HomeIllinoisMadison CountyPontoon Beach village
Pontoon Beach village, Illinois: commercial real estate data.
Pontoon Beach village is a Census village of 6,025 people across 9.97 square miles of land, in Madison County. Median household income is $62,861, 69.6 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $2.6 m.
80 sourced place values · tier FULL · 9 sections
Pontoon Beach
What Pontoon Beach is
- Census place typevillage
- Land area9.97 sq mi
- Water area2.48 sq mi
- Population per square mile of land604
- County holding the largest share of its areaMadison County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pontoon Beach
How many people live in Pontoon Beach
- Population6,025
- Median age34.9
- Population under 181,622
- Share under 1826.9 percent
- Population 65 and over794 plus or minus 168
- Share 65 and over13.2 percent plus or minus 2.7
- Households2,377
- Family households1,825
- Share of households that are families76.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pontoon Beach
Income and work in Pontoon Beach
- Median household income$62,861
- Per capita income$28,697
- Civilian labor force2,856
- Employed2,542
- Unemployed314 plus or minus 147
- Unemployment rate11.0 percent plus or minus 5.0
- Adults 25 and over3,911
- Adults 25 and over with a high school diploma or higher95.4 percent
- Adults 25 and over with a bachelor degree or higher15.5 percent plus or minus 5.1
- Adults 25 and over with a graduate degree5.0 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pontoon Beach
Housing in Pontoon Beach
- Housing units2,554
- Occupied units2,377
- Vacant units177 plus or minus 111
- Vacancy rate6.9 percent plus or minus 4.3
- Owner occupied1,655
- Renter occupied722 plus or minus 187
- Ownership rate69.6 percent
- Median owner-occupied home value$145,100
- Median gross rent, monthly$1,277
- Annual rent as a share of median income24.4 percent plus or minus 5.3
- Single family units1,536
- Share single family60.1 percent
- Units in buildings of two or more365 plus or minus 129
- Share in buildings of two or more14.3 percent plus or minus 4.9
- Mobile homes653 plus or minus 163
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pontoon Beach
How Pontoon Beach gets to work
- Workers 16 and over who commute2,309
- Commuting under 15 minutes673 plus or minus 208
- Share commuting under 15 minutes29.1 percent plus or minus 8.2
- Commuting 30 minutes or more638 plus or minus 196
- Share commuting 30 minutes or more27.6 percent plus or minus 7.7
- Drove alone79.0 percent
- Carpooled11.5 percent plus or minus 3.8
- Public transport3.0 percent plus or minus 3.6
- Walked0.2 percent plus or minus 0.3
- Worked from home6.2 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pontoon Beach
SBA 7(a) lending to Pontoon Beach borrowers
- Approvals2
- Gross approval$2,631,000
- Average approval$1,315,500
- Median approval$2,431,000
- Ninetieth percentile approval$2,431,000
- Largest approval$2,431,000
- Jobs supported19
- Jobs per approval9.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term306 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises50.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pontoon Beach
SBA 504 lending to Pontoon Beach borrowers
- Approvals1
- Gross approval$578,000
- Average approval$578,000
- Median approval$578,000
- Largest approval$578,000
- Jobs supported8
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pontoon Beach
Flood programme status in Pontoon Beach
- Listed NFIP communities1
- Of those, participating1
- NFIP community number170447
- Currently effective map date02/05/82
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Madison County, not Pontoon Beach
Madison County context, not Pontoon Beach figures
These are Madison County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Pontoon Beach measurements.
- Establishments in Madison County5,659
- Employment at those establishments, Madison County93,915
- Covered employment, Madison County105,166
- Average annual pay, Madison County$57,153
- Average weekly wage, Madison County$1,099
- Housing units permitted, Madison County366
- Of those, single family, Madison County314
- County product, 2024, Madison County$16,575,291,000
- County product change over the prior year, Madison County6.9 percent
- Average income of an arriving household, Madison County$53,270
Every figure in this section is published for Madison County as a whole and is not a measurement of Pontoon Beach. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Pontoon Beach questions, answered from the record.
How many people live in Pontoon Beach, Illinois?
6,025, in 2,377 households. Pontoon Beach village covers 9.97 square miles of land, which is 604 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pontoon Beach in?
Madison County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pontoon Beach?
$62,861. The median owner-occupied home is valued at $145,100. Median gross rent is $1,277 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pontoon Beach businesses?
2 7(a) approvals totalling $2.6 m, across 2 lenders, median approval $2,431,000, plus 1 504 approvals worth $578,000. These count approvals to borrowers whose address is in Pontoon Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pontoon Beach borrowers get paid back?
No rate is published for Pontoon Beach. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Pontoon Beach in the National Flood Insurance Program?
Yes. Pontoon Beach appears in the FEMA Community Status Book as community 170447, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Pontoon Beach figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Madison County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pontoon Beach.
Is zoning published for Pontoon Beach?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.