HomeIowaCedar CountyTipton
Tipton, Iowa: commercial real estate data.
Tipton is a Census city of 3,106 people across 2.02 square miles of land, in Cedar County. Median household income is $61,115, 72.2 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $294,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Tipton
What Tipton is
- Census place typecity
- Land area2.02 sq mi
- Water area0 sq mi
- Population per square mile of land1,535
- County holding the largest share of its areaCedar County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tipton
How many people live in Tipton
- Population3,106
- Median age38.3
- Population under 18747 plus or minus 157
- Share under 1824.1 percent plus or minus 5.0
- Population 65 and over626 plus or minus 134
- Share 65 and over20.2 percent plus or minus 4.3
- Households1,339
- Family households851
- Share of households that are families63.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tipton
Income and work in Tipton
- Median household income$61,115 plus or minus $15,198
- Per capita income$33,452
- Civilian labor force1,660
- Employed1,644
- Unemployed16 plus or minus 20
- Unemployment rate1.0 percent plus or minus 1.2
- Adults 25 and over2,119
- Adults 25 and over with a high school diploma or higher92.4 percent
- Adults 25 and over with a bachelor degree or higher20.2 percent plus or minus 6.3
- Adults 25 and over with a graduate degree4.8 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tipton
Housing in Tipton
- Housing units1,540
- Occupied units1,339
- Vacant units201 plus or minus 114
- Vacancy rate13.1 percent plus or minus 7.3
- Owner occupied967
- Renter occupied372 plus or minus 113
- Ownership rate72.2 percent
- Median owner-occupied home value$165,500
- Median gross rent, monthly$845
- Annual rent as a share of median income16.6 percent plus or minus 4.3
- Single family units1,223
- Share single family79.4 percent
- Units in buildings of two or more233 plus or minus 94
- Share in buildings of two or more15.1 percent plus or minus 6.0
- Mobile homes84 plus or minus 71
- Median year structure built1954
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tipton
How Tipton gets to work
- Workers 16 and over who commute1,354
- Commuting under 15 minutes586 plus or minus 146
- Share commuting under 15 minutes43.3 percent plus or minus 8.8
- Commuting 30 minutes or more592 plus or minus 180
- Share commuting 30 minutes or more43.7 percent plus or minus 11.7
- Drove alone75.1 percent
- Carpooled4.6 percent plus or minus 3.2
- Public transport0.0 percent
- Walked4.5 percent plus or minus 3.0
- Worked from home9.1 percent plus or minus 5.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tipton
SBA loans in Tipton (7(a))
- Approvals3
- Gross approval$294,000
- Average approval$98,000
- Median approval$50,000
- Largest approval$229,000
- Jobs supported12
- Jobs per approval4.0
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term60 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Tipton, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Tipton
SBA loans in Tipton (504)
- Approvals2
- Gross approval$378,000
- Average approval$189,000
- Median approval$189,000
- Largest approval$189,000
- Jobs supported18
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Tipton, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Tipton
Flood risk in Tipton
- NFIP communityCity of Tipton
- NFIP community number190057
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/19/13(M)
The City of Tipton participates in the National Flood Insurance Program as community 190057 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cedar County, not Tipton
Cedar County context, not Tipton figures
- Establishments in Cedar County460
- Covered employment, Cedar County5,170
- Average annual pay, Cedar County$49,261
- Housing units permitted, Cedar County49
Every figure in this section is published for Cedar County as a whole and is not a measurement of Tipton.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Tipton questions, answered from the record.
How many people live in Tipton, Iowa?
3,106, in 1,339 households. Tipton city covers 2.02 square miles of land, which is 1,535 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Tipton in?
Cedar County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Tipton?
$61,115. The median owner-occupied home is valued at $165,500. Median gross rent is $845 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Tipton businesses?
3 7(a) approvals totaling $294,000 since FY2020, across 3 lenders, median approval $50,000, plus 2 504 approvals worth $378,000 since FY2010. These count approvals to borrowers whose address is in Tipton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Tipton borrowers get paid back?
No rate is published for Tipton. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Tipton in the National Flood Insurance Program?
Yes. Tipton appears in the FEMA Community Status Book as Tipton, city of, community 190057, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Tipton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cedar County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Tipton.
Is zoning published for Tipton?
No. Nothing on this page presents parcel level zoning.
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