HomeIllinoisLake CountyWinthrop Harbor village
Winthrop Harbor village, Illinois: commercial real estate data.
Winthrop Harbor village is a Census village of 6,559 people across 4.65 square miles of land, in Lake County. Median household income is $95,690, 87.3 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $2.9 m.
70 sourced place values · tier FULL · 8 sections
Winthrop Harbor
What Winthrop Harbor is
- Census place typevillage
- Land area4.65 sq mi
- Water area0.16 sq mi
- Population per square mile of land1,410
- County holding the largest share of its areaLake County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winthrop Harbor
How many people live in Winthrop Harbor
- Population6,559
- Median age53.4
- Population under 18981 plus or minus 257
- Share under 1815.0 percent plus or minus 3.9
- Population 65 and over1,493
- Share 65 and over22.8 percent
- Households2,865
- Family households1,904
- Share of households that are families66.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winthrop Harbor
Income and work in Winthrop Harbor
- Median household income$95,690
- Per capita income$48,491
- Civilian labor force3,498
- Employed3,152
- Unemployed346 plus or minus 209
- Unemployment rate9.9 percent plus or minus 5.9
- Adults 25 and over4,946
- Adults 25 and over with a high school diploma or higher96.8 percent
- Adults 25 and over with a bachelor degree or higher22.2 percent
- Adults 25 and over with a graduate degree8.9 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winthrop Harbor
Housing in Winthrop Harbor
- Housing units2,979
- Occupied units2,865
- Vacant units114 plus or minus 71
- Vacancy rate3.8 percent plus or minus 2.4
- Owner occupied2,500
- Renter occupied365 plus or minus 116
- Ownership rate87.3 percent
- Median owner-occupied home value$250,800
- Median gross rent, monthly$1,313
- Annual rent as a share of median income16.5 percent
- Single family units2,758
- Share single family92.6 percent
- Units in buildings of two or more221 plus or minus 95
- Share in buildings of two or more7.4 percent plus or minus 3.1
- Mobile homes0
- Median year structure built1981
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winthrop Harbor
How Winthrop Harbor gets to work
- Workers 16 and over who commute2,778
- Commuting under 15 minutes544 plus or minus 170
- Share commuting under 15 minutes19.6 percent plus or minus 5.4
- Commuting 30 minutes or more1,391 plus or minus 348
- Share commuting 30 minutes or more50.1 percent plus or minus 10.3
- Drove alone76.6 percent
- Carpooled10.5 percent plus or minus 6.4
- Public transport0.0 percent
- Walked0.4 percent plus or minus 0.6
- Worked from home11.2 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winthrop Harbor
SBA 7(a) lending to Winthrop Harbor borrowers
- Approvals5
- Gross approval$2,907,000
- Average approval$581,400
- Median approval$580,000
- Ninetieth percentile approval$1,355,000
- Largest approval$1,355,000
- Jobs supported25
- Jobs per approval5.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more60.0 percent
- Share to franchises60.0 percent
- Distinct lenders4
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Winthrop Harbor
Flood programme status in Winthrop Harbor
- Listed NFIP communities1
- Of those, participating1
- NFIP community number170398
- Currently effective map date10/05/23
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Lake County, not Winthrop Harbor
Lake County context, not Winthrop Harbor figures
These are Lake County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Winthrop Harbor measurements.
- Establishments in Lake County20,076
- Employment at those establishments, Lake County337,069
- Covered employment, Lake County329,354
- Average annual pay, Lake County$91,042
- Average weekly wage, Lake County$1,751
- Housing units permitted, Lake County1,042
- Of those, single family, Lake County531
- County product, 2024, Lake County$82,868,798,000
- County product change over the prior year, Lake County3.7 percent
- Average income of an arriving household, Lake County$132,863
Every figure in this section is published for Lake County as a whole and is not a measurement of Winthrop Harbor. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Winthrop Harbor questions, answered from the record.
How many people live in Winthrop Harbor, Illinois?
6,559, in 2,865 households. Winthrop Harbor village covers 4.65 square miles of land, which is 1,410 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Winthrop Harbor in?
Lake County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Winthrop Harbor?
$95,690. The median owner-occupied home is valued at $250,800. Median gross rent is $1,313 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Winthrop Harbor businesses?
5 7(a) approvals totalling $2.9 m, across 4 lenders, median approval $580,000. These count approvals to borrowers whose address is in Winthrop Harbor, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Winthrop Harbor borrowers get paid back?
No rate is published for Winthrop Harbor. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Winthrop Harbor in the National Flood Insurance Program?
Yes. Winthrop Harbor appears in the FEMA Community Status Book as community 170398, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Winthrop Harbor figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lake County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Winthrop Harbor.
Is zoning published for Winthrop Harbor?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.