350,000
- Ninetieth percentile approval$1,873,000
- Largest approval$5,000,000
- Jobs supported580
- Jobs per approval13.2
- Loans with a final outcome10
- Paid in full7
- Charged off3
- Charge-off rate over resolved loans30.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more9.1 percent
- Share to franchises9.1 percent
- Distinct lenders27
- Distinct industries by NAICS34
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oldsmar
SBA loans in Oldsmar (504)
- Approvals34
- Gross approval$28,164,000
- Average approval$828,353
- Median approval$362,000
- Largest approval$4,476,000
- Jobs supported307
- Loans with a final outcome10
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oldsmar
Flood risk in Oldsmar
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 5
- NFIP community number120250
- Currently effective map date08/24/21
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Pinellas County, not Oldsmar
Pinellas County context, not Oldsmar figures
These are Pinellas County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oldsmar measurements.
- Establishments in Pinellas County32,509
- Employment at those establishments, Pinellas County425,004
- Covered employment, Pinellas County447,680
- Average annual pay, Pinellas County$67,519
- Average weekly wage, Pinellas County$1,298
- Housing units permitted, Pinellas County2,627
- Of those, single family, Pinellas County1,135
- County product, 2024, Pinellas County$78,130,648,000
- County product change over the prior year, Pinellas County5.3 percent
- Average income of an arriving household, Pinellas County$109,940
Every figure in this section is published for Pinellas County as a whole and is not a measurement of Oldsmar. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Oldsmar questions, answered from the record.
How many people live in Oldsmar, Florida?
14,904, in 5,586 households. Oldsmar city covers 8.94 square miles of land, which is 1,666 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oldsmar in?
Pinellas County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oldsmar?
$88,333. The median owner-occupied home is valued at $380,300. Median gross rent is $1,427 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oldsmar businesses?
44 7(a) approvals totalling $32.2 m, across 27 lenders, median approval $350,000, plus 34 504 approvals worth $28.2 m. These count approvals to borrowers whose address is in Oldsmar, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oldsmar borrowers get paid back?
Of the 10 loans that have reached a final outcome, 7 were paid in full and 3 charged off, a charge off rate of 30.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Oldsmar in the National Flood Insurance Program?
Yes. Oldsmar appears in the FEMA Community Status Book as community 120250, carrying Community Rating System class 5, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oldsmar figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pinellas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oldsmar.
Is zoning published for Oldsmar?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.