HomeHawaiiMaui CountyKula CDP
Kula CDP, Hawaii: commercial real estate data.
Kula CDP is a Census CDP of 6,791 people across 34.54 square miles of land, in Maui County. Median household income is $100,433, 66.1 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $534,000.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Kula
What Kula is
- Census place typeCDP
- Land area34.54 sq mi
- Water area0 sq mi
- Population per square mile of land197
- County holding the largest share of its areaMaui County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kula
How many people live in Kula
- Population6,791
- Median age47.8
- Population under 181,225 plus or minus 302
- Share under 1818.0 percent plus or minus 4.0
- Population 65 and over1,799
- Share 65 and over26.5 percent
- Households2,494
- Family households1,752
- Share of households that are families70.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kula
Income and work in Kula
- Median household income$100,433
- Per capita income$55,086
- Civilian labor force3,296
- Employed3,209
- Unemployed87 plus or minus 83
- Unemployment rate2.6 percent plus or minus 2.5
- Adults 25 and over5,226
- Adults 25 and over with a high school diploma or higher95.3 percent
- Adults 25 and over with a bachelor degree or higher40.8 percent
- Adults 25 and over with a graduate degree13.6 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kula
Housing in Kula
- Housing units2,798
- Occupied units2,494
- Vacant units304 plus or minus 168
- Vacancy rate10.9 percent plus or minus 5.9
- Owner occupied1,648
- Renter occupied846 plus or minus 214
- Ownership rate66.1 percent
- Median owner-occupied home value$1,127,700
- Median gross rent, monthly$2,240
- Annual rent as a share of median income26.8 percent plus or minus 6.4
- Single family units2,798
- Share single family100.0 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes0
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kula
How Kula gets to work
- Workers 16 and over who commute2,627
- Commuting under 15 minutes509 plus or minus 259
- Share commuting under 15 minutes19.4 percent plus or minus 9.1
- Commuting 30 minutes or more1,562 plus or minus 384
- Share commuting 30 minutes or more59.5 percent
- Drove alone62.0 percent
- Carpooled8.8 percent plus or minus 3.9
- Public transport0.1 percent plus or minus 0.4
- Walked8.7 percent plus or minus 9.5
- Worked from home15.6 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Kula
SBA loans in Kula (7(a))
- Approvals7
- Gross approval$534,000
- Average approval$76,286
- Median approval$50,000
- Ninetieth percentile approval$200,000
- Largest approval$200,000
- Jobs supported23
- Jobs per approval3.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term60 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS7
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Kula
SBA loans in Kula (504)
- Approvals1
- Gross approval$154,000
- Average approval$154,000
- Median approval$154,000
- Largest approval$154,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Maui County, not Kula
Maui County context, not Kula figures
These are Maui County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Kula measurements.
- Establishments in Maui County5,000
- Employment at those establishments, Maui County62,683
- Covered employment, Maui County73,656
- Average annual pay, Maui County$61,830
- Average weekly wage, Maui County$1,189
- Housing units permitted, Maui County1,118
- Of those, single family, Maui County623
- Average income of an arriving household, Maui County$172,969
Every figure in this section is published for Maui County as a whole and is not a measurement of Kula. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Kula questions, answered from the record.
How many people live in Kula, Hawaii?
6,791, in 2,494 households. Kula CDP covers 34.54 square miles of land, which is 197 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Kula in?
Maui County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Kula?
$100,433. The median owner-occupied home is valued at $1,127,700. Median gross rent is $2,240 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Kula businesses?
7 7(a) approvals totalling $534,000, across 4 lenders, median approval $50,000, plus 1 504 approvals worth $154,000. These count approvals to borrowers whose address is in Kula, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Kula borrowers get paid back?
No rate is published for Kula. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Kula figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Maui County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Kula.
Is zoning published for Kula?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.