HomeGeorgiaFannin CountyMorganton
Morganton, Georgia: commercial real estate data.
Morganton is a Census city of 241 people across 0.78 square miles of land, in Fannin County. Median household income is $70,625, 76.8 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $2.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Morganton through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 241 with a margin of error of plus or minus 140, which is 58.1 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Morganton
What Morganton is
- Census place typecity
- Land area0.78 sq mi
- Water area0.01 sq mi
- Population per square mile of land308 plus or minus 179
- County holding the largest share of its areaFannin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morganton
How many people live in Morganton
- Population241 plus or minus 140
- Median age46.1 plus or minus 11.0
- Population under 1833 plus or minus 30
- Share under 1813.7 percent plus or minus 9.4
- Population 65 and over43 plus or minus 35
- Share 65 and over17.8 percent plus or minus 10.3
- Households99 plus or minus 54
- Family households80 plus or minus 47
- Share of households that are families80.8 percent plus or minus 17.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morganton
Income and work in Morganton
- Median household income$70,625 plus or minus $38,256
- Per capita income$47,337 plus or minus $18,987
- Civilian labor force141 plus or minus 95
- Employed132 plus or minus 88
- Unemployed9 plus or minus 14
- Unemployment rate6.4 percent plus or minus 8.9
- Adults 25 and over197 plus or minus 114
- Adults 25 and over with a high school diploma or higher90.9 percent plus or minus 66.0
- Adults 25 and over with a bachelor degree or higher9.6 percent plus or minus 9.7
- Adults 25 and over with a graduate degree0.5 percent plus or minus 7.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morganton
Housing in Morganton
- Housing units124 plus or minus 61
- Occupied units99 plus or minus 54
- Vacant units25 plus or minus 20
- Vacancy rate20.2 percent plus or minus 12.7
- Owner occupied76 plus or minus 45
- Renter occupied23 plus or minus 22
- Ownership rate76.8 percent plus or minus 17.7
- Median owner-occupied home value$263,800
- Median gross rent, monthly$725 plus or minus $604
- Annual rent as a share of median income12.3 percent plus or minus 12.2
- Single family units97 plus or minus 53
- Share single family78.2 percent plus or minus 18.4
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes27 plus or minus 24
- Median year structure built1971
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morganton
How Morganton gets to work
- Workers 16 and over who commute122 plus or minus 91
- Commuting under 15 minutes66 plus or minus 55
- Share commuting under 15 minutes54.1 percent plus or minus 20.1
- Commuting 30 minutes or more41 plus or minus 58
- Share commuting 30 minutes or more33.6 percent plus or minus 40.7
- Drove alone59.8 percent plus or minus 20.1
- Carpooled31.1 percent plus or minus 36.2
- Public transport0.0 percent
- Walked1.5 percent plus or minus 2.0
- Worked from home7.6 percent plus or minus 6.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Morganton
SBA loans in Morganton (7(a))
- Approvals3
- Gross approval$2,135,000
- Average approval$711,667
- Median approval$150,000
- Largest approval$1,960,000
- Jobs supported5
- Jobs per approval1.7
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Morganton, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Morganton
Flood risk in Morganton
- NFIP communityCity of Morganton
- NFIP community number130449
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/17/10(M)
The City of Morganton participates in the National Flood Insurance Program as community 130449 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Fannin County, not Morganton
Fannin County context, not Morganton figures
- Establishments in Fannin County740
- Covered employment, Fannin County7,441
- Average annual pay, Fannin County$44,667
- Housing units permitted, Fannin County390
Every figure in this section is published for Fannin County as a whole and is not a measurement of Morganton.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Morganton questions, answered from the record.
How many people live in Morganton, Georgia?
241, in 99 households. Morganton city covers 0.78 square miles of land, which is 308 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Morganton in?
Fannin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Morganton?
$70,625. The median owner-occupied home is valued at $263,800. Median gross rent is $725 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Morganton businesses?
3 7(a) approvals totaling $2.1 m since FY2020, across 3 lenders, median approval $150,000. These count approvals to borrowers whose address is in Morganton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Morganton borrowers get paid back?
No rate is published for Morganton. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Morganton in the National Flood Insurance Program?
Yes. Morganton appears in the FEMA Community Status Book as Morganton, city of, community 130449, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Morganton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Fannin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Morganton.
Is zoning published for Morganton?
No. Nothing on this page presents parcel level zoning.
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