HomeIllinoisLake CountyLake Bluff
Lake Bluff, Illinois: commercial real estate data.
Lake Bluff is a Census village of 6,041 people across 4.08 square miles of land, in Lake County. Median household income is $204,000, 92.1 percent of occupied homes are owned, and the SBA record carries 18 7(a) approvals to borrowers here worth $8.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lake Bluff
What Lake Bluff is
- Census place typevillage
- Land area4.08 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,482
- County holding the largest share of its areaLake County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Bluff
How many people live in Lake Bluff
- Population6,041
- Median age46.3
- Population under 181,447
- Share under 1824.0 percent
- Population 65 and over1,305
- Share 65 and over21.6 percent
- Households2,212
- Family households1,868
- Share of households that are families84.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Bluff
Income and work in Lake Bluff
- Median household income$204,000 plus or minus $49,390
- Per capita income$106,944
- Civilian labor force3,067
- Employed2,933
- Unemployed134 plus or minus 77
- Unemployment rate4.4 percent plus or minus 2.5
- Adults 25 and over4,165
- Adults 25 and over with a high school diploma or higher99.6 percent
- Adults 25 and over with a bachelor degree or higher81.6 percent
- Adults 25 and over with a graduate degree42.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Bluff
Housing in Lake Bluff
- Housing units2,386
- Occupied units2,212
- Vacant units174 plus or minus 101
- Vacancy rate7.3 percent plus or minus 4.2
- Owner occupied2,037
- Renter occupied175 plus or minus 94
- Ownership rate92.1 percent
- Median owner-occupied home value$776,700
- Median gross rent, monthly$2,063 plus or minus $800
- Annual rent as a share of median income12.1 percent plus or minus 5.5
- Single family units2,299
- Share single family96.4 percent
- Units in buildings of two or more87 plus or minus 55
- Share in buildings of two or more3.6 percent plus or minus 2.3
- Mobile homes0
- Median year structure built1980
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Bluff
How Lake Bluff gets to work
- Workers 16 and over who commute1,925
- Commuting under 15 minutes666 plus or minus 192
- Share commuting under 15 minutes34.6 percent plus or minus 8.2
- Commuting 30 minutes or more708 plus or minus 167
- Share commuting 30 minutes or more36.8 percent
- Drove alone50.8 percent
- Carpooled6.4 percent plus or minus 2.5
- Public transport6.1 percent plus or minus 3.0
- Walked1.2 percent plus or minus 0.9
- Worked from home33.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lake Bluff
SBA loans in Lake Bluff (7(a))
- Approvals18
- Gross approval$8,180,000
- Average approval$454,444
- Median approval$217,400
- Largest approval$3,715,000
- Jobs supported586
- Jobs per approval32.6
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more11.1 percent
- Share to franchises27.8 percent
- Distinct lenders13
- Distinct industries by NAICS12
Counted by borrower city: approvals to borrowers whose address is in Lake Bluff, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lake Bluff
SBA loans in Lake Bluff (504)
- Approvals11
- Gross approval$11,277,000
- Average approval$1,025,182
- Median approval$454,000
- Largest approval$5,000,000
- Jobs supported116
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Lake Bluff, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lake Bluff
Flood risk in Lake Bluff
- NFIP communityVillage of Lake Bluff
- NFIP community number170373
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/05/23
The Village of Lake Bluff participates in the National Flood Insurance Program as community 170373 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lake County, not Lake Bluff
Lake County context, not Lake Bluff figures
- Establishments in Lake County20,076
- Covered employment, Lake County329,354
- Average annual pay, Lake County$91,042
- Housing units permitted, Lake County1,042
Every figure in this section is published for Lake County as a whole and is not a measurement of Lake Bluff.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lake Bluff questions, answered from the record.
How many people live in Lake Bluff, Illinois?
6,041, in 2,212 households. Lake Bluff village covers 4.08 square miles of land, which is 1,482 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lake Bluff in?
Lake County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lake Bluff?
$204,000. The median owner-occupied home is valued at $776,700. Median gross rent is $2,063 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lake Bluff businesses?
18 7(a) approvals totaling $8.2 m since FY2020, across 13 lenders, median approval $217,400, plus 11 504 approvals worth $11.3 m since FY2010. These count approvals to borrowers whose address is in Lake Bluff, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lake Bluff borrowers get paid back?
No rate is published for Lake Bluff. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Lake Bluff in the National Flood Insurance Program?
Yes. Lake Bluff appears in the FEMA Community Status Book as Lake Bluff, village of, community 170373, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lake Bluff figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lake County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lake Bluff.
Is zoning published for Lake Bluff?
No. Nothing on this page presents parcel level zoning.