HomeGeorgiaFannin CountyBlue Ridge
Blue Ridge, Georgia: commercial real estate data.
Blue Ridge is a Census city of 1,323 people across 2.68 square miles of land, in Fannin County. Median household income is $44,773, 33.8 percent of occupied homes are owned, and the SBA record carries 19 7(a) approvals to borrowers here worth $11.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Blue Ridge
What Blue Ridge is
- Census place typecity
- Land area2.68 sq mi
- Water area0 sq mi
- Population per square mile of land494 plus or minus 148
- County holding the largest share of its areaFannin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Blue Ridge
How many people live in Blue Ridge
- Population1,323 plus or minus 395
- Median age46.5
- Population under 18212 plus or minus 113
- Share under 1816.0 percent plus or minus 7.1
- Population 65 and over384 plus or minus 113
- Share 65 and over29.0 percent plus or minus 12.2
- Households650 plus or minus 201
- Family households354 plus or minus 151
- Share of households that are families54.5 percent plus or minus 16.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Blue Ridge
Income and work in Blue Ridge
- Median household income$44,773 plus or minus $16,915
- Per capita income$30,120 plus or minus $6,045
- Civilian labor force493 plus or minus 213
- Employed493 plus or minus 213
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over1,013 plus or minus 282
- Adults 25 and over with a high school diploma or higher81.1 percent plus or minus 29.6
- Adults 25 and over with a bachelor degree or higher24.0 percent plus or minus 8.7
- Adults 25 and over with a graduate degree6.8 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Blue Ridge
Housing in Blue Ridge
- Housing units787 plus or minus 218
- Occupied units650 plus or minus 201
- Vacant units137 plus or minus 73
- Vacancy rate17.4 percent plus or minus 7.9
- Owner occupied220 plus or minus 88
- Renter occupied430 plus or minus 162
- Ownership rate33.8 percent plus or minus 8.6
- Median owner-occupied home value$348,200
- Median gross rent, monthly$851
- Annual rent as a share of median income22.8 percent plus or minus 8.9
- Single family units459 plus or minus 135
- Share single family58.3 percent
- Units in buildings of two or more163 plus or minus 76
- Share in buildings of two or more20.7 percent plus or minus 7.8
- Mobile homes165 plus or minus 112
- Median year structure built1989
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Blue Ridge
How Blue Ridge gets to work
- Workers 16 and over who commute437 plus or minus 207
- Commuting under 15 minutes236 plus or minus 144
- Share commuting under 15 minutes54.0 percent plus or minus 20.6
- Commuting 30 minutes or more58 plus or minus 52
- Share commuting 30 minutes or more13.3 percent plus or minus 10.1
- Drove alone68.0 percent plus or minus 19.6
- Carpooled8.8 percent plus or minus 7.0
- Public transport1.2 percent plus or minus 2.2
- Walked8.2 percent plus or minus 11.1
- Worked from home10.5 percent plus or minus 6.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Blue Ridge
SBA loans in Blue Ridge (7(a))
- Approvals19
- Gross approval$11,411,100
- Average approval$600,584
- Median approval$435,000
- Largest approval$1,980,000
- Jobs supported279
- Jobs per approval14.7
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more10.5 percent
- Share to franchises10.5 percent
- Distinct lenders12
- Distinct industries by NAICS15
Counted by borrower city: approvals to borrowers whose address is in Blue Ridge, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Blue Ridge
SBA loans in Blue Ridge (504)
- Approvals4
- Gross approval$3,591,000
- Average approval$897,750
- Median approval$689,500
- Largest approval$1,981,000
- Jobs supported52
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Blue Ridge, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Blue Ridge
Flood risk in Blue Ridge
- NFIP communityCity of Blue Ridge
- NFIP community number130445
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/17/10
The City of Blue Ridge participates in the National Flood Insurance Program as community 130445 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Fannin County, not Blue Ridge
Fannin County context, not Blue Ridge figures
- Establishments in Fannin County740
- Covered employment, Fannin County7,441
- Average annual pay, Fannin County$44,667
- Housing units permitted, Fannin County390
Every figure in this section is published for Fannin County as a whole and is not a measurement of Blue Ridge.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Blue Ridge questions, answered from the record.
How many people live in Blue Ridge, Georgia?
1,323, in 650 households. Blue Ridge city covers 2.68 square miles of land, which is 494 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Blue Ridge in?
Fannin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Blue Ridge?
$44,773. The median owner-occupied home is valued at $348,200. Median gross rent is $851 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Blue Ridge businesses?
19 7(a) approvals totaling $11.4 m since FY2020, across 12 lenders, median approval $435,000, plus 4 504 approvals worth $3.6 m since FY2010. These count approvals to borrowers whose address is in Blue Ridge, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Blue Ridge borrowers get paid back?
No rate is published for Blue Ridge. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Blue Ridge in the National Flood Insurance Program?
Yes. Blue Ridge appears in the FEMA Community Status Book as Blue Ridge, city of, community 130445, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Blue Ridge figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Fannin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Blue Ridge.
Is zoning published for Blue Ridge?
No. Nothing on this page presents parcel level zoning.
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