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HomeKentuckyChristian CountyGracey CDP

Gracey CDP, Kentucky: commercial real estate data.

Gracey CDP is a Census CDP of 107 people across 0.24 square miles of land, in Christian County. Median household income is $80,000, 50.0 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $150,000.

63 sourced place values · tier FULL · 7 sections

This is a small place, and the figures below carry wide margins.

The American Community Survey reaches Gracey through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 107 with a margin of error of plus or minus 79, which is 73.8 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.

Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.

Gracey

What Gracey is

  • Census place typeCDP
  • Land area0.24 sq mi
  • Water area0 sq mi
  • Population per square mile of land445 plus or minus 329
  • County holding the largest share of its areaChristian County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gracey

How many people live in Gracey

  • Population107 plus or minus 79
  • Median age54.0 plus or minus 33.4
  • Population under 180
  • Share under 180.0 percent
  • Population 65 and over53 plus or minus 53
  • Share 65 and over49.5 percent plus or minus 33.3
  • Households54 plus or minus 40
  • Family households38 plus or minus 29
  • Share of households that are families70.4 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gracey

Income and work in Gracey

  • Median household income$80,000
  • Per capita income$37,933 plus or minus $11,797
  • Civilian labor force49 plus or minus 42
  • Employed38 plus or minus 43
  • Unemployed11 plus or minus 17
  • Unemployment rate22.4 percent plus or minus 28.9
  • Adults 25 and over107 plus or minus 79
  • Adults 25 and over with a high school diploma or higher63.6 percent plus or minus 49.3
  • Adults 25 and over with a bachelor degree or higher9.3 percent plus or minus 18.0
  • Adults 25 and over with a graduate degree9.3 percent plus or minus 18.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gracey

Housing in Gracey

  • Housing units97 plus or minus 62
  • Occupied units54 plus or minus 40
  • Vacant units43 plus or minus 63
  • Vacancy rate44.3 percent plus or minus 58.4
  • Owner occupied27 plus or minus 37
  • Renter occupied27 plus or minus 32
  • Ownership rate50.0 percent plus or minus 57.6
  • Single family units97 plus or minus 63
  • Share single family100.0 percent
  • Units in buildings of two or more0
  • Share in buildings of two or more0.0 percent
  • Mobile homes0
  • Median year structure built1959

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gracey

How Gracey gets to work

  • Workers 16 and over who commute38 plus or minus 43
  • Commuting under 15 minutes10 plus or minus 21
  • Share commuting under 15 minutes26.3 percent plus or minus 45.3
  • Commuting 30 minutes or more17 plus or minus 30
  • Share commuting 30 minutes or more44.7 percent plus or minus 60.5
  • Drove alone100.0 percent
  • Carpooled0.0 percent
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home0.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Gracey

SBA 7(a) lending to Gracey borrowers

  • Approvals1
  • Gross approval$150,000
  • Average approval$150,000
  • Median approval$150,000
  • Ninetieth percentile approval$150,000
  • Largest approval$150,000
  • Jobs supported5
  • Jobs per approval5.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Christian County, not Gracey

Christian County context, not Gracey figures

These are Christian County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Gracey measurements.

  • Establishments in Christian County1,290
  • Employment at those establishments, Christian County24,327
  • Covered employment, Christian County31,505
  • Average annual pay, Christian County$55,483
  • Average weekly wage, Christian County$1,067
  • Housing units permitted, Christian County190
  • Of those, single family, Christian County108
  • County product, 2024, Christian County$7,865,768,000
  • County product change over the prior year, Christian County2.1 percent
  • Average income of an arriving household, Christian County$38,390

Every figure in this section is published for Christian County as a whole and is not a measurement of Gracey. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • No median owner-occupied home value is published for this place.
  • No median gross rent is published for this place.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Gracey questions, answered from the record.

How many people live in Gracey, Kentucky?

107, in 54 households. Gracey CDP covers 0.24 square miles of land, which is 445 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Gracey in?

Christian County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Gracey?

$80,000. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Gracey businesses?

1 7(a) approvals totalling $150,000, across 1 lenders, median approval $150,000. These count approvals to borrowers whose address is in Gracey, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Gracey borrowers get paid back?

No rate is published for Gracey. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Gracey figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Christian County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gracey.

Is zoning published for Gracey?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.