HomeIowaPottawattamie CountyCouncil Bluffs city
Council Bluffs city, Iowa: commercial real estate data.
Council Bluffs city is a Census city of 62,586 people across 42.96 square miles of land, in Pottawattamie County. Median household income is $64,578, 63.1 percent of occupied homes are owned, and the SBA record carries 26 7(a) approvals to borrowers here worth $15.6 m.
77 sourced place values · tier FULL · 8 sections
Council Bluffs
What Council Bluffs is
- Census place typecity
- Land area42.96 sq mi
- Water area2.71 sq mi
- Population per square mile of land1,457
- County holding the largest share of its areaPottawattamie County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Council Bluffs
How many people live in Council Bluffs
- Population62,586
- Median age38.7
- Population under 1813,903
- Share under 1822.2 percent
- Population 65 and over10,951
- Share 65 and over17.5 percent
- Households26,023
- Family households15,335
- Share of households that are families58.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Council Bluffs
Income and work in Council Bluffs
- Median household income$64,578
- Per capita income$33,937
- Civilian labor force31,631
- Employed30,293
- Unemployed1,338
- Unemployment rate4.2 percent
- Adults 25 and over42,585
- Adults 25 and over with a high school diploma or higher88.5 percent
- Adults 25 and over with a bachelor degree or higher21.5 percent
- Adults 25 and over with a graduate degree7.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Council Bluffs
Housing in Council Bluffs
- Housing units27,616
- Occupied units26,023
- Vacant units1,593 plus or minus 355
- Vacancy rate5.8 percent plus or minus 1.3
- Owner occupied16,433
- Renter occupied9,590
- Ownership rate63.1 percent
- Median owner-occupied home value$171,800
- Median gross rent, monthly$1,030
- Annual rent as a share of median income19.1 percent
- Single family units19,811
- Share single family71.7 percent
- Units in buildings of two or more6,799
- Share in buildings of two or more24.6 percent
- Mobile homes1,001 plus or minus 274
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Council Bluffs
How Council Bluffs gets to work
- Workers 16 and over who commute27,228
- Commuting under 15 minutes11,488
- Share commuting under 15 minutes42.2 percent
- Commuting 30 minutes or more4,595
- Share commuting 30 minutes or more16.9 percent
- Drove alone79.9 percent
- Carpooled7.1 percent
- Public transport0.8 percent plus or minus 0.5
- Walked1.9 percent plus or minus 0.7
- Worked from home8.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Council Bluffs
SBA 7(a) lending to Council Bluffs borrowers
- Approvals26
- Gross approval$15,597,500
- Average approval$599,904
- Median approval$254,100
- Ninetieth percentile approval$1,827,000
- Largest approval$2,792,000
- Jobs supported310
- Jobs per approval11.9
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more19.2 percent
- Share to franchises3.8 percent
- Distinct lenders16
- Distinct industries by NAICS19
A charge-off rate is not published here. only 6 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Council Bluffs
SBA 504 lending to Council Bluffs borrowers
- Approvals34
- Gross approval$24,344,000
- Average approval$716,000
- Median approval$514,000
- Largest approval$4,405,000
- Jobs supported292
- Loans with a final outcome14
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pottawattamie County, not Council Bluffs
Pottawattamie County context, not Council Bluffs figures
These are Pottawattamie County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Council Bluffs measurements.
- Establishments in Pottawattamie County1,920
- Employment at those establishments, Pottawattamie County32,384
- Covered employment, Pottawattamie County41,403
- Average annual pay, Pottawattamie County$56,397
- Average weekly wage, Pottawattamie County$1,085
- Housing units permitted, Pottawattamie County681
- Of those, single family, Pottawattamie County105
- County product, 2024, Pottawattamie County$6,263,240,000
- County product change over the prior year, Pottawattamie County6.7 percent
- Average income of an arriving household, Pottawattamie County$49,744
Every figure in this section is published for Pottawattamie County as a whole and is not a measurement of Council Bluffs. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Council Bluffs questions, answered from the record.
How many people live in Council Bluffs, Iowa?
62,586, in 26,023 households. Council Bluffs city covers 42.96 square miles of land, which is 1,457 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Council Bluffs in?
Pottawattamie County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Council Bluffs?
$64,578. The median owner-occupied home is valued at $171,800. Median gross rent is $1,030 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Council Bluffs businesses?
26 7(a) approvals totalling $15.6 m, across 16 lenders, median approval $254,100, plus 34 504 approvals worth $24.3 m. These count approvals to borrowers whose address is in Council Bluffs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Council Bluffs borrowers get paid back?
No rate is published for Council Bluffs. only 6 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Council Bluffs figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pottawattamie County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Council Bluffs.
Is zoning published for Council Bluffs?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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