HomeFloridaPinellas CountyMadeira Beach
Madeira Beach, Florida: commercial real estate data.
Madeira Beach is a Census city of 3,953 people across 0.98 square miles of land, in Pinellas County. Median household income is $75,781, 66.1 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $2.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Madeira Beach
What Madeira Beach is
- Census place typecity
- Land area0.98 sq mi
- Water area2.21 sq mi
- Population per square mile of land4,026
- County holding the largest share of its areaPinellas County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madeira Beach
How many people live in Madeira Beach
- Population3,953
- Median age58.9
- Population under 18273 plus or minus 118
- Share under 186.9 percent plus or minus 3.0
- Population 65 and over1,143 plus or minus 245
- Share 65 and over28.9 percent plus or minus 6.2
- Households1,951
- Family households1,073
- Share of households that are families55.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madeira Beach
Income and work in Madeira Beach
- Median household income$75,781 plus or minus $35,086
- Per capita income$71,732 plus or minus $16,091
- Civilian labor force2,217
- Employed2,159
- Unemployed58 plus or minus 44
- Unemployment rate2.6 percent plus or minus 2.0
- Adults 25 and over3,468
- Adults 25 and over with a high school diploma or higher95.6 percent
- Adults 25 and over with a bachelor degree or higher49.3 percent plus or minus 10.7
- Adults 25 and over with a graduate degree25.5 percent plus or minus 7.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madeira Beach
Housing in Madeira Beach
- Housing units4,001
- Occupied units1,951
- Vacant units2,050
- Vacancy rate51.2 percent
- Owner occupied1,289 plus or minus 326
- Renter occupied662 plus or minus 219
- Ownership rate66.1 percent plus or minus 15.7
- Median owner-occupied home value$722,800
- Median gross rent, monthly$2,326 plus or minus $1,607
- Annual rent as a share of median income36.8 percent plus or minus 30.6
- Single family units1,598
- Share single family39.9 percent
- Units in buildings of two or more2,357
- Share in buildings of two or more58.9 percent
- Mobile homes46 plus or minus 61
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madeira Beach
How Madeira Beach gets to work
- Workers 16 and over who commute1,666
- Commuting under 15 minutes391 plus or minus 208
- Share commuting under 15 minutes23.5 percent plus or minus 11.9
- Commuting 30 minutes or more996 plus or minus 334
- Share commuting 30 minutes or more59.8 percent plus or minus 17.4
- Drove alone60.1 percent
- Carpooled7.0 percent plus or minus 4.0
- Public transport0.0 percent
- Walked8.8 percent plus or minus 8.6
- Worked from home22.1 percent plus or minus 7.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Madeira Beach
SBA loans in Madeira Beach (7(a))
- Approvals6
- Gross approval$2,535,000
- Average approval$422,500
- Median approval$250,000
- Largest approval$1,160,000
- Jobs supported24
- Jobs per approval4.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Madeira Beach, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Madeira Beach
SBA loans in Madeira Beach (504)
- Approvals5
- Gross approval$2,532,000
- Average approval$506,400
- Median approval$617,000
- Largest approval$833,000
- Jobs supported59
- Loans with a final outcome2
- Charged off1
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Madeira Beach, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Madeira Beach
Flood risk in Madeira Beach
- NFIP communityCity of Madeira Beach
- NFIP community number125127
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date08/24/21
The City of Madeira Beach participates in the National Flood Insurance Program as community 125127 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Pinellas County, not Madeira Beach
Pinellas County context, not Madeira Beach figures
- Establishments in Pinellas County32,509
- Covered employment, Pinellas County447,680
- Average annual pay, Pinellas County$67,519
- Housing units permitted, Pinellas County2,627
Every figure in this section is published for Pinellas County as a whole and is not a measurement of Madeira Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Madeira Beach questions, answered from the record.
How many people live in Madeira Beach, Florida?
3,953, in 1,951 households. Madeira Beach city covers 0.98 square miles of land, which is 4,026 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Madeira Beach in?
Pinellas County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Madeira Beach?
$75,781. The median owner-occupied home is valued at $722,800. Median gross rent is $2,326 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Madeira Beach businesses?
6 7(a) approvals totaling $2.5 m since FY2020, across 5 lenders, median approval $250,000, plus 5 504 approvals worth $2.5 m since FY2010. These count approvals to borrowers whose address is in Madeira Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Madeira Beach borrowers get paid back?
No rate is published for Madeira Beach. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Madeira Beach in the National Flood Insurance Program?
Yes. Madeira Beach appears in the FEMA Community Status Book as Madeira Beach, city of, community 125127, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Madeira Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pinellas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Madeira Beach.
Is zoning published for Madeira Beach?
No. Nothing on this page presents parcel level zoning.