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HomeIowaCedar CountyClarence city

Clarence city, Iowa: commercial real estate data.

Clarence city is a Census city of 1,166 people across 0.76 square miles of land, in Cedar County. Median household income is $56,250, 66.6 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $850,000.

66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Clarence

What Clarence is

  • Census place typecity
  • Land area0.76 sq mi
  • Water area0 sq mi
  • Population per square mile of land1,531
  • County holding the largest share of its areaCedar County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Clarence

How many people live in Clarence

  • Population1,166
  • Median age36.9
  • Population under 18342 plus or minus 85
  • Share under 1829.3 percent
  • Population 65 and over222 plus or minus 56
  • Share 65 and over19.0 percent
  • Households473
  • Family households285 plus or minus 64
  • Share of households that are families60.3 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Clarence

Income and work in Clarence

  • Median household income$56,250 plus or minus $17,005
  • Per capita income$29,027
  • Civilian labor force501 plus or minus 113
  • Employed494 plus or minus 111
  • Unemployed7 plus or minus 11
  • Unemployment rate1.4 percent plus or minus 2.2
  • Adults 25 and over783
  • Adults 25 and over with a high school diploma or higher94.1 percent
  • Adults 25 and over with a bachelor degree or higher9.3 percent plus or minus 2.5
  • Adults 25 and over with a graduate degree2.8 percent plus or minus 1.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Clarence

Housing in Clarence

  • Housing units523
  • Occupied units473
  • Vacant units50 plus or minus 32
  • Vacancy rate9.6 percent plus or minus 5.9
  • Owner occupied315 plus or minus 68
  • Renter occupied158 plus or minus 53
  • Ownership rate66.6 percent
  • Median owner-occupied home value$154,300
  • Median gross rent, monthly$888
  • Annual rent as a share of median income18.9 percent plus or minus 6.6
  • Single family units435 plus or minus 89
  • Share single family83.2 percent
  • Units in buildings of two or more85 plus or minus 35
  • Share in buildings of two or more16.3 percent plus or minus 6.1
  • Mobile homes3 plus or minus 5
  • Median year structure built1964

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Clarence

How Clarence gets to work

  • Workers 16 and over who commute456 plus or minus 113
  • Commuting under 15 minutes157 plus or minus 68
  • Share commuting under 15 minutes34.4 percent plus or minus 12.3
  • Commuting 30 minutes or more189 plus or minus 56
  • Share commuting 30 minutes or more41.4 percent
  • Drove alone84.1 percent
  • Carpooled3.5 percent plus or minus 2.3
  • Public transport0.0 percent
  • Walked4.1 percent plus or minus 4.0
  • Worked from home5.8 percent plus or minus 2.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Clarence

SBA loans in Clarence (7(a))

  • Approvals5
  • Gross approval$850,000
  • Average approval$170,000
  • Median approval$150,000
  • Ninetieth percentile approval$300,000
  • Largest approval$300,000
  • Jobs supported24
  • Jobs per approval4.8
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders3
  • Distinct industries by NAICS2

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Cedar County, not Clarence

Cedar County context, not Clarence figures

These are Cedar County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Clarence measurements.

  • Establishments in Cedar County460
  • Employment at those establishments, Cedar County4,355
  • Covered employment, Cedar County5,170
  • Average annual pay, Cedar County$49,261
  • Average weekly wage, Cedar County$947
  • Housing units permitted, Cedar County49
  • Of those, single family, Cedar County20
  • County product, 2024, Cedar County$811,491,000
  • County product change over the prior year, Cedar County-1.1 percent
  • Average income of an arriving household, Cedar County$59,457

Every figure in this section is published for Cedar County as a whole and is not a measurement of Clarence. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Clarence questions, answered from the record.

How many people live in Clarence, Iowa?

1,166, in 473 households. Clarence city covers 0.76 square miles of land, which is 1,531 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Clarence in?

Cedar County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Clarence?

$56,250. The median owner-occupied home is valued at $154,300. Median gross rent is $888 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Clarence businesses?

5 7(a) approvals totalling $850,000, across 3 lenders, median approval $150,000. These count approvals to borrowers whose address is in Clarence, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Clarence borrowers get paid back?

No rate is published for Clarence. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Clarence figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cedar County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Clarence.

Is zoning published for Clarence?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.