HomeFloridaPinellas CountySafety Harbor city
Safety Harbor city, Florida: commercial real estate data.
Safety Harbor city is a Census city of 17,033 people across 4.93 square miles of land, in Pinellas County. Median household income is $106,830, 83.9 percent of occupied homes are owned, and the SBA record carries 29 7(a) approvals to borrowers here worth $24.2 m.
81 sourced place values · tier FULL · 9 sections
Safety Harbor
What Safety Harbor is
- Census place typecity
- Land area4.93 sq mi
- Water area0.18 sq mi
- Population per square mile of land3,458
- County holding the largest share of its areaPinellas County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Safety Harbor
How many people live in Safety Harbor
- Population17,033
- Median age49.8
- Population under 183,223
- Share under 1818.9 percent
- Population 65 and over4,108
- Share 65 and over24.1 percent
- Households6,960
- Family households4,391
- Share of households that are families63.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Safety Harbor
Income and work in Safety Harbor
- Median household income$106,830
- Per capita income$58,981
- Civilian labor force8,795
- Employed8,510
- Unemployed285 plus or minus 152
- Unemployment rate3.2 percent plus or minus 1.7
- Adults 25 and over13,051
- Adults 25 and over with a high school diploma or higher96.9 percent
- Adults 25 and over with a bachelor degree or higher48.6 percent
- Adults 25 and over with a graduate degree16.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Safety Harbor
Housing in Safety Harbor
- Housing units7,650
- Occupied units6,960
- Vacant units690 plus or minus 268
- Vacancy rate9.0 percent plus or minus 3.5
- Owner occupied5,839
- Renter occupied1,121
- Ownership rate83.9 percent
- Median owner-occupied home value$454,000
- Median gross rent, monthly$1,743
- Annual rent as a share of median income19.6 percent
- Single family units5,756
- Share single family75.2 percent
- Units in buildings of two or more1,125 plus or minus 275
- Share in buildings of two or more14.7 percent plus or minus 3.5
- Mobile homes769
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Safety Harbor
How Safety Harbor gets to work
- Workers 16 and over who commute6,190
- Commuting under 15 minutes1,307 plus or minus 319
- Share commuting under 15 minutes21.1 percent plus or minus 4.8
- Commuting 30 minutes or more2,389
- Share commuting 30 minutes or more38.6 percent
- Drove alone63.6 percent
- Carpooled7.2 percent plus or minus 2.5
- Public transport0.1 percent plus or minus 0.1
- Walked1.7 percent plus or minus 0.9
- Worked from home26.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Safety Harbor
SBA 7(a) lending to Safety Harbor borrowers
- Approvals29
- Gross approval$24,170,900
- Average approval$833,479
- Median approval$348,000
- Ninetieth percentile approval$2,000,000
- Largest approval$4,800,000
- Jobs supported373
- Jobs per approval12.9
- Loans with a final outcome6
- Paid in full4
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more20.7 percent
- Share to franchises3.4 percent
- Distinct lenders20
- Distinct industries by NAICS22
A charge-off rate is not published here. only 6 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Safety Harbor
SBA 504 lending to Safety Harbor borrowers
- Approvals10
- Gross approval$4,313,000
- Average approval$431,300
- Median approval$343,000
- Largest approval$1,356,000
- Jobs supported46
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Safety Harbor
Flood programme status in Safety Harbor
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 6
- NFIP community number125143
- Currently effective map date08/24/21
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Pinellas County, not Safety Harbor
Pinellas County context, not Safety Harbor figures
These are Pinellas County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Safety Harbor measurements.
- Establishments in Pinellas County32,509
- Employment at those establishments, Pinellas County425,004
- Covered employment, Pinellas County447,680
- Average annual pay, Pinellas County$67,519
- Average weekly wage, Pinellas County$1,298
- Housing units permitted, Pinellas County2,627
- Of those, single family, Pinellas County1,135
- County product, 2024, Pinellas County$78,130,648,000
- County product change over the prior year, Pinellas County5.3 percent
- Average income of an arriving household, Pinellas County$109,940
Every figure in this section is published for Pinellas County as a whole and is not a measurement of Safety Harbor. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Safety Harbor questions, answered from the record.
How many people live in Safety Harbor, Florida?
17,033, in 6,960 households. Safety Harbor city covers 4.93 square miles of land, which is 3,458 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Safety Harbor in?
Pinellas County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Safety Harbor?
$106,830. The median owner-occupied home is valued at $454,000. Median gross rent is $1,743 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Safety Harbor businesses?
29 7(a) approvals totalling $24.2 m, across 20 lenders, median approval $348,000, plus 10 504 approvals worth $4.3 m. These count approvals to borrowers whose address is in Safety Harbor, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Safety Harbor borrowers get paid back?
No rate is published for Safety Harbor. only 6 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Safety Harbor in the National Flood Insurance Program?
Yes. Safety Harbor appears in the FEMA Community Status Book as community 125143, carrying Community Rating System class 6, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Safety Harbor figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pinellas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Safety Harbor.
Is zoning published for Safety Harbor?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.