HomeFloridaPinellas CountySt. Pete Beach
St. Pete Beach, Florida: commercial real estate data.
St. Pete Beach is a Census city of 8,805 people across 2.13 square miles of land, in Pinellas County. Median household income is $114,583, 74.8 percent of occupied homes are owned, and the SBA record carries 23 7(a) approvals to borrowers here worth $15.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
St. Pete Beach
What St. Pete Beach is
- Census place typecity
- Land area2.13 sq mi
- Water area4.84 sq mi
- Population per square mile of land4,141
- County holding the largest share of its areaPinellas County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Pete Beach
How many people live in St. Pete Beach
- Population8,805
- Median age62.8
- Population under 18416 plus or minus 138
- Share under 184.7 percent plus or minus 1.6
- Population 65 and over3,948
- Share 65 and over44.8 percent
- Households5,000
- Family households2,918
- Share of households that are families58.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Pete Beach
Income and work in St. Pete Beach
- Median household income$114,583
- Per capita income$96,268
- Civilian labor force3,725
- Employed3,594
- Unemployed131 plus or minus 74
- Unemployment rate3.5 percent plus or minus 2.0
- Adults 25 and over8,178
- Adults 25 and over with a high school diploma or higher96.0 percent
- Adults 25 and over with a bachelor degree or higher56.0 percent
- Adults 25 and over with a graduate degree26.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Pete Beach
Housing in St. Pete Beach
- Housing units8,400
- Occupied units5,000
- Vacant units3,400
- Vacancy rate40.5 percent
- Owner occupied3,739
- Renter occupied1,261 plus or minus 272
- Ownership rate74.8 percent
- Median owner-occupied home value$675,700
- Median gross rent, monthly$1,811
- Annual rent as a share of median income19.0 percent
- Single family units3,576
- Share single family42.6 percent
- Units in buildings of two or more4,805
- Share in buildings of two or more57.2 percent
- Mobile homes19 plus or minus 22
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Pete Beach
How St. Pete Beach gets to work
- Workers 16 and over who commute2,474
- Commuting under 15 minutes703 plus or minus 200
- Share commuting under 15 minutes28.4 percent plus or minus 6.7
- Commuting 30 minutes or more973 plus or minus 295
- Share commuting 30 minutes or more39.3 percent plus or minus 10.2
- Drove alone60.3 percent
- Carpooled4.5 percent plus or minus 3.0
- Public transport0.2 percent plus or minus 0.3
- Walked2.4 percent plus or minus 2.2
- Worked from home30.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
St. Pete Beach
SBA loans in St. Pete Beach (7(a))
- Approvals23
- Gross approval$15,200,300
- Average approval$660,883
- Median approval$323,000
- Ninetieth percentile approval$1,649,160
- Largest approval$2,930,000
- Jobs supported203
- Jobs per approval8.8
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more26.1 percent
- Share to franchises0.0 percent
- Distinct lenders13
- Distinct industries by NAICS12
Counted by borrower city: approvals to borrowers whose address is in St. Pete Beach, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
St. Pete Beach
SBA loans in St. Pete Beach (504)
- Approvals5
- Gross approval$5,311,000
- Average approval$1,062,200
- Median approval$561,000
- Largest approval$2,633,000
- Jobs supported17
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in St. Pete Beach, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
St. Pete Beach
Flood risk in St. Pete Beach
- NFIP communityCity of St. Pete Beach
- NFIP community number125149
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date08/24/21
The City of St. Pete Beach participates in the National Flood Insurance Program as community 125149 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Pinellas County, not St. Pete Beach
Pinellas County context, not St. Pete Beach figures
- Establishments in Pinellas County32,509
- Covered employment, Pinellas County447,680
- Average annual pay, Pinellas County$67,519
- Housing units permitted, Pinellas County2,627
Every figure in this section is published for Pinellas County as a whole and is not a measurement of St. Pete Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
St. Pete Beach questions, answered from the record.
How many people live in St. Pete Beach, Florida?
8,805, in 5,000 households. St. Pete Beach city covers 2.13 square miles of land, which is 4,141 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is St. Pete Beach in?
Pinellas County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in St. Pete Beach?
$114,583. The median owner-occupied home is valued at $675,700. Median gross rent is $1,811 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to St. Pete Beach businesses?
23 7(a) approvals totaling $15.2 m since FY2020, across 13 lenders, median approval $323,000, plus 5 504 approvals worth $5.3 m since FY2010. These count approvals to borrowers whose address is in St. Pete Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to St. Pete Beach borrowers get paid back?
No rate is published for St. Pete Beach. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is St. Pete Beach in the National Flood Insurance Program?
Yes. St. Pete Beach appears in the FEMA Community Status Book as St. Pete Beach, city of, community 125149, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page St. Pete Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pinellas County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of St. Pete Beach.
Is zoning published for St. Pete Beach?
No. Nothing on this page presents parcel level zoning.