HomeIllinoisMadison CountyGranite City
Granite City, Illinois: commercial real estate data.
Granite City is a Census city of 26,549 people across 19.01 square miles of land, in Madison County. Median household income is $59,205, 72.6 percent of occupied homes are owned, and the SBA record carries 24 7(a) approvals to borrowers here worth $8.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Granite City
What Granite City is
- Census place typecity
- Land area19.01 sq mi
- Water area1.56 sq mi
- Population per square mile of land1,396
- County holding the largest share of its areaMadison County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Granite City
How many people live in Granite City
- Population26,549
- Median age40.4
- Population under 185,851
- Share under 1822.0 percent
- Population 65 and over5,153
- Share 65 and over19.4 percent
- Households11,562
- Family households6,357
- Share of households that are families55.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Granite City
Income and work in Granite City
- Median household income$59,205
- Per capita income$31,559
- Civilian labor force12,487
- Employed11,777
- Unemployed710 plus or minus 223
- Unemployment rate5.7 percent plus or minus 1.8
- Adults 25 and over19,085
- Adults 25 and over with a high school diploma or higher88.6 percent
- Adults 25 and over with a bachelor degree or higher15.6 percent
- Adults 25 and over with a graduate degree4.3 percent plus or minus 1.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Granite City
Housing in Granite City
- Housing units12,854
- Occupied units11,562
- Vacant units1,292 plus or minus 286
- Vacancy rate10.1 percent plus or minus 2.2
- Owner occupied8,399
- Renter occupied3,163
- Ownership rate72.6 percent
- Median owner-occupied home value$104,300
- Median gross rent, monthly$834
- Annual rent as a share of median income16.9 percent
- Single family units10,705
- Share single family83.3 percent
- Units in buildings of two or more2,095 plus or minus 424
- Share in buildings of two or more16.3 percent
- Mobile homes54 plus or minus 45
- Median year structure built1957
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Granite City
How Granite City gets to work
- Workers 16 and over who commute10,472
- Commuting under 15 minutes3,752
- Share commuting under 15 minutes35.8 percent
- Commuting 30 minutes or more3,288
- Share commuting 30 minutes or more31.4 percent
- Drove alone82.8 percent
- Carpooled5.3 percent plus or minus 1.5
- Public transport1.2 percent plus or minus 0.8
- Walked1.0 percent plus or minus 1.0
- Worked from home8.9 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Granite City
SBA loans in Granite City (7(a))
- Approvals24
- Gross approval$8,165,000
- Average approval$340,208
- Median approval$175,000
- Ninetieth percentile approval$779,450
- Largest approval$2,059,600
- Jobs supported211
- Jobs per approval8.8
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more37.5 percent
- Share to franchises0.0 percent
- Distinct lenders16
- Distinct industries by NAICS15
Counted by borrower city: approvals to borrowers whose address is in Granite City, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Granite City
SBA loans in Granite City (504)
- Approvals2
- Gross approval$9,599,000
- Average approval$4,799,500
- Median approval$4,799,500
- Largest approval$5,000,000
- Jobs supported98
- Loans with a final outcome0
- Charged off0
- Median term210 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Granite City, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Granite City
Flood risk in Granite City
- NFIP communityCity of Granite City
- NFIP community number170443
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/01/78
The City of Granite City participates in the National Flood Insurance Program as community 170443 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Madison County, not Granite City
Madison County context, not Granite City figures
- Establishments in Madison County5,659
- Covered employment, Madison County105,166
- Average annual pay, Madison County$57,153
- Housing units permitted, Madison County366
Every figure in this section is published for Madison County as a whole and is not a measurement of Granite City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Granite City questions, answered from the record.
How many people live in Granite City, Illinois?
26,549, in 11,562 households. Granite City city covers 19.01 square miles of land, which is 1,396 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Granite City in?
Madison County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Granite City?
$59,205. The median owner-occupied home is valued at $104,300. Median gross rent is $834 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Granite City businesses?
24 7(a) approvals totaling $8.2 m since FY2020, across 16 lenders, median approval $175,000, plus 2 504 approvals worth $9.6 m since FY2010. These count approvals to borrowers whose address is in Granite City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Granite City borrowers get paid back?
No rate is published for Granite City. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Granite City in the National Flood Insurance Program?
Yes. Granite City appears in the FEMA Community Status Book as Granite City, city of, community 170443, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Granite City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Madison County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Granite City.
Is zoning published for Granite City?
No. Nothing on this page presents parcel level zoning.