HomeGeorgiaFannin CountyMcCaysville
McCaysville, Georgia: commercial real estate data.
McCaysville is a Census city of 1,392 people across 1.50 square miles of land, in Fannin County. Median household income is $52,593, 62.5 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $2.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
McCaysville
What McCaysville is
- Census place typecity
- Land area1.5 sq mi
- Water area0.04 sq mi
- Population per square mile of land925 plus or minus 296
- County holding the largest share of its areaFannin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McCaysville
How many people live in McCaysville
- Population1,392 plus or minus 446
- Median age37.1
- Population under 18283 plus or minus 112
- Share under 1820.3 percent plus or minus 4.7
- Population 65 and over236 plus or minus 77
- Share 65 and over17.0 percent
- Households744 plus or minus 206
- Family households383 plus or minus 141
- Share of households that are families51.5 percent plus or minus 12.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McCaysville
Income and work in McCaysville
- Median household income$52,593 plus or minus $15,540
- Per capita income$31,123
- Civilian labor force737 plus or minus 298
- Employed735 plus or minus 298
- Unemployed2 plus or minus 3
- Unemployment rate0.3 percent plus or minus 0.4
- Adults 25 and over1,010 plus or minus 287
- Adults 25 and over with a high school diploma or higher87.0 percent plus or minus 34.5
- Adults 25 and over with a bachelor degree or higher4.1 percent plus or minus 3.3
- Adults 25 and over with a graduate degree0.5 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McCaysville
Housing in McCaysville
- Housing units818 plus or minus 220
- Occupied units744 plus or minus 206
- Vacant units74 plus or minus 50
- Vacancy rate9.0 percent plus or minus 5.6
- Owner occupied465 plus or minus 184
- Renter occupied279 plus or minus 101
- Ownership rate62.5 percent plus or minus 17.7
- Median owner-occupied home value$121,900 plus or minus $82,149
- Median gross rent, monthly$595 plus or minus $464
- Annual rent as a share of median income13.6 percent plus or minus 11.3
- Single family units554 plus or minus 189
- Share single family67.7 percent plus or minus 14.2
- Units in buildings of two or more238 plus or minus 99
- Share in buildings of two or more29.1 percent plus or minus 9.2
- Mobile homes26 plus or minus 30
- Median year structure built1966
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McCaysville
How McCaysville gets to work
- Workers 16 and over who commute706 plus or minus 296
- Commuting under 15 minutes196 plus or minus 149
- Share commuting under 15 minutes27.8 percent plus or minus 17.6
- Commuting 30 minutes or more137 plus or minus 121
- Share commuting 30 minutes or more19.4 percent plus or minus 15.0
- Drove alone76.9 percent
- Carpooled11.0 percent plus or minus 7.8
- Public transport0.0 percent
- Walked8.2 percent plus or minus 9.8
- Worked from home3.9 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
McCaysville
SBA loans in McCaysville (7(a))
- Approvals4
- Gross approval$1,979,500
- Average approval$494,875
- Median approval$192,250
- Largest approval$1,545,000
- Jobs supported46
- Jobs per approval11.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in McCaysville, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
McCaysville
Flood risk in McCaysville
- NFIP communityCity of McCaysville
- NFIP community number130250
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/17/10
The City of McCaysville participates in the National Flood Insurance Program as community 130250 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Fannin County, not McCaysville
Fannin County context, not McCaysville figures
- Establishments in Fannin County740
- Covered employment, Fannin County7,441
- Average annual pay, Fannin County$44,667
- Housing units permitted, Fannin County390
Every figure in this section is published for Fannin County as a whole and is not a measurement of McCaysville.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
McCaysville questions, answered from the record.
How many people live in McCaysville, Georgia?
1,392, in 744 households. McCaysville city covers 1.50 square miles of land, which is 925 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is McCaysville in?
Fannin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in McCaysville?
$52,593. The median owner-occupied home is valued at $121,900. Median gross rent is $595 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to McCaysville businesses?
4 7(a) approvals totaling $2.0 m since FY2020, across 3 lenders, median approval $192,250. These count approvals to borrowers whose address is in McCaysville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to McCaysville borrowers get paid back?
No rate is published for McCaysville. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is McCaysville in the National Flood Insurance Program?
Yes. McCaysville appears in the FEMA Community Status Book as McCaysville, city of, community 130250, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page McCaysville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Fannin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of McCaysville.
Is zoning published for McCaysville?
No. Nothing on this page presents parcel level zoning.
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