HomeFloridaSeminole CountyWinter Springs city
Winter Springs city, Florida: commercial real estate data.
Winter Springs city is a Census city of 38,951 people across 14.86 square miles of land, in Seminole County. Median household income is $92,574, 76.1 percent of occupied homes are owned, and the SBA record carries 40 7(a) approvals to borrowers here worth $16.9 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Winter Springs
What Winter Springs is
- Census place typecity
- Land area14.86 sq mi
- Water area0.13 sq mi
- Population per square mile of land2,621
- County holding the largest share of its areaSeminole County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winter Springs
How many people live in Winter Springs
- Population38,951
- Median age40.2
- Population under 188,592
- Share under 1822.1 percent
- Population 65 and over7,584
- Share 65 and over19.5 percent
- Households14,893
- Family households10,691
- Share of households that are families71.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winter Springs
Income and work in Winter Springs
- Median household income$92,574
- Per capita income$46,765
- Civilian labor force20,409
- Employed19,584
- Unemployed825 plus or minus 279
- Unemployment rate4.0 percent plus or minus 1.3
- Adults 25 and over27,608
- Adults 25 and over with a high school diploma or higher96.7 percent
- Adults 25 and over with a bachelor degree or higher48.9 percent
- Adults 25 and over with a graduate degree16.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winter Springs
Housing in Winter Springs
- Housing units16,020
- Occupied units14,893
- Vacant units1,127 plus or minus 385
- Vacancy rate7.0 percent plus or minus 2.4
- Owner occupied11,328
- Renter occupied3,565
- Ownership rate76.1 percent
- Median owner-occupied home value$378,700
- Median gross rent, monthly$1,867
- Annual rent as a share of median income24.2 percent
- Single family units12,723
- Share single family79.4 percent
- Units in buildings of two or more2,893
- Share in buildings of two or more18.1 percent
- Mobile homes404 plus or minus 154
- Median year structure built1989
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winter Springs
How Winter Springs gets to work
- Workers 16 and over who commute15,091
- Commuting under 15 minutes2,956 plus or minus 678
- Share commuting under 15 minutes19.6 percent plus or minus 4.3
- Commuting 30 minutes or more6,793
- Share commuting 30 minutes or more45.0 percent
- Drove alone68.9 percent
- Carpooled6.0 percent plus or minus 1.6
- Public transport0.8 percent plus or minus 0.7
- Walked0.4 percent plus or minus 0.4
- Worked from home20.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winter Springs
SBA loans in Winter Springs (7(a))
- Approvals40
- Gross approval$16,936,000
- Average approval$423,400
- Median approval$226,700
- Ninetieth percentile approval$1,338,000
- Largest approval$2,000,000
- Jobs supported327
- Jobs per approval8.2
- Loans with a final outcome5
- Paid in full4
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more10.0 percent
- Share to franchises22.5 percent
- Distinct lenders22
- Distinct industries by NAICS31
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Winter Springs
SBA loans in Winter Springs (504)
- Approvals15
- Gross approval$9,905,000
- Average approval$660,333
- Median approval$409,000
- Largest approval$2,222,000
- Jobs supported120
- Loans with a final outcome8
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Winter Springs
Flood risk in Winter Springs
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 6
- NFIP community number120295
- Currently effective map date09/28/07
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Seminole County, not Winter Springs
Seminole County context, not Winter Springs figures
These are Seminole County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Winter Springs measurements.
- Establishments in Seminole County14,897
- Employment at those establishments, Seminole County193,461
- Covered employment, Seminole County213,221
- Average annual pay, Seminole County$65,449
- Average weekly wage, Seminole County$1,259
- Housing units permitted, Seminole County2,280
- Of those, single family, Seminole County764
- County product, 2024, Seminole County$34,435,347,000
- County product change over the prior year, Seminole County5.2 percent
- Average income of an arriving household, Seminole County$64,996
Every figure in this section is published for Seminole County as a whole and is not a measurement of Winter Springs. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Winter Springs questions, answered from the record.
How many people live in Winter Springs, Florida?
38,951, in 14,893 households. Winter Springs city covers 14.86 square miles of land, which is 2,621 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Winter Springs in?
Seminole County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Winter Springs?
$92,574. The median owner-occupied home is valued at $378,700. Median gross rent is $1,867 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Winter Springs businesses?
40 7(a) approvals totalling $16.9 m, across 22 lenders, median approval $226,700, plus 15 504 approvals worth $9.9 m. These count approvals to borrowers whose address is in Winter Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Winter Springs borrowers get paid back?
No rate is published for Winter Springs. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Winter Springs in the National Flood Insurance Program?
Yes. Winter Springs appears in the FEMA Community Status Book as community 120295, carrying Community Rating System class 6, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Winter Springs figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Seminole County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Winter Springs.
Is zoning published for Winter Springs?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.