HomeGeorgiaFannin CountyMorganton city
Morganton city, Georgia: commercial real estate data.
Morganton city is a Census city of 241 people across 0.78 square miles of land, in Fannin County. Median household income is $70,625, 76.8 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $2.1 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Morganton through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 241 with a margin of error of plus or minus 140, which is 58.1 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Morganton
What Morganton is
- Census place typecity
- Land area0.78 sq mi
- Water area0.01 sq mi
- Population per square mile of land308 plus or minus 179
- County holding the largest share of its areaFannin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morganton
How many people live in Morganton
- Population241 plus or minus 140
- Median age46.1 plus or minus 11.0
- Population under 1833 plus or minus 30
- Share under 1813.7 percent plus or minus 9.4
- Population 65 and over43 plus or minus 35
- Share 65 and over17.8 percent plus or minus 10.3
- Households99 plus or minus 54
- Family households80 plus or minus 47
- Share of households that are families80.8 percent plus or minus 17.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morganton
Income and work in Morganton
- Median household income$70,625 plus or minus $38,256
- Per capita income$47,337 plus or minus $18,987
- Civilian labor force141 plus or minus 95
- Employed132 plus or minus 88
- Unemployed9 plus or minus 14
- Unemployment rate6.4 percent plus or minus 8.9
- Adults 25 and over197 plus or minus 114
- Adults 25 and over with a high school diploma or higher90.9 percent plus or minus 66.0
- Adults 25 and over with a bachelor degree or higher9.6 percent plus or minus 9.7
- Adults 25 and over with a graduate degree0.5 percent plus or minus 7.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morganton
Housing in Morganton
- Housing units124 plus or minus 61
- Occupied units99 plus or minus 54
- Vacant units25 plus or minus 20
- Vacancy rate20.2 percent plus or minus 12.7
- Owner occupied76 plus or minus 45
- Renter occupied23 plus or minus 22
- Ownership rate76.8 percent plus or minus 17.7
- Median owner-occupied home value$263,800
- Median gross rent, monthly$725 plus or minus $604
- Annual rent as a share of median income12.3 percent plus or minus 12.2
- Single family units97 plus or minus 53
- Share single family78.2 percent plus or minus 18.4
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes27 plus or minus 24
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morganton
How Morganton gets to work
- Workers 16 and over who commute122 plus or minus 91
- Commuting under 15 minutes66 plus or minus 55
- Share commuting under 15 minutes54.1 percent plus or minus 20.1
- Commuting 30 minutes or more41 plus or minus 58
- Share commuting 30 minutes or more33.6 percent plus or minus 40.7
- Drove alone59.8 percent plus or minus 20.1
- Carpooled31.1 percent plus or minus 36.2
- Public transport0.0 percent
- Walked1.5 percent plus or minus 2.0
- Worked from home7.6 percent plus or minus 6.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morganton
SBA loans in Morganton (7(a))
- Approvals3
- Gross approval$2,135,000
- Average approval$711,667
- Median approval$150,000
- Ninetieth percentile approval$1,960,000
- Largest approval$1,960,000
- Jobs supported5
- Jobs per approval1.7
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Morganton
Flood risk in Morganton
- Listed NFIP communities1
- Of those, participating1
- NFIP community number130449
- Currently effective map date09/17/10(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Fannin County, not Morganton
Fannin County context, not Morganton figures
These are Fannin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Morganton measurements.
- Establishments in Fannin County740
- Employment at those establishments, Fannin County6,371
- Covered employment, Fannin County7,441
- Average annual pay, Fannin County$44,667
- Average weekly wage, Fannin County$859
- Housing units permitted, Fannin County390
- Of those, single family, Fannin County376
- County product, 2024, Fannin County$1,298,486,000
- County product change over the prior year, Fannin County11.4 percent
- Average income of an arriving household, Fannin County$101,390
Every figure in this section is published for Fannin County as a whole and is not a measurement of Morganton. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Morganton questions, answered from the record.
How many people live in Morganton, Georgia?
241, in 99 households. Morganton city covers 0.78 square miles of land, which is 308 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Morganton in?
Fannin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Morganton?
$70,625. The median owner-occupied home is valued at $263,800. Median gross rent is $725 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Morganton businesses?
3 7(a) approvals totalling $2.1 m, across 3 lenders, median approval $150,000. These count approvals to borrowers whose address is in Morganton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Morganton borrowers get paid back?
No rate is published for Morganton. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Morganton in the National Flood Insurance Program?
Yes. Morganton appears in the FEMA Community Status Book as community 130449, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Morganton figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Fannin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Morganton.
Is zoning published for Morganton?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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