HomeHawaiiMaui CountyWailuku CDP
Wailuku CDP, Hawaii: commercial real estate data.
Wailuku CDP is a Census CDP of 16,926 people across 5.27 square miles of land, in Maui County. Median household income is $102,942, 70.6 percent of occupied homes are owned, and the SBA record carries 25 7(a) approvals to borrowers here worth $4.5 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Wailuku
What Wailuku is
- Census place typeCDP
- Land area5.27 sq mi
- Water area0.41 sq mi
- Population per square mile of land3,215
- County holding the largest share of its areaMaui County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wailuku
How many people live in Wailuku
- Population16,926
- Median age43.8
- Population under 184,074
- Share under 1824.1 percent
- Population 65 and over3,062
- Share 65 and over18.1 percent
- Households6,273
- Family households4,114
- Share of households that are families65.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wailuku
Income and work in Wailuku
- Median household income$102,942
- Per capita income$49,301
- Civilian labor force8,765
- Employed8,495
- Unemployed270 plus or minus 178
- Unemployment rate3.1 percent plus or minus 2.0
- Adults 25 and over12,025
- Adults 25 and over with a high school diploma or higher93.9 percent
- Adults 25 and over with a bachelor degree or higher36.1 percent
- Adults 25 and over with a graduate degree12.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wailuku
Housing in Wailuku
- Housing units7,086
- Occupied units6,273
- Vacant units813 plus or minus 262
- Vacancy rate11.5 percent plus or minus 3.6
- Owner occupied4,427
- Renter occupied1,846
- Ownership rate70.6 percent
- Median owner-occupied home value$855,700
- Median gross rent, monthly$1,762
- Annual rent as a share of median income20.5 percent
- Single family units4,853
- Share single family68.5 percent
- Units in buildings of two or more2,151
- Share in buildings of two or more30.4 percent
- Mobile homes71 plus or minus 75
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wailuku
How Wailuku gets to work
- Workers 16 and over who commute7,710
- Commuting under 15 minutes3,770
- Share commuting under 15 minutes48.9 percent
- Commuting 30 minutes or more1,950 plus or minus 402
- Share commuting 30 minutes or more25.3 percent
- Drove alone77.0 percent
- Carpooled9.9 percent plus or minus 3.1
- Public transport0.0 percent
- Walked1.9 percent plus or minus 1.0
- Worked from home7.7 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wailuku
SBA loans in Wailuku (7(a))
- Approvals25
- Gross approval$4,495,600
- Average approval$179,824
- Median approval$50,000
- Ninetieth percentile approval$652,600
- Largest approval$998,000
- Jobs supported137
- Jobs per approval5.5
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term60 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders9
- Distinct industries by NAICS21
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wailuku
SBA loans in Wailuku (504)
- Approvals35
- Gross approval$17,673,000
- Average approval$504,943
- Median approval$517,000
- Largest approval$1,509,000
- Jobs supported205
- Loans with a final outcome9
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Maui County, not Wailuku
Maui County context, not Wailuku figures
These are Maui County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Wailuku measurements.
- Establishments in Maui County5,000
- Employment at those establishments, Maui County62,683
- Covered employment, Maui County73,656
- Average annual pay, Maui County$61,830
- Average weekly wage, Maui County$1,189
- Housing units permitted, Maui County1,118
- Of those, single family, Maui County623
- Average income of an arriving household, Maui County$172,969
Every figure in this section is published for Maui County as a whole and is not a measurement of Wailuku. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Wailuku questions, answered from the record.
How many people live in Wailuku, Hawaii?
16,926, in 6,273 households. Wailuku CDP covers 5.27 square miles of land, which is 3,215 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Wailuku in?
Maui County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Wailuku?
$102,942. The median owner-occupied home is valued at $855,700. Median gross rent is $1,762 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Wailuku businesses?
25 7(a) approvals totalling $4.5 m, across 9 lenders, median approval $50,000, plus 35 504 approvals worth $17.7 m. These count approvals to borrowers whose address is in Wailuku, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Wailuku borrowers get paid back?
No rate is published for Wailuku. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Wailuku figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Maui County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Wailuku.
Is zoning published for Wailuku?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.