HomeFloridaPinellas CountyTarpon Springs
Tarpon Springs, Florida: commercial real estate data.
Tarpon Springs is a Census city of 25,791 people across 9.26 square miles of land, in Pinellas County. Median household income is $79,529, 81.0 percent of occupied homes are owned, and the SBA record carries 51 7(a) approvals to borrowers here worth $21.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Tarpon Springs
What Tarpon Springs is
- Census place typecity
- Land area9.26 sq mi
- Water area8.67 sq mi
- Population per square mile of land2,785
- County holding the largest share of its areaPinellas County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tarpon Springs
How many people live in Tarpon Springs
- Population25,791
- Median age55.4
- Population under 182,886
- Share under 1811.2 percent
- Population 65 and over7,741
- Share 65 and over30.0 percent
- Households11,960
- Family households6,856
- Share of households that are families57.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tarpon Springs
Income and work in Tarpon Springs
- Median household income$79,529
- Per capita income$58,514 plus or minus $12,247
- Civilian labor force12,429
- Employed11,925
- Unemployed504 plus or minus 186
- Unemployment rate4.1 percent plus or minus 1.5
- Adults 25 and over20,949
- Adults 25 and over with a high school diploma or higher93.6 percent
- Adults 25 and over with a bachelor degree or higher34.7 percent
- Adults 25 and over with a graduate degree12.4 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tarpon Springs
Housing in Tarpon Springs
- Housing units13,421
- Occupied units11,960
- Vacant units1,461 plus or minus 356
- Vacancy rate10.9 percent plus or minus 2.6
- Owner occupied9,693
- Renter occupied2,267 plus or minus 465
- Ownership rate81.0 percent
- Median owner-occupied home value$340,700
- Median gross rent, monthly$1,298
- Annual rent as a share of median income19.6 percent
- Single family units8,981
- Share single family66.9 percent
- Units in buildings of two or more3,046
- Share in buildings of two or more22.7 percent
- Mobile homes1,363 plus or minus 319
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tarpon Springs
How Tarpon Springs gets to work
- Workers 16 and over who commute9,135
- Commuting under 15 minutes2,191 plus or minus 535
- Share commuting under 15 minutes24.0 percent plus or minus 5.4
- Commuting 30 minutes or more4,625
- Share commuting 30 minutes or more50.6 percent
- Drove alone68.7 percent
- Carpooled5.4 percent plus or minus 1.9
- Public transport0.1 percent plus or minus 0.3
- Walked0.8 percent plus or minus 0.6
- Worked from home21.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tarpon Springs
SBA loans in Tarpon Springs (7(a))
- Approvals51
- Gross approval$20,988,400
- Average approval$411,537
- Median approval$257,200
- Ninetieth percentile approval$1,206,000
- Largest approval$1,750,000
- Jobs supported419
- Jobs per approval8.2
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more9.8 percent
- Share to franchises15.7 percent
- Distinct lenders29
- Distinct industries by NAICS35
Counted by borrower city: approvals to borrowers whose address is in Tarpon Springs, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Tarpon Springs
SBA loans in Tarpon Springs (504)
- Approvals26
- Gross approval$18,596,000
- Average approval$715,231
- Median approval$456,500
- Largest approval$4,499,000
- Jobs supported161
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Tarpon Springs, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Tarpon Springs
Flood risk in Tarpon Springs
- NFIP communityCity of Tarpon Springs
- NFIP community number120259
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date08/24/21
The City of Tarpon Springs participates in the National Flood Insurance Program as community 120259 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Pinellas County, not Tarpon Springs
Pinellas County context, not Tarpon Springs figures
- Establishments in Pinellas County32,509
- Covered employment, Pinellas County447,680
- Average annual pay, Pinellas County$67,519
- Housing units permitted, Pinellas County2,627
Every figure in this section is published for Pinellas County as a whole and is not a measurement of Tarpon Springs.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Tarpon Springs questions, answered from the record.
How many people live in Tarpon Springs, Florida?
25,791, in 11,960 households. Tarpon Springs city covers 9.26 square miles of land, which is 2,785 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Tarpon Springs in?
Pinellas County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Tarpon Springs?
$79,529. The median owner-occupied home is valued at $340,700. Median gross rent is $1,298 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Tarpon Springs businesses?
51 7(a) approvals totaling $21.0 m since FY2020, across 29 lenders, median approval $257,200, plus 26 504 approvals worth $18.6 m since FY2010. These count approvals to borrowers whose address is in Tarpon Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Tarpon Springs borrowers get paid back?
No rate is published for Tarpon Springs. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Tarpon Springs in the National Flood Insurance Program?
Yes. Tarpon Springs appears in the FEMA Community Status Book as Tarpon Springs, city of, community 120259, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Tarpon Springs figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pinellas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Tarpon Springs.
Is zoning published for Tarpon Springs?
No. Nothing on this page presents parcel level zoning.