HomeIllinoisMadison CountyWood River
Wood River, Illinois: commercial real estate data.
Wood River is a Census city of 10,279 people across 6.98 square miles of land, in Madison County. Median household income is $62,703, 66.8 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $9.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Wood River
What Wood River is
- Census place typecity
- Land area6.98 sq mi
- Water area0.25 sq mi
- Population per square mile of land1,473
- County holding the largest share of its areaMadison County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wood River
How many people live in Wood River
- Population10,279
- Median age40.3
- Population under 181,975
- Share under 1819.2 percent
- Population 65 and over1,691
- Share 65 and over16.5 percent
- Households4,573
- Family households2,567
- Share of households that are families56.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wood River
Income and work in Wood River
- Median household income$62,703
- Per capita income$35,016
- Civilian labor force5,409
- Employed5,252
- Unemployed157 plus or minus 114
- Unemployment rate2.9 percent plus or minus 2.1
- Adults 25 and over7,090
- Adults 25 and over with a high school diploma or higher94.3 percent
- Adults 25 and over with a bachelor degree or higher15.5 percent plus or minus 3.2
- Adults 25 and over with a graduate degree5.4 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wood River
Housing in Wood River
- Housing units5,112
- Occupied units4,573
- Vacant units539 plus or minus 225
- Vacancy rate10.5 percent plus or minus 4.4
- Owner occupied3,056
- Renter occupied1,517
- Ownership rate66.8 percent
- Median owner-occupied home value$108,100
- Median gross rent, monthly$936
- Annual rent as a share of median income17.9 percent
- Single family units4,057
- Share single family79.4 percent
- Units in buildings of two or more1,038 plus or minus 281
- Share in buildings of two or more20.3 percent plus or minus 5.4
- Mobile homes17 plus or minus 17
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wood River
How Wood River gets to work
- Workers 16 and over who commute4,744
- Commuting under 15 minutes1,584 plus or minus 321
- Share commuting under 15 minutes33.4 percent
- Commuting 30 minutes or more1,490 plus or minus 335
- Share commuting 30 minutes or more31.4 percent plus or minus 6.6
- Drove alone84.0 percent
- Carpooled6.6 percent plus or minus 2.8
- Public transport0.3 percent plus or minus 0.4
- Walked0.7 percent plus or minus 0.7
- Worked from home7.6 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wood River
SBA loans in Wood River (7(a))
- Approvals8
- Gross approval$9,296,500
- Average approval$1,162,063
- Median approval$234,550
- Largest approval$5,000,000
- Jobs supported129
- Jobs per approval16.1
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises12.5 percent
- Distinct lenders4
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Wood River, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wood River
SBA loans in Wood River (504)
- Approvals4
- Gross approval$3,161,000
- Average approval$790,250
- Median approval$275,000
- Largest approval$2,477,000
- Jobs supported39
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Wood River, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Wood River
Flood risk in Wood River
- NFIP communityCity of Wood River
- NFIP community number170451
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/01/79
The City of Wood River participates in the National Flood Insurance Program as community 170451 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Madison County, not Wood River
Madison County context, not Wood River figures
- Establishments in Madison County5,659
- Covered employment, Madison County105,166
- Average annual pay, Madison County$57,153
- Housing units permitted, Madison County366
Every figure in this section is published for Madison County as a whole and is not a measurement of Wood River.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Wood River questions, answered from the record.
How many people live in Wood River, Illinois?
10,279, in 4,573 households. Wood River city covers 6.98 square miles of land, which is 1,473 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Wood River in?
Madison County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Wood River?
$62,703. The median owner-occupied home is valued at $108,100. Median gross rent is $936 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Wood River businesses?
8 7(a) approvals totaling $9.3 m since FY2020, across 4 lenders, median approval $234,550, plus 4 504 approvals worth $3.2 m since FY2010. These count approvals to borrowers whose address is in Wood River, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Wood River borrowers get paid back?
No rate is published for Wood River. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Wood River in the National Flood Insurance Program?
Yes. Wood River appears in the FEMA Community Status Book as Wood River, city of, community 170451, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Wood River figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Madison County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Wood River.
Is zoning published for Wood River?
No. Nothing on this page presents parcel level zoning.