HomeGeorgiaCatoosa CountyRinggold
Ringgold, Georgia: commercial real estate data.
Ringgold is a Census city of 3,435 people across 5.01 square miles of land, in Catoosa County. Median household income is $42,583, 48.4 percent of occupied homes are owned, and the SBA record carries 27 7(a) approvals to borrowers here worth $24.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ringgold
What Ringgold is
- Census place typecity
- Land area5.01 sq mi
- Water area0 sq mi
- Population per square mile of land685
- County holding the largest share of its areaCatoosa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ringgold
How many people live in Ringgold
- Population3,435
- Median age41.2
- Population under 18756 plus or minus 220
- Share under 1822.0 percent plus or minus 6.4
- Population 65 and over705 plus or minus 198
- Share 65 and over20.5 percent plus or minus 5.8
- Households1,473
- Family households799
- Share of households that are families54.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ringgold
Income and work in Ringgold
- Median household income$42,583 plus or minus $13,760
- Per capita income$29,650
- Civilian labor force1,644
- Employed1,565
- Unemployed79 plus or minus 72
- Unemployment rate4.8 percent plus or minus 4.3
- Adults 25 and over2,442
- Adults 25 and over with a high school diploma or higher86.5 percent
- Adults 25 and over with a bachelor degree or higher17.9 percent plus or minus 5.9
- Adults 25 and over with a graduate degree8.6 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ringgold
Housing in Ringgold
- Housing units1,520
- Occupied units1,473
- Vacant units47 plus or minus 72
- Vacancy rate3.1 percent plus or minus 4.7
- Owner occupied713 plus or minus 164
- Renter occupied760
- Ownership rate48.4 percent
- Median owner-occupied home value$243,300
- Median gross rent, monthly$956
- Annual rent as a share of median income26.9 percent plus or minus 9.2
- Single family units978
- Share single family64.3 percent
- Units in buildings of two or more526 plus or minus 169
- Share in buildings of two or more34.6 percent plus or minus 10.2
- Mobile homes16 plus or minus 25
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ringgold
How Ringgold gets to work
- Workers 16 and over who commute1,429
- Commuting under 15 minutes465 plus or minus 177
- Share commuting under 15 minutes32.5 percent plus or minus 10.9
- Commuting 30 minutes or more448 plus or minus 154
- Share commuting 30 minutes or more31.4 percent plus or minus 9.2
- Drove alone86.3 percent
- Carpooled8.3 percent plus or minus 5.8
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home5.4 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ringgold
SBA loans in Ringgold (7(a))
- Approvals27
- Gross approval$24,432,100
- Average approval$904,893
- Median approval$534,600
- Ninetieth percentile approval$3,004,800
- Largest approval$3,786,000
- Jobs supported461
- Jobs per approval17.1
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises22.2 percent
- Distinct lenders16
- Distinct industries by NAICS20
Counted by borrower city: approvals to borrowers whose address is in Ringgold, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ringgold
SBA loans in Ringgold (504)
- Approvals5
- Gross approval$4,652,000
- Average approval$930,400
- Median approval$343,000
- Largest approval$3,242,000
- Jobs supported49
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Ringgold, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ringgold
Flood risk in Ringgold
- NFIP communityCity of Ringgold
- NFIP community number130029
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/11/09
The City of Ringgold participates in the National Flood Insurance Program as community 130029 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Catoosa County, not Ringgold
Catoosa County context, not Ringgold figures
- Establishments in Catoosa County1,044
- Covered employment, Catoosa County16,284
- Average annual pay, Catoosa County$44,946
- Housing units permitted, Catoosa County848
Every figure in this section is published for Catoosa County as a whole and is not a measurement of Ringgold.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ringgold questions, answered from the record.
How many people live in Ringgold, Georgia?
3,435, in 1,473 households. Ringgold city covers 5.01 square miles of land, which is 685 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ringgold in?
Catoosa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ringgold?
$42,583. The median owner-occupied home is valued at $243,300. Median gross rent is $956 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ringgold businesses?
27 7(a) approvals totaling $24.4 m since FY2020, across 16 lenders, median approval $534,600, plus 5 504 approvals worth $4.7 m since FY2010. These count approvals to borrowers whose address is in Ringgold, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ringgold borrowers get paid back?
No rate is published for Ringgold. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ringgold in the National Flood Insurance Program?
Yes. Ringgold appears in the FEMA Community Status Book as Ringgold, city of, community 130029, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ringgold figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Catoosa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ringgold.
Is zoning published for Ringgold?
No. Nothing on this page presents parcel level zoning.
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