HomeIowaCedar CountyMechanicsville city
Mechanicsville city, Iowa: commercial real estate data.
Mechanicsville city is a Census city of 964 people across 0.82 square miles of land, in Cedar County. Median household income is $70,000, 82.4 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $1.6 m.
64 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Mechanicsville
What Mechanicsville is
- Census place typecity
- Land area0.82 sq mi
- Water area0 sq mi
- Population per square mile of land1,169
- County holding the largest share of its areaCedar County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicsville
How many people live in Mechanicsville
- Population964
- Median age48.6
- Population under 18119 plus or minus 49
- Share under 1812.3 percent plus or minus 4.6
- Population 65 and over250 plus or minus 57
- Share 65 and over25.9 percent
- Households420
- Family households288 plus or minus 63
- Share of households that are families68.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicsville
Income and work in Mechanicsville
- Median household income$70,000 plus or minus $16,425
- Per capita income$37,374
- Civilian labor force525
- Employed505 plus or minus 103
- Unemployed20 plus or minus 18
- Unemployment rate3.8 percent plus or minus 3.3
- Adults 25 and over735
- Adults 25 and over with a high school diploma or higher95.1 percent
- Adults 25 and over with a bachelor degree or higher16.9 percent plus or minus 4.3
- Adults 25 and over with a graduate degree2.4 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicsville
Housing in Mechanicsville
- Housing units443
- Occupied units420
- Vacant units23 plus or minus 24
- Vacancy rate5.2 percent plus or minus 5.4
- Owner occupied346
- Renter occupied74 plus or minus 52
- Ownership rate82.4 percent plus or minus 17.7
- Median owner-occupied home value$161,400
- Single family units389
- Share single family87.8 percent
- Units in buildings of two or more17 plus or minus 16
- Share in buildings of two or more3.8 percent plus or minus 3.7
- Mobile homes17 plus or minus 18
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicsville
How Mechanicsville gets to work
- Workers 16 and over who commute406 plus or minus 81
- Commuting under 15 minutes43 plus or minus 20
- Share commuting under 15 minutes10.6 percent plus or minus 4.4
- Commuting 30 minutes or more235 plus or minus 71
- Share commuting 30 minutes or more57.9 percent plus or minus 13.0
- Drove alone77.4 percent
- Carpooled2.5 percent plus or minus 2.2
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home16.5 percent plus or minus 8.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicsville
SBA loans in Mechanicsville (7(a))
- Approvals4
- Gross approval$1,602,500
- Average approval$400,625
- Median approval$595,000
- Ninetieth percentile approval$610,000
- Largest approval$610,000
- Jobs supported17
- Jobs per approval4.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term239 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cedar County, not Mechanicsville
Cedar County context, not Mechanicsville figures
These are Cedar County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Mechanicsville measurements.
- Establishments in Cedar County460
- Employment at those establishments, Cedar County4,355
- Covered employment, Cedar County5,170
- Average annual pay, Cedar County$49,261
- Average weekly wage, Cedar County$947
- Housing units permitted, Cedar County49
- Of those, single family, Cedar County20
- County product, 2024, Cedar County$811,491,000
- County product change over the prior year, Cedar County-1.1 percent
- Average income of an arriving household, Cedar County$59,457
Every figure in this section is published for Cedar County as a whole and is not a measurement of Mechanicsville. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Mechanicsville questions, answered from the record.
How many people live in Mechanicsville, Iowa?
964, in 420 households. Mechanicsville city covers 0.82 square miles of land, which is 1,169 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mechanicsville in?
Cedar County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mechanicsville?
$70,000. The median owner-occupied home is valued at $161,400. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mechanicsville businesses?
4 7(a) approvals totalling $1.6 m, across 3 lenders, median approval $595,000. These count approvals to borrowers whose address is in Mechanicsville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mechanicsville borrowers get paid back?
No rate is published for Mechanicsville. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Mechanicsville figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cedar County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mechanicsville.
Is zoning published for Mechanicsville?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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