HomeFloridaPinellas CountySafety Harbor
Safety Harbor, Florida: commercial real estate data.
Safety Harbor is a Census city of 17,033 people across 4.93 square miles of land, in Pinellas County. Median household income is $106,830, 83.9 percent of occupied homes are owned, and the SBA record carries 29 7(a) approvals to borrowers here worth $24.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Safety Harbor
What Safety Harbor is
- Census place typecity
- Land area4.93 sq mi
- Water area0.18 sq mi
- Population per square mile of land3,458
- County holding the largest share of its areaPinellas County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Safety Harbor
How many people live in Safety Harbor
- Population17,033
- Median age49.8
- Population under 183,223
- Share under 1818.9 percent
- Population 65 and over4,108
- Share 65 and over24.1 percent
- Households6,960
- Family households4,391
- Share of households that are families63.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Safety Harbor
Income and work in Safety Harbor
- Median household income$106,830
- Per capita income$58,981
- Civilian labor force8,795
- Employed8,510
- Unemployed285 plus or minus 152
- Unemployment rate3.2 percent plus or minus 1.7
- Adults 25 and over13,051
- Adults 25 and over with a high school diploma or higher96.9 percent
- Adults 25 and over with a bachelor degree or higher48.6 percent
- Adults 25 and over with a graduate degree16.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Safety Harbor
Housing in Safety Harbor
- Housing units7,650
- Occupied units6,960
- Vacant units690 plus or minus 268
- Vacancy rate9.0 percent plus or minus 3.5
- Owner occupied5,839
- Renter occupied1,121
- Ownership rate83.9 percent
- Median owner-occupied home value$454,000
- Median gross rent, monthly$1,743
- Annual rent as a share of median income19.6 percent
- Single family units5,756
- Share single family75.2 percent
- Units in buildings of two or more1,125 plus or minus 275
- Share in buildings of two or more14.7 percent plus or minus 3.5
- Mobile homes769
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Safety Harbor
How Safety Harbor gets to work
- Workers 16 and over who commute6,190
- Commuting under 15 minutes1,307 plus or minus 319
- Share commuting under 15 minutes21.1 percent plus or minus 4.8
- Commuting 30 minutes or more2,389
- Share commuting 30 minutes or more38.6 percent
- Drove alone63.6 percent
- Carpooled7.2 percent plus or minus 2.5
- Public transport0.1 percent plus or minus 0.1
- Walked1.7 percent plus or minus 0.9
- Worked from home26.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Safety Harbor
SBA loans in Safety Harbor (7(a))
- Approvals29
- Gross approval$24,170,900
- Average approval$833,479
- Median approval$348,000
- Ninetieth percentile approval$1,819,200
- Largest approval$4,800,000
- Jobs supported373
- Jobs per approval12.9
- Loans with a final outcome6
- Paid in full4
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more20.7 percent
- Share to franchises3.4 percent
- Distinct lenders20
- Distinct industries by NAICS22
Counted by borrower city: approvals to borrowers whose address is in Safety Harbor, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Safety Harbor
SBA loans in Safety Harbor (504)
- Approvals10
- Gross approval$4,313,000
- Average approval$431,300
- Median approval$323,000
- Largest approval$1,356,000
- Jobs supported46
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Safety Harbor, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Safety Harbor
Flood risk in Safety Harbor
- NFIP communityCity of Safety Harbor
- NFIP community number125143
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date08/24/21
The City of Safety Harbor participates in the National Flood Insurance Program as community 125143 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Pinellas County, not Safety Harbor
Pinellas County context, not Safety Harbor figures
- Establishments in Pinellas County32,509
- Covered employment, Pinellas County447,680
- Average annual pay, Pinellas County$67,519
- Housing units permitted, Pinellas County2,627
Every figure in this section is published for Pinellas County as a whole and is not a measurement of Safety Harbor.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Safety Harbor questions, answered from the record.
How many people live in Safety Harbor, Florida?
17,033, in 6,960 households. Safety Harbor city covers 4.93 square miles of land, which is 3,458 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Safety Harbor in?
Pinellas County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Safety Harbor?
$106,830. The median owner-occupied home is valued at $454,000. Median gross rent is $1,743 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Safety Harbor businesses?
29 7(a) approvals totaling $24.2 m since FY2020, across 20 lenders, median approval $348,000, plus 10 504 approvals worth $4.3 m since FY2010. These count approvals to borrowers whose address is in Safety Harbor, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Safety Harbor borrowers get paid back?
No rate is published for Safety Harbor. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Safety Harbor in the National Flood Insurance Program?
Yes. Safety Harbor appears in the FEMA Community Status Book as Safety Harbor, city of, community 125143, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Safety Harbor figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pinellas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Safety Harbor.
Is zoning published for Safety Harbor?
No. Nothing on this page presents parcel level zoning.