HomeIowaLinn CountyMount Vernon
Mount Vernon, Iowa: commercial real estate data.
Mount Vernon is a Census city of 4,513 people across 3.73 square miles of land, in Linn County. Median household income is $112,656, 86.3 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $7.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Mount Vernon
What Mount Vernon is
- Census place typecity
- Land area3.73 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,209
- County holding the largest share of its areaLinn County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
How many people live in Mount Vernon
- Population4,513
- Median age25.3 plus or minus 5.2
- Population under 181,123 plus or minus 225
- Share under 1824.9 percent plus or minus 5.0
- Population 65 and over497 plus or minus 165
- Share 65 and over11.0 percent plus or minus 3.7
- Households1,260
- Family households890
- Share of households that are families70.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
Income and work in Mount Vernon
- Median household income$112,656
- Per capita income$32,529
- Civilian labor force2,077
- Employed1,989
- Unemployed88 plus or minus 89
- Unemployment rate4.2 percent plus or minus 4.3
- Adults 25 and over2,281
- Adults 25 and over with a high school diploma or higher90.4 percent
- Adults 25 and over with a bachelor degree or higher45.1 percent
- Adults 25 and over with a graduate degree18.6 percent plus or minus 6.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
Housing in Mount Vernon
- Housing units1,352
- Occupied units1,260
- Vacant units92 plus or minus 113
- Vacancy rate6.8 percent plus or minus 8.3
- Owner occupied1,087
- Renter occupied173 plus or minus 111
- Ownership rate86.3 percent
- Median owner-occupied home value$245,200
- Median gross rent, monthly$780
- Annual rent as a share of median income8.3 percent
- Single family units1,037
- Share single family76.7 percent
- Units in buildings of two or more262 plus or minus 158
- Share in buildings of two or more19.4 percent plus or minus 11.5
- Mobile homes53 plus or minus 52
- Median year structure built1972
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
How Mount Vernon gets to work
- Workers 16 and over who commute1,524
- Commuting under 15 minutes505 plus or minus 131
- Share commuting under 15 minutes33.1 percent plus or minus 7.4
- Commuting 30 minutes or more434 plus or minus 168
- Share commuting 30 minutes or more28.5 percent plus or minus 10.3
- Drove alone66.7 percent
- Carpooled4.0 percent plus or minus 2.7
- Public transport0.0 percent
- Walked9.3 percent plus or minus 3.8
- Worked from home20.0 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Mount Vernon
SBA loans in Mount Vernon (7(a))
- Approvals9
- Gross approval$7,787,700
- Average approval$865,300
- Median approval$869,600
- Largest approval$2,036,300
- Jobs supported274
- Jobs per approval30.4
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more22.2 percent
- Share to franchises33.3 percent
- Distinct lenders6
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Mount Vernon, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Mount Vernon
Flood risk in Mount Vernon
- NFIP communityCity of Mount Vernon
- NFIP community number190192
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/20/21(M)
The City of Mount Vernon participates in the National Flood Insurance Program as community 190192 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Linn County, not Mount Vernon
Linn County context, not Mount Vernon figures
- Establishments in Linn County5,744
- Covered employment, Linn County125,917
- Average annual pay, Linn County$67,613
- Housing units permitted, Linn County1,024
Every figure in this section is published for Linn County as a whole and is not a measurement of Mount Vernon.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Mount Vernon questions, answered from the record.
How many people live in Mount Vernon, Iowa?
4,513, in 1,260 households. Mount Vernon city covers 3.73 square miles of land, which is 1,209 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Mount Vernon in?
Linn County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Mount Vernon?
$112,656. The median owner-occupied home is valued at $245,200. Median gross rent is $780 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Mount Vernon businesses?
9 7(a) approvals totaling $7.8 m since FY2020, across 6 lenders, median approval $869,600. These count approvals to borrowers whose address is in Mount Vernon, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Mount Vernon borrowers get paid back?
No rate is published for Mount Vernon. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Mount Vernon in the National Flood Insurance Program?
Yes. Mount Vernon appears in the FEMA Community Status Book as Mount Vernon, city of, community 190192, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Mount Vernon figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Linn County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Mount Vernon.
Is zoning published for Mount Vernon?
No. Nothing on this page presents parcel level zoning.