HomeIllinoisMadison CountyPontoon Beach
Pontoon Beach, Illinois: commercial real estate data.
Pontoon Beach is a Census village of 6,025 people across 9.97 square miles of land, in Madison County. Median household income is $62,861, 69.6 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $2.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Pontoon Beach
What Pontoon Beach is
- Census place typevillage
- Land area9.97 sq mi
- Water area2.48 sq mi
- Population per square mile of land604
- County holding the largest share of its areaMadison County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pontoon Beach
How many people live in Pontoon Beach
- Population6,025
- Median age34.9
- Population under 181,622
- Share under 1826.9 percent
- Population 65 and over794 plus or minus 168
- Share 65 and over13.2 percent plus or minus 2.7
- Households2,377
- Family households1,825
- Share of households that are families76.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pontoon Beach
Income and work in Pontoon Beach
- Median household income$62,861
- Per capita income$28,697
- Civilian labor force2,856
- Employed2,542
- Unemployed314 plus or minus 147
- Unemployment rate11.0 percent plus or minus 5.0
- Adults 25 and over3,911
- Adults 25 and over with a high school diploma or higher95.4 percent
- Adults 25 and over with a bachelor degree or higher15.5 percent plus or minus 5.1
- Adults 25 and over with a graduate degree5.0 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pontoon Beach
Housing in Pontoon Beach
- Housing units2,554
- Occupied units2,377
- Vacant units177 plus or minus 111
- Vacancy rate6.9 percent plus or minus 4.3
- Owner occupied1,655
- Renter occupied722 plus or minus 187
- Ownership rate69.6 percent
- Median owner-occupied home value$145,100
- Median gross rent, monthly$1,277
- Annual rent as a share of median income24.4 percent plus or minus 5.3
- Single family units1,536
- Share single family60.1 percent
- Units in buildings of two or more365 plus or minus 129
- Share in buildings of two or more14.3 percent plus or minus 4.9
- Mobile homes653 plus or minus 163
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pontoon Beach
How Pontoon Beach gets to work
- Workers 16 and over who commute2,309
- Commuting under 15 minutes673 plus or minus 208
- Share commuting under 15 minutes29.1 percent plus or minus 8.2
- Commuting 30 minutes or more638 plus or minus 196
- Share commuting 30 minutes or more27.6 percent plus or minus 7.7
- Drove alone79.0 percent
- Carpooled11.5 percent plus or minus 3.8
- Public transport3.0 percent plus or minus 3.6
- Walked0.2 percent plus or minus 0.3
- Worked from home6.2 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pontoon Beach
SBA loans in Pontoon Beach (7(a))
- Approvals2
- Gross approval$2,631,000
- Average approval$1,315,500
- Median approval$1,315,500
- Largest approval$2,431,000
- Jobs supported19
- Jobs per approval9.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term183 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises50.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Pontoon Beach, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pontoon Beach
SBA loans in Pontoon Beach (504)
- Approvals1
- Gross approval$578,000
- Average approval$578,000
- Median approval$578,000
- Largest approval$578,000
- Jobs supported8
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Pontoon Beach, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pontoon Beach
Flood risk in Pontoon Beach
- NFIP communityVillage of Pontoon Beach
- NFIP community number170447
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/05/82
The Village of Pontoon Beach participates in the National Flood Insurance Program as community 170447 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Madison County, not Pontoon Beach
Madison County context, not Pontoon Beach figures
- Establishments in Madison County5,659
- Covered employment, Madison County105,166
- Average annual pay, Madison County$57,153
- Housing units permitted, Madison County366
Every figure in this section is published for Madison County as a whole and is not a measurement of Pontoon Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Pontoon Beach questions, answered from the record.
How many people live in Pontoon Beach, Illinois?
6,025, in 2,377 households. Pontoon Beach village covers 9.97 square miles of land, which is 604 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pontoon Beach in?
Madison County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pontoon Beach?
$62,861. The median owner-occupied home is valued at $145,100. Median gross rent is $1,277 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pontoon Beach businesses?
2 7(a) approvals totaling $2.6 m since FY2020, across 2 lenders, median approval $1,315,500, plus 1 504 approvals worth $578,000 since FY2010. These count approvals to borrowers whose address is in Pontoon Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pontoon Beach borrowers get paid back?
No rate is published for Pontoon Beach. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Pontoon Beach in the National Flood Insurance Program?
Yes. Pontoon Beach appears in the FEMA Community Status Book as Pontoon Beach, village of, community 170447, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Pontoon Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Madison County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pontoon Beach.
Is zoning published for Pontoon Beach?
No. Nothing on this page presents parcel level zoning.