HomeFloridaSeminole CountyOviedo
Oviedo, Florida: commercial real estate data.
Oviedo is a Census city of 40,599 people across 15.54 square miles of land, in Seminole County. Median household income is $117,070, 76.7 percent of occupied homes are owned, and the SBA record carries 99 7(a) approvals to borrowers here worth $48.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oviedo
What Oviedo is
- Census place typecity
- Land area15.54 sq mi
- Water area0.28 sq mi
- Population per square mile of land2,612
- County holding the largest share of its areaSeminole County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oviedo
How many people live in Oviedo
- Population40,599
- Median age37.6
- Population under 1810,356
- Share under 1825.5 percent
- Population 65 and over4,487
- Share 65 and over11.1 percent
- Households13,550
- Family households10,894
- Share of households that are families80.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oviedo
Income and work in Oviedo
- Median household income$117,070
- Per capita income$47,962
- Civilian labor force22,127
- Employed20,945
- Unemployed1,182 plus or minus 298
- Unemployment rate5.3 percent plus or minus 1.3
- Adults 25 and over26,880
- Adults 25 and over with a high school diploma or higher95.8 percent
- Adults 25 and over with a bachelor degree or higher55.5 percent
- Adults 25 and over with a graduate degree19.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oviedo
Housing in Oviedo
- Housing units14,191
- Occupied units13,550
- Vacant units641 plus or minus 295
- Vacancy rate4.5 percent plus or minus 2.1
- Owner occupied10,399
- Renter occupied3,151
- Ownership rate76.7 percent
- Median owner-occupied home value$454,000
- Median gross rent, monthly$1,955
- Annual rent as a share of median income20.0 percent
- Single family units12,132
- Share single family85.5 percent
- Units in buildings of two or more1,938 plus or minus 439
- Share in buildings of two or more13.7 percent plus or minus 3.1
- Mobile homes121 plus or minus 95
- Median year structure built1997
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oviedo
How Oviedo gets to work
- Workers 16 and over who commute15,032
- Commuting under 15 minutes3,189
- Share commuting under 15 minutes21.2 percent
- Commuting 30 minutes or more7,015
- Share commuting 30 minutes or more46.7 percent
- Drove alone62.9 percent
- Carpooled7.8 percent plus or minus 1.8
- Public transport0.0 percent
- Walked0.5 percent plus or minus 0.3
- Worked from home27.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oviedo
SBA loans in Oviedo (7(a))
- Approvals99
- Gross approval$48,348,700
- Average approval$488,371
- Median approval$250,000
- Ninetieth percentile approval$1,009,000
- Largest approval$5,000,000
- Jobs supported973
- Jobs per approval9.8
- Loans with a final outcome15
- Paid in full15
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more11.1 percent
- Share to franchises30.3 percent
- Distinct lenders41
- Distinct industries by NAICS57
Counted by borrower city: approvals to borrowers whose address is in Oviedo, in any county, FY2020 to FY2026. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oviedo
SBA loans in Oviedo (504)
- Approvals32
- Gross approval$24,583,000
- Average approval$768,219
- Median approval$489,000
- Largest approval$3,684,000
- Jobs supported285
- Loans with a final outcome8
- Charged off0
- Median term270 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Oviedo, in any county, FY2010 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oviedo
Flood risk in Oviedo
- NFIP communityCity of Oviedo
- NFIP community number120293
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date09/28/07
The City of Oviedo participates in the National Flood Insurance Program as community 120293 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Seminole County, not Oviedo
Seminole County context, not Oviedo figures
- Establishments in Seminole County14,897
- Covered employment, Seminole County213,221
- Average annual pay, Seminole County$65,449
- Housing units permitted, Seminole County2,280
Every figure in this section is published for Seminole County as a whole and is not a measurement of Oviedo.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oviedo questions, answered from the record.
How many people live in Oviedo, Florida?
40,599, in 13,550 households. Oviedo city covers 15.54 square miles of land, which is 2,612 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oviedo in?
Seminole County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oviedo?
$117,070. The median owner-occupied home is valued at $454,000. Median gross rent is $1,955 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oviedo businesses?
99 7(a) approvals totaling $48.3 m since FY2020, across 41 lenders, median approval $250,000, plus 32 504 approvals worth $24.6 m since FY2010. These count approvals to borrowers whose address is in Oviedo, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oviedo borrowers get paid back?
No rate is published for Oviedo. Only 15 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oviedo in the National Flood Insurance Program?
Yes. Oviedo appears in the FEMA Community Status Book as Oviedo, city of, community 120293, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oviedo figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Seminole County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oviedo.
Is zoning published for Oviedo?
No. Nothing on this page presents parcel level zoning.