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Highland, Illinois: commercial real estate data.

Highland is a Census city of 10,262 people across 7.16 square miles of land, in Madison County. Median household income is $82,551, 72.7 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $9.9 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Highland

What Highland is

  • Census place typecity
  • Land area7.16 sq mi
  • Water area1.03 sq mi
  • Population per square mile of land1,434
  • County holding the largest share of its areaMadison County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Highland

How many people live in Highland

  • Population10,262
  • Median age41.8
  • Population under 181,973
  • Share under 1819.2 percent
  • Population 65 and over2,029
  • Share 65 and over19.8 percent
  • Households4,931
  • Family households2,674
  • Share of households that are families54.2 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Highland

Income and work in Highland

  • Median household income$82,551
  • Per capita income$46,008
  • Civilian labor force5,749
  • Employed5,690
  • Unemployed59 plus or minus 51
  • Unemployment rate1.0 percent plus or minus 0.9
  • Adults 25 and over7,758
  • Adults 25 and over with a high school diploma or higher97.6 percent
  • Adults 25 and over with a bachelor degree or higher35.8 percent
  • Adults 25 and over with a graduate degree12.1 percent plus or minus 3.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Highland

Housing in Highland

  • Housing units5,137
  • Occupied units4,931
  • Vacant units206 plus or minus 158
  • Vacancy rate4.0 percent plus or minus 3.1
  • Owner occupied3,583
  • Renter occupied1,348 plus or minus 298
  • Ownership rate72.7 percent
  • Median owner-occupied home value$202,900
  • Median gross rent, monthly$855
  • Annual rent as a share of median income12.4 percent
  • Single family units3,875
  • Share single family75.4 percent
  • Units in buildings of two or more1,249 plus or minus 273
  • Share in buildings of two or more24.3 percent plus or minus 5.1
  • Mobile homes13 plus or minus 23
  • Median year structure built1979

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Highland

How Highland gets to work

  • Workers 16 and over who commute4,973
  • Commuting under 15 minutes1,488
  • Share commuting under 15 minutes29.9 percent
  • Commuting 30 minutes or more2,518
  • Share commuting 30 minutes or more50.6 percent
  • Drove alone82.6 percent
  • Carpooled5.4 percent plus or minus 3.3
  • Public transport0.4 percent plus or minus 0.5
  • Walked0.8 percent plus or minus 0.7
  • Worked from home10.2 percent plus or minus 3.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Highland

SBA loans in Highland (7(a))

  • Approvals17
  • Gross approval$9,915,900
  • Average approval$583,288
  • Median approval$297,000
  • Largest approval$3,112,600
  • Jobs supported206
  • Jobs per approval12.1
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more35.3 percent
  • Share to franchises11.8 percent
  • Distinct lenders6
  • Distinct industries by NAICS9

Counted by borrower city: approvals to borrowers whose address is in Highland, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Highland

SBA loans in Highland (504)

  • Approvals12
  • Gross approval$12,396,000
  • Average approval$1,033,000
  • Median approval$596,000
  • Largest approval$4,717,000
  • Jobs supported139
  • Loans with a final outcome2
  • Charged off0
  • Median term240 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Highland, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Highland

Flood risk in Highland

  • NFIP communityCity of Highland
  • NFIP community number170445
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date11/05/86

The City of Highland participates in the National Flood Insurance Program as community 170445 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Madison County, not Highland

Madison County context, not Highland figures

  • Establishments in Madison County5,659
  • Covered employment, Madison County105,166
  • Average annual pay, Madison County$57,153
  • Housing units permitted, Madison County366

Every figure in this section is published for Madison County as a whole and is not a measurement of Highland.

All Madison County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Highland questions, answered from the record.

How many people live in Highland, Illinois?

10,262, in 4,931 households. Highland city covers 7.16 square miles of land, which is 1,434 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Highland in?

Madison County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Highland?

$82,551. The median owner-occupied home is valued at $202,900. Median gross rent is $855 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Highland businesses?

17 7(a) approvals totaling $9.9 m since FY2020, across 6 lenders, median approval $297,000, plus 12 504 approvals worth $12.4 m since FY2010. These count approvals to borrowers whose address is in Highland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Highland borrowers get paid back?

No rate is published for Highland. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Highland in the National Flood Insurance Program?

Yes. Highland appears in the FEMA Community Status Book as Highland, city of, community 170445, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Highland figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Madison County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Highland.

Is zoning published for Highland?

No. Nothing on this page presents parcel level zoning.