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Sanford, Florida: commercial real estate data.

Sanford is a Census city of 63,730 people across 24.05 square miles of land, in Seminole County. Median household income is $66,891, 52.0 percent of occupied homes are owned, and the SBA record carries 145 7(a) approvals to borrowers here worth $93.5 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Sanford

What Sanford is

  • Census place typecity
  • Land area24.05 sq mi
  • Water area3.6 sq mi
  • Population per square mile of land2,650
  • County holding the largest share of its areaSeminole County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sanford

How many people live in Sanford

  • Population63,730
  • Median age37.1
  • Population under 1812,999
  • Share under 1820.4 percent
  • Population 65 and over8,489
  • Share 65 and over13.3 percent
  • Households24,875
  • Family households15,074
  • Share of households that are families60.6 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sanford

Income and work in Sanford

  • Median household income$66,891
  • Per capita income$33,823
  • Civilian labor force34,631
  • Employed33,232
  • Unemployed1,399 plus or minus 301
  • Unemployment rate4.0 percent plus or minus 0.9
  • Adults 25 and over44,950
  • Adults 25 and over with a high school diploma or higher89.7 percent
  • Adults 25 and over with a bachelor degree or higher29.5 percent
  • Adults 25 and over with a graduate degree10.2 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sanford

Housing in Sanford

  • Housing units27,088
  • Occupied units24,875
  • Vacant units2,213
  • Vacancy rate8.2 percent
  • Owner occupied12,947
  • Renter occupied11,928
  • Ownership rate52.0 percent
  • Median owner-occupied home value$309,300
  • Median gross rent, monthly$1,609
  • Annual rent as a share of median income28.9 percent
  • Single family units16,457
  • Share single family60.8 percent
  • Units in buildings of two or more9,833
  • Share in buildings of two or more36.3 percent
  • Mobile homes743 plus or minus 246
  • Median year structure built1994

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sanford

How Sanford gets to work

  • Workers 16 and over who commute26,292
  • Commuting under 15 minutes8,194
  • Share commuting under 15 minutes31.2 percent
  • Commuting 30 minutes or more8,830
  • Share commuting 30 minutes or more33.6 percent
  • Drove alone66.6 percent
  • Carpooled9.5 percent plus or minus 2.1
  • Public transport1.3 percent plus or minus 0.7
  • Walked1.1 percent plus or minus 0.5
  • Worked from home19.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Sanford

SBA loans in Sanford (7(a))

  • Approvals145
  • Gross approval$93,521,600
  • Average approval$644,977
  • Median approval$250,000
  • Ninetieth percentile approval$1,650,600
  • Largest approval$5,000,000
  • Jobs supported1,485
  • Jobs per approval10.2
  • Loans with a final outcome20
  • Paid in full16
  • Charged off4
  • Median term120 months
  • Share on real estate terms of 20 years or more15.2 percent
  • Share to franchises14.5 percent
  • Distinct lenders55
  • Distinct industries by NAICS83

Counted by borrower city: approvals to borrowers whose address is in Sanford, in any county, FY2020 to FY2026. Only 20 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Sanford

SBA loans in Sanford (504)

  • Approvals63
  • Gross approval$52,568,000
  • Average approval$834,413
  • Median approval$574,000
  • Largest approval$4,225,000
  • Jobs supported807
  • Loans with a final outcome16
  • Charged off1
  • Median term300 months
  • Distinct CDCs4

Counted by borrower city: approvals to borrowers whose address is in Sanford, in any county, FY2010 to FY2026. Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Sanford

Flood risk in Sanford

  • NFIP communityCity of Sanford
  • NFIP community number120294
  • Participating in the NFIPYes
  • Community Rating System classClass 7
  • Currently effective map date09/28/07

The City of Sanford participates in the National Flood Insurance Program as community 120294 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Seminole County, not Sanford

Seminole County context, not Sanford figures

  • Establishments in Seminole County14,897
  • Covered employment, Seminole County213,221
  • Average annual pay, Seminole County$65,449
  • Housing units permitted, Seminole County2,280

Every figure in this section is published for Seminole County as a whole and is not a measurement of Sanford.

All Seminole County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Sanford questions, answered from the record.

How many people live in Sanford, Florida?

63,730, in 24,875 households. Sanford city covers 24.05 square miles of land, which is 2,650 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Sanford in?

Seminole County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Sanford?

$66,891. The median owner-occupied home is valued at $309,300. Median gross rent is $1,609 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Sanford businesses?

145 7(a) approvals totaling $93.5 m since FY2020, across 55 lenders, median approval $250,000, plus 63 504 approvals worth $52.6 m since FY2010. These count approvals to borrowers whose address is in Sanford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Sanford borrowers get paid back?

No rate is published for Sanford. Only 20 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Sanford in the National Flood Insurance Program?

Yes. Sanford appears in the FEMA Community Status Book as Sanford, city of, community 120294, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Sanford figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Seminole County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sanford.

Is zoning published for Sanford?

No. Nothing on this page presents parcel level zoning.