HomeIowaPottawattamie CountyCouncil Bluffs
Council Bluffs, Iowa: commercial real estate data.
Council Bluffs is a Census city of 62,586 people across 42.96 square miles of land, in Pottawattamie County. Median household income is $64,578, 63.1 percent of occupied homes are owned, and the SBA record carries 26 7(a) approvals to borrowers here worth $15.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Council Bluffs
What Council Bluffs is
- Census place typecity
- Land area42.96 sq mi
- Water area2.71 sq mi
- Population per square mile of land1,457
- County holding the largest share of its areaPottawattamie County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Council Bluffs
How many people live in Council Bluffs
- Population62,586
- Median age38.7
- Population under 1813,903
- Share under 1822.2 percent
- Population 65 and over10,951
- Share 65 and over17.5 percent
- Households26,023
- Family households15,335
- Share of households that are families58.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Council Bluffs
Income and work in Council Bluffs
- Median household income$64,578
- Per capita income$33,937
- Civilian labor force31,631
- Employed30,293
- Unemployed1,338
- Unemployment rate4.2 percent
- Adults 25 and over42,585
- Adults 25 and over with a high school diploma or higher88.5 percent
- Adults 25 and over with a bachelor degree or higher21.5 percent
- Adults 25 and over with a graduate degree7.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Council Bluffs
Housing in Council Bluffs
- Housing units27,616
- Occupied units26,023
- Vacant units1,593 plus or minus 355
- Vacancy rate5.8 percent plus or minus 1.3
- Owner occupied16,433
- Renter occupied9,590
- Ownership rate63.1 percent
- Median owner-occupied home value$171,800
- Median gross rent, monthly$1,030
- Annual rent as a share of median income19.1 percent
- Single family units19,811
- Share single family71.7 percent
- Units in buildings of two or more6,799
- Share in buildings of two or more24.6 percent
- Mobile homes1,001 plus or minus 274
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Council Bluffs
How Council Bluffs gets to work
- Workers 16 and over who commute27,228
- Commuting under 15 minutes11,488
- Share commuting under 15 minutes42.2 percent
- Commuting 30 minutes or more4,595
- Share commuting 30 minutes or more16.9 percent
- Drove alone79.9 percent
- Carpooled7.1 percent
- Public transport0.8 percent plus or minus 0.5
- Walked1.9 percent plus or minus 0.7
- Worked from home8.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Council Bluffs
SBA loans in Council Bluffs (7(a))
- Approvals26
- Gross approval$15,597,500
- Average approval$599,904
- Median approval$227,050
- Ninetieth percentile approval$1,766,250
- Largest approval$2,792,000
- Jobs supported310
- Jobs per approval11.9
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more19.2 percent
- Share to franchises3.8 percent
- Distinct lenders16
- Distinct industries by NAICS19
Counted by borrower city: approvals to borrowers whose address is in Council Bluffs, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Council Bluffs
SBA loans in Council Bluffs (504)
- Approvals34
- Gross approval$24,344,000
- Average approval$716,000
- Median approval$496,000
- Largest approval$4,405,000
- Jobs supported292
- Loans with a final outcome14
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Council Bluffs, in any county, FY2010 to FY2026. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Council Bluffs
Flood risk in Council Bluffs
- NFIP communityCity of Council Bluffs
- NFIP community number190235
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/16/13
The City of Council Bluffs participates in the National Flood Insurance Program as community 190235 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Pottawattamie County, not Council Bluffs
Pottawattamie County context, not Council Bluffs figures
- Establishments in Pottawattamie County1,920
- Covered employment, Pottawattamie County41,403
- Average annual pay, Pottawattamie County$56,397
- Housing units permitted, Pottawattamie County681
Every figure in this section is published for Pottawattamie County as a whole and is not a measurement of Council Bluffs.
All Pottawattamie County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Council Bluffs questions, answered from the record.
How many people live in Council Bluffs, Iowa?
62,586, in 26,023 households. Council Bluffs city covers 42.96 square miles of land, which is 1,457 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Council Bluffs in?
Pottawattamie County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Council Bluffs?
$64,578. The median owner-occupied home is valued at $171,800. Median gross rent is $1,030 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Council Bluffs businesses?
26 7(a) approvals totaling $15.6 m since FY2020, across 16 lenders, median approval $227,050, plus 34 504 approvals worth $24.3 m since FY2010. These count approvals to borrowers whose address is in Council Bluffs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Council Bluffs borrowers get paid back?
No rate is published for Council Bluffs. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Council Bluffs in the National Flood Insurance Program?
Yes. Council Bluffs appears in the FEMA Community Status Book as Council Bluffs, city of, community 190235, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Council Bluffs figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pottawattamie County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Council Bluffs.
Is zoning published for Council Bluffs?
No. Nothing on this page presents parcel level zoning.
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