HomeIowaLinn CountyCenter Point
Center Point, Iowa: commercial real estate data.
Center Point is a Census city of 2,562 people across 2.73 square miles of land, in Linn County. Median household income is $95,192, 78.0 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $4.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Center Point
What Center Point is
- Census place typecity
- Land area2.73 sq mi
- Water area0 sq mi
- Population per square mile of land939
- County holding the largest share of its areaLinn County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center Point
How many people live in Center Point
- Population2,562
- Median age36.4
- Population under 18691
- Share under 1827.0 percent
- Population 65 and over356 plus or minus 91
- Share 65 and over13.9 percent plus or minus 3.6
- Households1,028
- Family households694
- Share of households that are families67.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center Point
Income and work in Center Point
- Median household income$95,192
- Per capita income$42,730
- Civilian labor force1,441
- Employed1,427
- Unemployed14 plus or minus 12
- Unemployment rate1.0 percent plus or minus 0.8
- Adults 25 and over1,692
- Adults 25 and over with a high school diploma or higher95.7 percent
- Adults 25 and over with a bachelor degree or higher34.2 percent
- Adults 25 and over with a graduate degree13.7 percent plus or minus 3.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center Point
Housing in Center Point
- Housing units1,063
- Occupied units1,028
- Vacant units35 plus or minus 30
- Vacancy rate3.3 percent plus or minus 2.8
- Owner occupied802
- Renter occupied226 plus or minus 92
- Ownership rate78.0 percent
- Median owner-occupied home value$212,400
- Median gross rent, monthly$798 plus or minus $569
- Annual rent as a share of median income10.1 percent plus or minus 7.4
- Single family units917
- Share single family86.3 percent
- Units in buildings of two or more146 plus or minus 73
- Share in buildings of two or more13.7 percent plus or minus 6.8
- Mobile homes0
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center Point
How Center Point gets to work
- Workers 16 and over who commute1,095
- Commuting under 15 minutes157 plus or minus 68
- Share commuting under 15 minutes14.3 percent plus or minus 6.0
- Commuting 30 minutes or more348 plus or minus 127
- Share commuting 30 minutes or more31.8 percent plus or minus 11.0
- Drove alone72.0 percent
- Carpooled7.7 percent plus or minus 7.4
- Public transport0.0 percent
- Walked1.6 percent plus or minus 2.2
- Worked from home18.6 percent plus or minus 7.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Center Point
SBA loans in Center Point (7(a))
- Approvals5
- Gross approval$4,156,000
- Average approval$831,200
- Median approval$366,000
- Largest approval$2,260,000
- Jobs supported130
- Jobs per approval26.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises60.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
Counted by borrower city: approvals to borrowers whose address is in Center Point, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Center Point
SBA loans in Center Point (504)
- Approvals1
- Gross approval$1,160,000
- Average approval$1,160,000
- Median approval$1,160,000
- Largest approval$1,160,000
- Jobs supported59
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Center Point, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Center Point
Flood risk in Center Point
- NFIP communityCity of Center Point
- NFIP community number190439
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/22/24
The City of Center Point participates in the National Flood Insurance Program as community 190439 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Linn County, not Center Point
Linn County context, not Center Point figures
- Establishments in Linn County5,744
- Covered employment, Linn County125,917
- Average annual pay, Linn County$67,613
- Housing units permitted, Linn County1,024
Every figure in this section is published for Linn County as a whole and is not a measurement of Center Point.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Center Point questions, answered from the record.
How many people live in Center Point, Iowa?
2,562, in 1,028 households. Center Point city covers 2.73 square miles of land, which is 939 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Center Point in?
Linn County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Center Point?
$95,192. The median owner-occupied home is valued at $212,400. Median gross rent is $798 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Center Point businesses?
5 7(a) approvals totaling $4.2 m since FY2020, across 3 lenders, median approval $366,000, plus 1 504 approvals worth $1.2 m since FY2010. These count approvals to borrowers whose address is in Center Point, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Center Point borrowers get paid back?
No rate is published for Center Point. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Center Point in the National Flood Insurance Program?
Yes. Center Point appears in the FEMA Community Status Book as Center Point, city of, community 190439, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Center Point figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Linn County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Center Point.
Is zoning published for Center Point?
No. Nothing on this page presents parcel level zoning.