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HomeHawaiiMaui CountyMakawao CDP

Makawao CDP, Hawaii: commercial real estate data.

Makawao CDP is a Census CDP of 7,353 people across 3.55 square miles of land, in Maui County. Median household income is $96,444, 67.1 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $1.8 m.

76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Makawao

What Makawao is

  • Census place typeCDP
  • Land area3.55 sq mi
  • Water area0 sq mi
  • Population per square mile of land2,074
  • County holding the largest share of its areaMaui County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Makawao

How many people live in Makawao

  • Population7,353
  • Median age42.8
  • Population under 181,752 plus or minus 351
  • Share under 1823.8 percent
  • Population 65 and over1,516
  • Share 65 and over20.6 percent
  • Households2,641
  • Family households1,942
  • Share of households that are families73.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Makawao

Income and work in Makawao

  • Median household income$96,444
  • Per capita income$44,243
  • Civilian labor force3,457
  • Employed3,340
  • Unemployed117 plus or minus 64
  • Unemployment rate3.4 percent plus or minus 1.8
  • Adults 25 and over5,245
  • Adults 25 and over with a high school diploma or higher95.5 percent
  • Adults 25 and over with a bachelor degree or higher28.3 percent
  • Adults 25 and over with a graduate degree9.3 percent plus or minus 2.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Makawao

Housing in Makawao

  • Housing units2,833
  • Occupied units2,641
  • Vacant units192 plus or minus 112
  • Vacancy rate6.8 percent plus or minus 3.9
  • Owner occupied1,773
  • Renter occupied868 plus or minus 204
  • Ownership rate67.1 percent
  • Median owner-occupied home value$888,000
  • Median gross rent, monthly$1,908
  • Annual rent as a share of median income23.7 percent plus or minus 5.3
  • Single family units2,633
  • Share single family92.9 percent
  • Units in buildings of two or more194 plus or minus 98
  • Share in buildings of two or more6.8 percent plus or minus 3.4
  • Mobile homes6 plus or minus 10
  • Median year structure built1982

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Makawao

How Makawao gets to work

  • Workers 16 and over who commute2,747
  • Commuting under 15 minutes510 plus or minus 170
  • Share commuting under 15 minutes18.6 percent plus or minus 5.4
  • Commuting 30 minutes or more1,156 plus or minus 262
  • Share commuting 30 minutes or more42.1 percent
  • Drove alone76.4 percent
  • Carpooled7.8 percent plus or minus 3.1
  • Public transport0.3 percent plus or minus 0.4
  • Walked2.1 percent plus or minus 1.4
  • Worked from home13.4 percent plus or minus 4.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Makawao

SBA loans in Makawao (7(a))

  • Approvals10
  • Gross approval$1,818,300
  • Average approval$181,830
  • Median approval$89,300
  • Ninetieth percentile approval$750,000
  • Largest approval$750,000
  • Jobs supported25
  • Jobs per approval2.5
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders5
  • Distinct industries by NAICS10

A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Makawao

SBA loans in Makawao (504)

  • Approvals3
  • Gross approval$2,215,000
  • Average approval$738,333
  • Median approval$797,000
  • Largest approval$1,131,000
  • Jobs supported31
  • Loans with a final outcome1
  • Charged off0
  • Median term300 months
  • Distinct CDCs2

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Maui County, not Makawao

Maui County context, not Makawao figures

These are Maui County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Makawao measurements.

  • Establishments in Maui County5,000
  • Employment at those establishments, Maui County62,683
  • Covered employment, Maui County73,656
  • Average annual pay, Maui County$61,830
  • Average weekly wage, Maui County$1,189
  • Housing units permitted, Maui County1,118
  • Of those, single family, Maui County623
  • Average income of an arriving household, Maui County$172,969

Every figure in this section is published for Maui County as a whole and is not a measurement of Makawao. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Makawao questions, answered from the record.

How many people live in Makawao, Hawaii?

7,353, in 2,641 households. Makawao CDP covers 3.55 square miles of land, which is 2,074 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Makawao in?

Maui County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Makawao?

$96,444. The median owner-occupied home is valued at $888,000. Median gross rent is $1,908 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Makawao businesses?

10 7(a) approvals totalling $1.8 m, across 5 lenders, median approval $89,300, plus 3 504 approvals worth $2.2 m. These count approvals to borrowers whose address is in Makawao, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Makawao borrowers get paid back?

No rate is published for Makawao. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Makawao figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Maui County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Makawao.

Is zoning published for Makawao?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.