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HomeFloridaPinellas CountyMadeira Beach city

Madeira Beach city, Florida: commercial real estate data.

Madeira Beach city is a Census city of 3,953 people across 0.98 square miles of land, in Pinellas County. Median household income is $75,781, 66.1 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $2.5 m.

81 sourced place values · tier FULL · 9 sections

Madeira Beach

What Madeira Beach is

  • Census place typecity
  • Land area0.98 sq mi
  • Water area2.21 sq mi
  • Population per square mile of land4,026
  • County holding the largest share of its areaPinellas County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Madeira Beach

How many people live in Madeira Beach

  • Population3,953
  • Median age58.9
  • Population under 18273 plus or minus 118
  • Share under 186.9 percent plus or minus 3.0
  • Population 65 and over1,143 plus or minus 245
  • Share 65 and over28.9 percent plus or minus 6.2
  • Households1,951
  • Family households1,073
  • Share of households that are families55.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Madeira Beach

Income and work in Madeira Beach

  • Median household income$75,781 plus or minus $35,086
  • Per capita income$71,732 plus or minus $16,091
  • Civilian labor force2,217
  • Employed2,159
  • Unemployed58 plus or minus 44
  • Unemployment rate2.6 percent plus or minus 2.0
  • Adults 25 and over3,468
  • Adults 25 and over with a high school diploma or higher95.6 percent
  • Adults 25 and over with a bachelor degree or higher49.3 percent plus or minus 10.7
  • Adults 25 and over with a graduate degree25.5 percent plus or minus 7.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Madeira Beach

Housing in Madeira Beach

  • Housing units4,001
  • Occupied units1,951
  • Vacant units2,050
  • Vacancy rate51.2 percent
  • Owner occupied1,289 plus or minus 326
  • Renter occupied662 plus or minus 219
  • Ownership rate66.1 percent plus or minus 15.7
  • Median owner-occupied home value$722,800
  • Median gross rent, monthly$2,326 plus or minus $1,607
  • Annual rent as a share of median income36.8 percent plus or minus 30.6
  • Single family units1,598
  • Share single family39.9 percent
  • Units in buildings of two or more2,357
  • Share in buildings of two or more58.9 percent
  • Mobile homes46 plus or minus 61
  • Median year structure built1974

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Madeira Beach

How Madeira Beach gets to work

  • Workers 16 and over who commute1,666
  • Commuting under 15 minutes391 plus or minus 208
  • Share commuting under 15 minutes23.5 percent plus or minus 11.9
  • Commuting 30 minutes or more996 plus or minus 334
  • Share commuting 30 minutes or more59.8 percent plus or minus 17.4
  • Drove alone60.1 percent
  • Carpooled7.0 percent plus or minus 4.0
  • Public transport0.0 percent
  • Walked8.8 percent plus or minus 8.6
  • Worked from home22.1 percent plus or minus 7.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Madeira Beach

SBA 7(a) lending to Madeira Beach borrowers

  • Approvals6
  • Gross approval$2,535,000
  • Average approval$422,500
  • Median approval$350,000
  • Ninetieth percentile approval$1,160,000
  • Largest approval$1,160,000
  • Jobs supported24
  • Jobs per approval4.0
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more16.7 percent
  • Share to franchises0.0 percent
  • Distinct lenders5
  • Distinct industries by NAICS6

A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Madeira Beach

SBA 504 lending to Madeira Beach borrowers

  • Approvals5
  • Gross approval$2,532,000
  • Average approval$506,400
  • Median approval$617,000
  • Largest approval$833,000
  • Jobs supported59
  • Loans with a final outcome2
  • Charged off1
  • Median term240 months
  • Distinct CDCs2

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Madeira Beach

Flood programme status in Madeira Beach

  • Listed NFIP communities1
  • Of those, participating1
  • Best Community Rating System classClass 6
  • NFIP community number125127
  • Currently effective map date08/24/21

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Pinellas County, not Madeira Beach

Pinellas County context, not Madeira Beach figures

These are Pinellas County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Madeira Beach measurements.

  • Establishments in Pinellas County32,509
  • Employment at those establishments, Pinellas County425,004
  • Covered employment, Pinellas County447,680
  • Average annual pay, Pinellas County$67,519
  • Average weekly wage, Pinellas County$1,298
  • Housing units permitted, Pinellas County2,627
  • Of those, single family, Pinellas County1,135
  • County product, 2024, Pinellas County$78,130,648,000
  • County product change over the prior year, Pinellas County5.3 percent
  • Average income of an arriving household, Pinellas County$109,940

Every figure in this section is published for Pinellas County as a whole and is not a measurement of Madeira Beach. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Madeira Beach questions, answered from the record.

How many people live in Madeira Beach, Florida?

3,953, in 1,951 households. Madeira Beach city covers 0.98 square miles of land, which is 4,026 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Madeira Beach in?

Pinellas County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Madeira Beach?

$75,781. The median owner-occupied home is valued at $722,800. Median gross rent is $2,326 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Madeira Beach businesses?

6 7(a) approvals totalling $2.5 m, across 5 lenders, median approval $350,000, plus 5 504 approvals worth $2.5 m. These count approvals to borrowers whose address is in Madeira Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Madeira Beach borrowers get paid back?

No rate is published for Madeira Beach. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Madeira Beach in the National Flood Insurance Program?

Yes. Madeira Beach appears in the FEMA Community Status Book as community 125127, carrying Community Rating System class 6, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Madeira Beach figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pinellas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Madeira Beach.

Is zoning published for Madeira Beach?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.