HomeIllinoisMadison CountyHighland city
Highland city, Illinois: commercial real estate data.
Highland city is a Census city of 10,262 people across 7.16 square miles of land, in Madison County. Median household income is $82,551, 72.7 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $9.9 m.
80 sourced place values · tier FULL · 9 sections
Highland
What Highland is
- Census place typecity
- Land area7.16 sq mi
- Water area1.03 sq mi
- Population per square mile of land1,434
- County holding the largest share of its areaMadison County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Highland
How many people live in Highland
- Population10,262
- Median age41.8
- Population under 181,973
- Share under 1819.2 percent
- Population 65 and over2,029
- Share 65 and over19.8 percent
- Households4,931
- Family households2,674
- Share of households that are families54.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Highland
Income and work in Highland
- Median household income$82,551
- Per capita income$46,008
- Civilian labor force5,749
- Employed5,690
- Unemployed59 plus or minus 51
- Unemployment rate1.0 percent plus or minus 0.9
- Adults 25 and over7,758
- Adults 25 and over with a high school diploma or higher97.6 percent
- Adults 25 and over with a bachelor degree or higher35.8 percent
- Adults 25 and over with a graduate degree12.1 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Highland
Housing in Highland
- Housing units5,137
- Occupied units4,931
- Vacant units206 plus or minus 158
- Vacancy rate4.0 percent plus or minus 3.1
- Owner occupied3,583
- Renter occupied1,348 plus or minus 298
- Ownership rate72.7 percent
- Median owner-occupied home value$202,900
- Median gross rent, monthly$855
- Annual rent as a share of median income12.4 percent
- Single family units3,875
- Share single family75.4 percent
- Units in buildings of two or more1,249 plus or minus 273
- Share in buildings of two or more24.3 percent plus or minus 5.1
- Mobile homes13 plus or minus 23
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Highland
How Highland gets to work
- Workers 16 and over who commute4,973
- Commuting under 15 minutes1,488
- Share commuting under 15 minutes29.9 percent
- Commuting 30 minutes or more2,518
- Share commuting 30 minutes or more50.6 percent
- Drove alone82.6 percent
- Carpooled5.4 percent plus or minus 3.3
- Public transport0.4 percent plus or minus 0.5
- Walked0.8 percent plus or minus 0.7
- Worked from home10.2 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Highland
SBA 7(a) lending to Highland borrowers
- Approvals17
- Gross approval$9,915,900
- Average approval$583,288
- Median approval$297,000
- Ninetieth percentile approval$2,123,000
- Largest approval$3,112,600
- Jobs supported206
- Jobs per approval12.1
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more35.3 percent
- Share to franchises11.8 percent
- Distinct lenders6
- Distinct industries by NAICS9
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Highland
SBA 504 lending to Highland borrowers
- Approvals12
- Gross approval$12,396,000
- Average approval$1,033,000
- Median approval$609,000
- Largest approval$4,717,000
- Jobs supported139
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Highland
Flood programme status in Highland
- Listed NFIP communities1
- Of those, participating1
- NFIP community number170445
- Currently effective map date11/05/86
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Madison County, not Highland
Madison County context, not Highland figures
These are Madison County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Highland measurements.
- Establishments in Madison County5,659
- Employment at those establishments, Madison County93,915
- Covered employment, Madison County105,166
- Average annual pay, Madison County$57,153
- Average weekly wage, Madison County$1,099
- Housing units permitted, Madison County366
- Of those, single family, Madison County314
- County product, 2024, Madison County$16,575,291,000
- County product change over the prior year, Madison County6.9 percent
- Average income of an arriving household, Madison County$53,270
Every figure in this section is published for Madison County as a whole and is not a measurement of Highland. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Highland questions, answered from the record.
How many people live in Highland, Illinois?
10,262, in 4,931 households. Highland city covers 7.16 square miles of land, which is 1,434 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Highland in?
Madison County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Highland?
$82,551. The median owner-occupied home is valued at $202,900. Median gross rent is $855 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Highland businesses?
17 7(a) approvals totalling $9.9 m, across 6 lenders, median approval $297,000, plus 12 504 approvals worth $12.4 m. These count approvals to borrowers whose address is in Highland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Highland borrowers get paid back?
No rate is published for Highland. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Highland in the National Flood Insurance Program?
Yes. Highland appears in the FEMA Community Status Book as community 170445, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Highland figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Madison County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Highland.
Is zoning published for Highland?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.