HomeIowaLinn CountyCedar Rapids
Cedar Rapids, Iowa: commercial real estate data.
Cedar Rapids is a Census city of 137,264 people across 74.63 square miles of land, in Linn County. Median household income is $70,424, 68.5 percent of occupied homes are owned, and the SBA record carries 146 7(a) approvals to borrowers here worth $79.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cedar Rapids
What Cedar Rapids is
- Census place typecity
- Land area74.63 sq mi
- Water area1.25 sq mi
- Population per square mile of land1,839
- County holding the largest share of its areaLinn County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Rapids
How many people live in Cedar Rapids
- Population137,264
- Median age37.3
- Population under 1828,605
- Share under 1820.8 percent
- Population 65 and over22,967
- Share 65 and over16.7 percent
- Households59,351
- Family households33,355
- Share of households that are families56.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Rapids
Income and work in Cedar Rapids
- Median household income$70,424
- Per capita income$41,256
- Civilian labor force76,861
- Employed74,082
- Unemployed2,779
- Unemployment rate3.6 percent
- Adults 25 and over93,707
- Adults 25 and over with a high school diploma or higher94.3 percent
- Adults 25 and over with a bachelor degree or higher33.1 percent
- Adults 25 and over with a graduate degree10.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Rapids
Housing in Cedar Rapids
- Housing units64,423
- Occupied units59,351
- Vacant units5,072
- Vacancy rate7.9 percent
- Owner occupied40,659
- Renter occupied18,692
- Ownership rate68.5 percent
- Median owner-occupied home value$187,100
- Median gross rent, monthly$967
- Annual rent as a share of median income16.5 percent
- Single family units42,762
- Share single family66.4 percent
- Units in buildings of two or more19,512
- Share in buildings of two or more30.3 percent
- Mobile homes2,149
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Rapids
How Cedar Rapids gets to work
- Workers 16 and over who commute63,313
- Commuting under 15 minutes27,965
- Share commuting under 15 minutes44.2 percent
- Commuting 30 minutes or more9,272
- Share commuting 30 minutes or more14.6 percent
- Drove alone76.6 percent
- Carpooled6.6 percent
- Public transport0.8 percent plus or minus 0.3
- Walked2.2 percent
- Worked from home12.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Rapids
SBA loans in Cedar Rapids (7(a))
- Approvals146
- Gross approval$79,606,200
- Average approval$545,248
- Median approval$165,000
- Ninetieth percentile approval$1,652,300
- Largest approval$5,000,000
- Jobs supported2,725
- Jobs per approval18.7
- Loans with a final outcome40
- Paid in full37
- Charged off3
- Charge-off rate over resolved loans7.5 percent
- Median term120 months
- Share on real estate terms of 20 years or more7.5 percent
- Share to franchises13.0 percent
- Distinct lenders45
- Distinct industries by NAICS71
Counted by borrower city: approvals to borrowers whose address is in Cedar Rapids, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cedar Rapids
SBA loans in Cedar Rapids (504)
- Approvals67
- Gross approval$48,155,000
- Average approval$718,731
- Median approval$443,000
- Largest approval$4,146,000
- Jobs supported867
- Loans with a final outcome18
- Charged off0
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Cedar Rapids, in any county, FY2010 to FY2026. Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cedar Rapids
Flood risk in Cedar Rapids
- NFIP communityCity of Cedar Rapids
- NFIP community number190187
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date05/22/24
The City of Cedar Rapids participates in the National Flood Insurance Program as community 190187 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Linn County, not Cedar Rapids
Linn County context, not Cedar Rapids figures
- Establishments in Linn County5,744
- Covered employment, Linn County125,917
- Average annual pay, Linn County$67,613
- Housing units permitted, Linn County1,024
Every figure in this section is published for Linn County as a whole and is not a measurement of Cedar Rapids.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cedar Rapids questions, answered from the record.
How many people live in Cedar Rapids, Iowa?
137,264, in 59,351 households. Cedar Rapids city covers 74.63 square miles of land, which is 1,839 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cedar Rapids in?
Linn County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cedar Rapids?
$70,424. The median owner-occupied home is valued at $187,100. Median gross rent is $967 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cedar Rapids businesses?
146 7(a) approvals totaling $79.6 m since FY2020, across 45 lenders, median approval $165,000, plus 67 504 approvals worth $48.2 m since FY2010. These count approvals to borrowers whose address is in Cedar Rapids, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cedar Rapids borrowers get paid back?
Of the 40 loans that have reached a final outcome, 37 were paid in full and 3 charged off, a charge off rate of 7.5 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Cedar Rapids in the National Flood Insurance Program?
Yes. Cedar Rapids appears in the FEMA Community Status Book as Cedar Rapids, city of, community 190187, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cedar Rapids figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Linn County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cedar Rapids.
Is zoning published for Cedar Rapids?
No. Nothing on this page presents parcel level zoning.