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HomeIowaLinn CountyCedar Rapids city

Cedar Rapids city, Iowa: commercial real estate data.

Cedar Rapids city is a Census city of 137,264 people across 74.63 square miles of land, in Linn County. Median household income is $70,424, 68.5 percent of occupied homes are owned, and the SBA record carries 146 7(a) approvals to borrowers here worth $79.6 m.

78 sourced place values · tier FULL · 8 sections

Cedar Rapids

What Cedar Rapids is

  • Census place typecity
  • Land area74.63 sq mi
  • Water area1.25 sq mi
  • Population per square mile of land1,839
  • County holding the largest share of its areaLinn County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Cedar Rapids

How many people live in Cedar Rapids

  • Population137,264
  • Median age37.3
  • Population under 1828,605
  • Share under 1820.8 percent
  • Population 65 and over22,967
  • Share 65 and over16.7 percent
  • Households59,351
  • Family households33,355
  • Share of households that are families56.2 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Cedar Rapids

Income and work in Cedar Rapids

  • Median household income$70,424
  • Per capita income$41,256
  • Civilian labor force76,861
  • Employed74,082
  • Unemployed2,779
  • Unemployment rate3.6 percent
  • Adults 25 and over93,707
  • Adults 25 and over with a high school diploma or higher94.3 percent
  • Adults 25 and over with a bachelor degree or higher33.1 percent
  • Adults 25 and over with a graduate degree10.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Cedar Rapids

Housing in Cedar Rapids

  • Housing units64,423
  • Occupied units59,351
  • Vacant units5,072
  • Vacancy rate7.9 percent
  • Owner occupied40,659
  • Renter occupied18,692
  • Ownership rate68.5 percent
  • Median owner-occupied home value$187,100
  • Median gross rent, monthly$967
  • Annual rent as a share of median income16.5 percent
  • Single family units42,762
  • Share single family66.4 percent
  • Units in buildings of two or more19,512
  • Share in buildings of two or more30.3 percent
  • Mobile homes2,149
  • Median year structure built1974

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Cedar Rapids

How Cedar Rapids gets to work

  • Workers 16 and over who commute63,313
  • Commuting under 15 minutes27,965
  • Share commuting under 15 minutes44.2 percent
  • Commuting 30 minutes or more9,272
  • Share commuting 30 minutes or more14.6 percent
  • Drove alone76.6 percent
  • Carpooled6.6 percent
  • Public transport0.8 percent plus or minus 0.3
  • Walked2.2 percent
  • Worked from home12.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Cedar Rapids

SBA 7(a) lending to Cedar Rapids borrowers

  • Approvals146
  • Gross approval$79,606,200
  • Average approval$545,248
  • Median approval$180,000
  • Ninetieth percentile approval$1,785,000
  • Largest approval$5,000,000
  • Jobs supported2,725
  • Jobs per approval18.7
  • Loans with a final outcome40
  • Paid in full37
  • Charged off3
  • Charge-off rate over resolved loans7.5 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more7.5 percent
  • Share to franchises13.0 percent
  • Distinct lenders45
  • Distinct industries by NAICS71

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Cedar Rapids

SBA 504 lending to Cedar Rapids borrowers

  • Approvals67
  • Gross approval$48,155,000
  • Average approval$718,731
  • Median approval$443,000
  • Largest approval$4,146,000
  • Jobs supported867
  • Loans with a final outcome18
  • Charged off0
  • Charge-off rate over resolved loans0.0 percent
  • Median term240 months
  • Distinct CDCs5

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Linn County, not Cedar Rapids

Linn County context, not Cedar Rapids figures

These are Linn County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cedar Rapids measurements.

  • Establishments in Linn County5,744
  • Employment at those establishments, Linn County119,172
  • Covered employment, Linn County125,917
  • Average annual pay, Linn County$67,613
  • Average weekly wage, Linn County$1,300
  • Housing units permitted, Linn County1,024
  • Of those, single family, Linn County443
  • County product, 2024, Linn County$21,899,205,000
  • County product change over the prior year, Linn County4.1 percent
  • Average income of an arriving household, Linn County$59,503

Every figure in this section is published for Linn County as a whole and is not a measurement of Cedar Rapids. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Cedar Rapids questions, answered from the record.

How many people live in Cedar Rapids, Iowa?

137,264, in 59,351 households. Cedar Rapids city covers 74.63 square miles of land, which is 1,839 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Cedar Rapids in?

Linn County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Cedar Rapids?

$70,424. The median owner-occupied home is valued at $187,100. Median gross rent is $967 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Cedar Rapids businesses?

146 7(a) approvals totalling $79.6 m, across 45 lenders, median approval $180,000, plus 67 504 approvals worth $48.2 m. These count approvals to borrowers whose address is in Cedar Rapids, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Cedar Rapids borrowers get paid back?

Of the 40 loans that have reached a final outcome, 37 were paid in full and 3 charged off, a charge off rate of 7.5 percent. Loans still running are excluded because they have not yet succeeded or failed.

Are the county figures on this page Cedar Rapids figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Linn County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cedar Rapids.

Is zoning published for Cedar Rapids?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.