HomeFloridaSeminole CountyFern Park CDP
Fern Park CDP, Florida: commercial real estate data.
Fern Park CDP is a Census CDP of 7,981 people across 2.01 square miles of land, in Seminole County. Median household income is $59,428, 63.6 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $9.9 m.
66 sourced place values · tier FULL · 7 sections
Fern Park
What Fern Park is
- Census place typeCDP
- Land area2.01 sq mi
- Water area0.32 sq mi
- Population per square mile of land3,980
- County holding the largest share of its areaSeminole County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fern Park
How many people live in Fern Park
- Population7,981
- Median age43.2
- Population under 181,308 plus or minus 344
- Share under 1816.4 percent plus or minus 3.8
- Population 65 and over1,581
- Share 65 and over19.8 percent
- Households3,587
- Family households2,165
- Share of households that are families60.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fern Park
Income and work in Fern Park
- Median household income$59,428
- Per capita income$42,248
- Civilian labor force4,719
- Employed4,558
- Unemployed161 plus or minus 105
- Unemployment rate3.4 percent plus or minus 2.2
- Adults 25 and over6,364
- Adults 25 and over with a high school diploma or higher91.3 percent
- Adults 25 and over with a bachelor degree or higher36.2 percent
- Adults 25 and over with a graduate degree9.4 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fern Park
Housing in Fern Park
- Housing units3,844
- Occupied units3,587
- Vacant units257 plus or minus 160
- Vacancy rate6.7 percent plus or minus 4.1
- Owner occupied2,282
- Renter occupied1,305 plus or minus 332
- Ownership rate63.6 percent
- Median owner-occupied home value$346,900
- Median gross rent, monthly$1,612
- Annual rent as a share of median income32.6 percent
- Single family units2,840
- Share single family73.9 percent
- Units in buildings of two or more930 plus or minus 292
- Share in buildings of two or more24.2 percent plus or minus 7.2
- Mobile homes74 plus or minus 66
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fern Park
How Fern Park gets to work
- Workers 16 and over who commute3,737
- Commuting under 15 minutes806 plus or minus 272
- Share commuting under 15 minutes21.6 percent plus or minus 6.0
- Commuting 30 minutes or more1,326 plus or minus 525
- Share commuting 30 minutes or more35.5 percent plus or minus 12.3
- Drove alone69.2 percent
- Carpooled12.2 percent plus or minus 5.9
- Public transport0.2 percent plus or minus 0.4
- Walked1.4 percent plus or minus 2.1
- Worked from home15.6 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fern Park
SBA 7(a) lending to Fern Park borrowers
- Approvals11
- Gross approval$9,889,400
- Average approval$899,036
- Median approval$500,000
- Ninetieth percentile approval$2,325,000
- Largest approval$2,488,600
- Jobs supported173
- Jobs per approval15.7
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more54.5 percent
- Share to franchises45.5 percent
- Distinct lenders9
- Distinct industries by NAICS9
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Seminole County, not Fern Park
Seminole County context, not Fern Park figures
These are Seminole County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Fern Park measurements.
- Establishments in Seminole County14,897
- Employment at those establishments, Seminole County193,461
- Covered employment, Seminole County213,221
- Average annual pay, Seminole County$65,449
- Average weekly wage, Seminole County$1,259
- Housing units permitted, Seminole County2,280
- Of those, single family, Seminole County764
- County product, 2024, Seminole County$34,435,347,000
- County product change over the prior year, Seminole County5.2 percent
- Average income of an arriving household, Seminole County$64,996
Every figure in this section is published for Seminole County as a whole and is not a measurement of Fern Park. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Fern Park questions, answered from the record.
How many people live in Fern Park, Florida?
7,981, in 3,587 households. Fern Park CDP covers 2.01 square miles of land, which is 3,980 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fern Park in?
Seminole County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fern Park?
$59,428. The median owner-occupied home is valued at $346,900. Median gross rent is $1,612 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fern Park businesses?
11 7(a) approvals totalling $9.9 m, across 9 lenders, median approval $500,000. These count approvals to borrowers whose address is in Fern Park, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fern Park borrowers get paid back?
No rate is published for Fern Park. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Fern Park figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Seminole County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fern Park.
Is zoning published for Fern Park?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.