HomeIowaPottawattamie CountyUnderwood
Underwood, Iowa: commercial real estate data.
Underwood is a Census city of 898 people across 1.09 square miles of land, in Pottawattamie County. Median household income is $105,341, 83.5 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $9,700 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Underwood
What Underwood is
- Census place typecity
- Land area1.09 sq mi
- Water area0.03 sq mi
- Population per square mile of land824 plus or minus 204
- County holding the largest share of its areaPottawattamie County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Underwood
How many people live in Underwood
- Population898 plus or minus 222
- Median age33.5 plus or minus 7.0
- Population under 18308 plus or minus 77
- Share under 1834.3 percent
- Population 65 and over98 plus or minus 42
- Share 65 and over10.9 percent plus or minus 3.8
- Households315
- Family households222 plus or minus 53
- Share of households that are families70.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Underwood
Income and work in Underwood
- Median household income$105,341
- Per capita income$41,158
- Civilian labor force477 plus or minus 107
- Employed477 plus or minus 107
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over536
- Adults 25 and over with a high school diploma or higher94.0 percent plus or minus 23.2
- Adults 25 and over with a bachelor degree or higher35.1 percent
- Adults 25 and over with a graduate degree14.6 percent plus or minus 5.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Underwood
Housing in Underwood
- Housing units332
- Occupied units315
- Vacant units17 plus or minus 17
- Vacancy rate5.1 percent plus or minus 5.0
- Owner occupied263 plus or minus 58
- Renter occupied52 plus or minus 23
- Ownership rate83.5 percent
- Median owner-occupied home value$253,500
- Median gross rent, monthly$1,063
- Annual rent as a share of median income12.1 percent plus or minus 2.7
- Single family units304
- Share single family91.6 percent
- Units in buildings of two or more28 plus or minus 21
- Share in buildings of two or more8.4 percent plus or minus 6.0
- Mobile homes0
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Underwood
How Underwood gets to work
- Workers 16 and over who commute418 plus or minus 107
- Commuting under 15 minutes98 plus or minus 42
- Share commuting under 15 minutes23.4 percent plus or minus 8.1
- Commuting 30 minutes or more146 plus or minus 49
- Share commuting 30 minutes or more34.9 percent plus or minus 7.5
- Drove alone76.5 percent
- Carpooled6.3 percent plus or minus 3.7
- Public transport0.0 percent
- Walked4.2 percent plus or minus 3.0
- Worked from home12.4 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Underwood
SBA loans in Underwood (7(a))
- Approvals1
- Gross approval$9,700
- Average approval$9,700
- Median approval$9,700
- Largest approval$9,700
- Jobs supported0
- Jobs per approval0.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term48 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Underwood, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Underwood
Flood risk in Underwood
- NFIP communityCity of Underwood
- NFIP community number190494
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/16/13
The City of Underwood participates in the National Flood Insurance Program as community 190494 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Pottawattamie County, not Underwood
Pottawattamie County context, not Underwood figures
- Establishments in Pottawattamie County1,920
- Covered employment, Pottawattamie County41,403
- Average annual pay, Pottawattamie County$56,397
- Housing units permitted, Pottawattamie County681
Every figure in this section is published for Pottawattamie County as a whole and is not a measurement of Underwood.
All Pottawattamie County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Underwood questions, answered from the record.
How many people live in Underwood, Iowa?
898, in 315 households. Underwood city covers 1.09 square miles of land, which is 824 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Underwood in?
Pottawattamie County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Underwood?
$105,341. The median owner-occupied home is valued at $253,500. Median gross rent is $1,063 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Underwood businesses?
1 7(a) approvals totaling $9,700 since FY2020, across 1 lenders, median approval $9,700. These count approvals to borrowers whose address is in Underwood, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Underwood borrowers get paid back?
No rate is published for Underwood. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Underwood in the National Flood Insurance Program?
Yes. Underwood appears in the FEMA Community Status Book as Underwood, city of, community 190494, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Underwood figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pottawattamie County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Underwood.
Is zoning published for Underwood?
No. Nothing on this page presents parcel level zoning.
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