HomeIowaPottawattamie CountyOakland
Oakland, Iowa: commercial real estate data.
Oakland is a Census city of 1,408 people across 1.79 square miles of land, in Pottawattamie County. Median household income is $81,354, 63.3 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $3.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oakland
What Oakland is
- Census place typecity
- Land area1.79 sq mi
- Water area0.1 sq mi
- Population per square mile of land786
- County holding the largest share of its areaPottawattamie County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland
How many people live in Oakland
- Population1,408
- Median age39.4
- Population under 18299 plus or minus 73
- Share under 1821.2 percent
- Population 65 and over272 plus or minus 73
- Share 65 and over19.3 percent plus or minus 4.0
- Households559
- Family households336
- Share of households that are families60.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland
Income and work in Oakland
- Median household income$81,354
- Per capita income$37,671
- Civilian labor force681
- Employed681
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over964
- Adults 25 and over with a high school diploma or higher92.5 percent plus or minus 21.2
- Adults 25 and over with a bachelor degree or higher21.6 percent plus or minus 6.1
- Adults 25 and over with a graduate degree6.0 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland
Housing in Oakland
- Housing units635
- Occupied units559
- Vacant units76 plus or minus 35
- Vacancy rate12.0 percent plus or minus 5.2
- Owner occupied354
- Renter occupied205 plus or minus 62
- Ownership rate63.3 percent
- Median owner-occupied home value$160,200
- Median gross rent, monthly$878
- Annual rent as a share of median income13.0 percent plus or minus 2.9
- Single family units508
- Share single family80.0 percent
- Units in buildings of two or more127 plus or minus 54
- Share in buildings of two or more20.0 percent plus or minus 8.0
- Mobile homes0
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland
How Oakland gets to work
- Workers 16 and over who commute616 plus or minus 132
- Commuting under 15 minutes286 plus or minus 94
- Share commuting under 15 minutes46.4 percent plus or minus 11.7
- Commuting 30 minutes or more268 plus or minus 68
- Share commuting 30 minutes or more43.5 percent
- Drove alone71.2 percent
- Carpooled16.8 percent plus or minus 11.0
- Public transport0.0 percent
- Walked2.8 percent plus or minus 3.0
- Worked from home9.1 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oakland
SBA loans in Oakland (7(a))
- Approvals7
- Gross approval$3,903,500
- Average approval$557,643
- Median approval$199,800
- Largest approval$3,082,500
- Jobs supported59
- Jobs per approval8.4
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more28.6 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Oakland, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oakland
Flood risk in Oakland
- NFIP communityCity of Oakland
- NFIP community number190237
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/16/13
The City of Oakland participates in the National Flood Insurance Program as community 190237 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Pottawattamie County, not Oakland
Pottawattamie County context, not Oakland figures
- Establishments in Pottawattamie County1,920
- Covered employment, Pottawattamie County41,403
- Average annual pay, Pottawattamie County$56,397
- Housing units permitted, Pottawattamie County681
Every figure in this section is published for Pottawattamie County as a whole and is not a measurement of Oakland.
All Pottawattamie County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oakland questions, answered from the record.
How many people live in Oakland, Iowa?
1,408, in 559 households. Oakland city covers 1.79 square miles of land, which is 786 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oakland in?
Pottawattamie County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oakland?
$81,354. The median owner-occupied home is valued at $160,200. Median gross rent is $878 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oakland businesses?
7 7(a) approvals totaling $3.9 m since FY2020, across 3 lenders, median approval $199,800. These count approvals to borrowers whose address is in Oakland, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oakland borrowers get paid back?
No rate is published for Oakland. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oakland in the National Flood Insurance Program?
Yes. Oakland appears in the FEMA Community Status Book as Oakland, city of, community 190237, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oakland figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Pottawattamie County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oakland.
Is zoning published for Oakland?
No. Nothing on this page presents parcel level zoning.
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