HomeGeorgiaCatoosa CountyRinggold city
Ringgold city, Georgia: commercial real estate data.
Ringgold city is a Census city of 3,435 people across 5.01 square miles of land, in Catoosa County. Median household income is $42,583, 48.4 percent of occupied homes are owned, and the SBA record carries 27 7(a) approvals to borrowers here worth $24.4 m.
80 sourced place values · tier FULL · 9 sections
Ringgold
What Ringgold is
- Census place typecity
- Land area5.01 sq mi
- Water area0 sq mi
- Population per square mile of land685
- County holding the largest share of its areaCatoosa County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ringgold
How many people live in Ringgold
- Population3,435
- Median age41.2
- Population under 18756 plus or minus 220
- Share under 1822.0 percent plus or minus 6.4
- Population 65 and over705 plus or minus 198
- Share 65 and over20.5 percent plus or minus 5.8
- Households1,473
- Family households799
- Share of households that are families54.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ringgold
Income and work in Ringgold
- Median household income$42,583 plus or minus $13,760
- Per capita income$29,650
- Civilian labor force1,644
- Employed1,565
- Unemployed79 plus or minus 72
- Unemployment rate4.8 percent plus or minus 4.3
- Adults 25 and over2,442
- Adults 25 and over with a high school diploma or higher86.5 percent
- Adults 25 and over with a bachelor degree or higher17.9 percent plus or minus 5.9
- Adults 25 and over with a graduate degree8.6 percent plus or minus 4.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ringgold
Housing in Ringgold
- Housing units1,520
- Occupied units1,473
- Vacant units47 plus or minus 72
- Vacancy rate3.1 percent plus or minus 4.7
- Owner occupied713 plus or minus 164
- Renter occupied760
- Ownership rate48.4 percent
- Median owner-occupied home value$243,300
- Median gross rent, monthly$956
- Annual rent as a share of median income26.9 percent plus or minus 9.2
- Single family units978
- Share single family64.3 percent
- Units in buildings of two or more526 plus or minus 169
- Share in buildings of two or more34.6 percent plus or minus 10.2
- Mobile homes16 plus or minus 25
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ringgold
How Ringgold gets to work
- Workers 16 and over who commute1,429
- Commuting under 15 minutes465 plus or minus 177
- Share commuting under 15 minutes32.5 percent plus or minus 10.9
- Commuting 30 minutes or more448 plus or minus 154
- Share commuting 30 minutes or more31.4 percent plus or minus 9.2
- Drove alone86.3 percent
- Carpooled8.3 percent plus or minus 5.8
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home5.4 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ringgold
SBA 7(a) lending to Ringgold borrowers
- Approvals27
- Gross approval$24,432,100
- Average approval$904,893
- Median approval$534,600
- Ninetieth percentile approval$3,181,500
- Largest approval$3,786,000
- Jobs supported461
- Jobs per approval17.1
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises22.2 percent
- Distinct lenders16
- Distinct industries by NAICS20
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ringgold
SBA 504 lending to Ringgold borrowers
- Approvals5
- Gross approval$4,652,000
- Average approval$930,400
- Median approval$343,000
- Largest approval$3,242,000
- Jobs supported49
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ringgold
Flood programme status in Ringgold
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130029
- Currently effective map date09/11/09
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Catoosa County, not Ringgold
Catoosa County context, not Ringgold figures
These are Catoosa County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ringgold measurements.
- Establishments in Catoosa County1,044
- Employment at those establishments, Catoosa County13,316
- Covered employment, Catoosa County16,284
- Average annual pay, Catoosa County$44,946
- Average weekly wage, Catoosa County$864
- Housing units permitted, Catoosa County848
- Of those, single family, Catoosa County485
- County product, 2024, Catoosa County$2,268,697,000
- County product change over the prior year, Catoosa County-0.1 percent
- Average income of an arriving household, Catoosa County$52,974
Every figure in this section is published for Catoosa County as a whole and is not a measurement of Ringgold. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ringgold questions, answered from the record.
How many people live in Ringgold, Georgia?
3,435, in 1,473 households. Ringgold city covers 5.01 square miles of land, which is 685 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ringgold in?
Catoosa County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ringgold?
$42,583. The median owner-occupied home is valued at $243,300. Median gross rent is $956 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ringgold businesses?
27 7(a) approvals totalling $24.4 m, across 16 lenders, median approval $534,600, plus 5 504 approvals worth $4.7 m. These count approvals to borrowers whose address is in Ringgold, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ringgold borrowers get paid back?
No rate is published for Ringgold. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Ringgold in the National Flood Insurance Program?
Yes. Ringgold appears in the FEMA Community Status Book as community 130029, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ringgold figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Catoosa County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ringgold.
Is zoning published for Ringgold?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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