HomeIowaCedar CountyMechanicsville
Mechanicsville, Iowa: commercial real estate data.
Mechanicsville is a Census city of 964 people across 0.82 square miles of land, in Cedar County. Median household income is $70,000, 82.4 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $1.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Mechanicsville
What Mechanicsville is
- Census place typecity
- Land area0.82 sq mi
- Water area0 sq mi
- Population per square mile of land1,169
- County holding the largest share of its areaCedar County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicsville
How many people live in Mechanicsville
- Population964
- Median age48.6
- Population under 18119 plus or minus 49
- Share under 1812.3 percent plus or minus 4.6
- Population 65 and over250 plus or minus 57
- Share 65 and over25.9 percent
- Households420
- Family households288 plus or minus 63
- Share of households that are families68.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicsville
Income and work in Mechanicsville
- Median household income$70,000 plus or minus $16,425
- Per capita income$37,374
- Civilian labor force525
- Employed505 plus or minus 103
- Unemployed20 plus or minus 18
- Unemployment rate3.8 percent plus or minus 3.3
- Adults 25 and over735
- Adults 25 and over with a high school diploma or higher95.1 percent
- Adults 25 and over with a bachelor degree or higher16.9 percent plus or minus 4.3
- Adults 25 and over with a graduate degree2.4 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicsville
Housing in Mechanicsville
- Housing units443
- Occupied units420
- Vacant units23 plus or minus 24
- Vacancy rate5.2 percent plus or minus 5.4
- Owner occupied346
- Renter occupied74 plus or minus 52
- Ownership rate82.4 percent plus or minus 17.7
- Median owner-occupied home value$161,400
- Single family units389
- Share single family87.8 percent
- Units in buildings of two or more17 plus or minus 16
- Share in buildings of two or more3.8 percent plus or minus 3.7
- Mobile homes17 plus or minus 18
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicsville
How Mechanicsville gets to work
- Workers 16 and over who commute406 plus or minus 81
- Commuting under 15 minutes43 plus or minus 20
- Share commuting under 15 minutes10.6 percent plus or minus 4.4
- Commuting 30 minutes or more235 plus or minus 71
- Share commuting 30 minutes or more57.9 percent plus or minus 13.0
- Drove alone77.4 percent
- Carpooled2.5 percent plus or minus 2.2
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home16.5 percent plus or minus 8.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mechanicsville
SBA loans in Mechanicsville (7(a))
- Approvals4
- Gross approval$1,602,500
- Average approval$400,625
- Median approval$421,250
- Largest approval$610,000
- Jobs supported17
- Jobs per approval4.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term180 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Mechanicsville, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mechanicsville
Flood risk in Mechanicsville
- NFIP communityCity of Mechanicsville
- NFIP community number190970
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/19/13(M)
The City of Mechanicsville participates in the National Flood Insurance Program as community 190970 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cedar County, not Mechanicsville
Cedar County context, not Mechanicsville figures
- Establishments in Cedar County460
- Covered employment, Cedar County5,170
- Average annual pay, Cedar County$49,261
- Housing units permitted, Cedar County49
Every figure in this section is published for Cedar County as a whole and is not a measurement of Mechanicsville.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Mechanicsville questions, answered from the record.
How many people live in Mechanicsville, Iowa?
964, in 420 households. Mechanicsville city covers 0.82 square miles of land, which is 1,169 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mechanicsville in?
Cedar County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mechanicsville?
$70,000. The median owner-occupied home is valued at $161,400. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mechanicsville businesses?
4 7(a) approvals totaling $1.6 m since FY2020, across 3 lenders, median approval $421,250. These count approvals to borrowers whose address is in Mechanicsville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mechanicsville borrowers get paid back?
No rate is published for Mechanicsville. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Mechanicsville in the National Flood Insurance Program?
Yes. Mechanicsville appears in the FEMA Community Status Book as Mechanicsville, city of, community 190970, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mechanicsville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cedar County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mechanicsville.
Is zoning published for Mechanicsville?
No. Nothing on this page presents parcel level zoning.
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