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Fort Oglethorpe, Georgia: commercial real estate data.

Fort Oglethorpe is a Census city of 10,416 people across 13.90 square miles of land, lying across Catoosa County and Walker County. Median household income is $51,867, 47.1 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $7.3 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Fort Oglethorpe

What Fort Oglethorpe is

  • Census place typecity
  • Land area13.9 sq mi
  • Water area0 sq mi
  • Population per square mile of land749
  • County holding the largest share of its areaCatoosa County, 81.4 percent
  • Counties this place lies inCatoosa County 81.4 percent, Walker County 18.6 percent

Fort Oglethorpe crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Fort Oglethorpe

How many people live in Fort Oglethorpe

  • Population10,416
  • Median age42.9
  • Population under 181,801 plus or minus 360
  • Share under 1817.3 percent
  • Population 65 and over2,805
  • Share 65 and over26.9 percent
  • Households4,615
  • Family households2,701
  • Share of households that are families58.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Fort Oglethorpe

Income and work in Fort Oglethorpe

  • Median household income$51,867
  • Per capita income$29,430
  • Civilian labor force5,029
  • Employed4,744
  • Unemployed285 plus or minus 150
  • Unemployment rate5.7 percent plus or minus 2.9
  • Adults 25 and over7,737
  • Adults 25 and over with a high school diploma or higher89.0 percent
  • Adults 25 and over with a bachelor degree or higher19.5 percent plus or minus 4.1
  • Adults 25 and over with a graduate degree8.1 percent plus or minus 2.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Fort Oglethorpe

Housing in Fort Oglethorpe

  • Housing units5,071
  • Occupied units4,615
  • Vacant units456 plus or minus 174
  • Vacancy rate9.0 percent plus or minus 3.4
  • Owner occupied2,174
  • Renter occupied2,441
  • Ownership rate47.1 percent
  • Median owner-occupied home value$199,700
  • Median gross rent, monthly$937
  • Annual rent as a share of median income21.7 percent
  • Single family units2,746
  • Share single family54.2 percent
  • Units in buildings of two or more2,288
  • Share in buildings of two or more45.1 percent
  • Mobile homes37 plus or minus 56
  • Median year structure built1994

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Fort Oglethorpe

How Fort Oglethorpe gets to work

  • Workers 16 and over who commute4,278
  • Commuting under 15 minutes997 plus or minus 378
  • Share commuting under 15 minutes23.3 percent plus or minus 8.4
  • Commuting 30 minutes or more1,096 plus or minus 258
  • Share commuting 30 minutes or more25.6 percent plus or minus 5.2
  • Drove alone84.4 percent
  • Carpooled8.4 percent plus or minus 3.6
  • Public transport0.0 percent
  • Walked0.4 percent plus or minus 0.6
  • Worked from home6.6 percent plus or minus 3.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Fort Oglethorpe

SBA loans in Fort Oglethorpe (7(a))

  • Approvals5
  • Gross approval$7,311,400
  • Average approval$1,462,280
  • Median approval$795,000
  • Largest approval$3,329,000
  • Jobs supported71
  • Jobs per approval14.2
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term240 months
  • Share on real estate terms of 20 years or more60.0 percent
  • Share to franchises40.0 percent
  • Distinct lenders5
  • Distinct industries by NAICS5

Counted by borrower city: approvals to borrowers whose address is in Fort Oglethorpe, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Fort Oglethorpe

SBA loans in Fort Oglethorpe (504)

  • Approvals3
  • Gross approval$1,561,000
  • Average approval$520,333
  • Median approval$450,000
  • Largest approval$717,000
  • Jobs supported57
  • Loans with a final outcome2
  • Charged off0
  • Median term240 months
  • Distinct CDCs2

Counted by borrower city: approvals to borrowers whose address is in Fort Oglethorpe, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Fort Oglethorpe

Flood risk in Fort Oglethorpe

  • NFIP communityCity of Fort Oglethorpe
  • NFIP community number130248
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date09/11/09

The City of Fort Oglethorpe participates in the National Flood Insurance Program as community 130248 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Catoosa County, not Fort Oglethorpe

Catoosa County context, not Fort Oglethorpe figures

  • Establishments in Catoosa County1,044
  • Covered employment, Catoosa County16,284
  • Average annual pay, Catoosa County$44,946
  • Housing units permitted, Catoosa County848

Every figure in this section is published for Catoosa County as a whole and is not a measurement of Fort Oglethorpe.

All Catoosa County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Fort Oglethorpe questions, answered from the record.

How many people live in Fort Oglethorpe, Georgia?

10,416, in 4,615 households. Fort Oglethorpe city covers 13.90 square miles of land, which is 749 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Fort Oglethorpe in?

Fort Oglethorpe lies in more than one. By area it is 81.4 percent in Catoosa County, 18.6 percent in Walker County. This page sits under Catoosa County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.

What is the median household income in Fort Oglethorpe?

$51,867. The median owner-occupied home is valued at $199,700. Median gross rent is $937 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Fort Oglethorpe businesses?

5 7(a) approvals totaling $7.3 m since FY2020, across 5 lenders, median approval $795,000, plus 3 504 approvals worth $1.6 m since FY2010. These count approvals to borrowers whose address is in Fort Oglethorpe, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Fort Oglethorpe borrowers get paid back?

No rate is published for Fort Oglethorpe. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Fort Oglethorpe in the National Flood Insurance Program?

Yes. Fort Oglethorpe appears in the FEMA Community Status Book as Fort Oglethorpe, city of, community 130248, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Fort Oglethorpe figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Catoosa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fort Oglethorpe.

Is zoning published for Fort Oglethorpe?

No. Nothing on this page presents parcel level zoning.