HomeKentuckyChristian CountyOak Grove
Oak Grove, Kentucky: commercial real estate data.
Oak Grove is a Census city of 7,962 people across 10.71 square miles of land, in Christian County. Median household income is $49,354, 39.6 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $300,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Oak Grove
What Oak Grove is
- Census place typecity
- Land area10.71 sq mi
- Water area0.03 sq mi
- Population per square mile of land743
- County holding the largest share of its areaChristian County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Grove
How many people live in Oak Grove
- Population7,962
- Median age25.5
- Population under 182,746
- Share under 1834.5 percent
- Population 65 and over363 plus or minus 142
- Share 65 and over4.6 percent plus or minus 1.8
- Households3,074
- Family households1,905
- Share of households that are families62.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Grove
Income and work in Oak Grove
- Median household income$49,354
- Per capita income$19,493
- Civilian labor force2,924
- Employed2,646
- Unemployed278 plus or minus 179
- Unemployment rate9.5 percent plus or minus 6.0
- Adults 25 and over4,211
- Adults 25 and over with a high school diploma or higher93.1 percent
- Adults 25 and over with a bachelor degree or higher11.0 percent plus or minus 3.8
- Adults 25 and over with a graduate degree2.9 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Grove
Housing in Oak Grove
- Housing units3,505
- Occupied units3,074
- Vacant units431 plus or minus 175
- Vacancy rate12.3 percent plus or minus 4.9
- Owner occupied1,216 plus or minus 299
- Renter occupied1,858
- Ownership rate39.6 percent plus or minus 8.9
- Median owner-occupied home value$148,700
- Median gross rent, monthly$1,197
- Annual rent as a share of median income29.1 percent
- Single family units2,374
- Share single family67.7 percent
- Units in buildings of two or more591 plus or minus 250
- Share in buildings of two or more16.9 percent plus or minus 7.0
- Mobile homes540 plus or minus 186
- Median year structure built1998
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Grove
How Oak Grove gets to work
- Workers 16 and over who commute3,156
- Commuting under 15 minutes795 plus or minus 240
- Share commuting under 15 minutes25.2 percent plus or minus 6.9
- Commuting 30 minutes or more534 plus or minus 222
- Share commuting 30 minutes or more16.9 percent plus or minus 6.7
- Drove alone74.9 percent
- Carpooled18.1 percent plus or minus 6.4
- Public transport0.7 percent plus or minus 1.1
- Walked1.6 percent plus or minus 2.1
- Worked from home4.2 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oak Grove
SBA loans in Oak Grove (7(a))
- Approvals2
- Gross approval$300,000
- Average approval$150,000
- Median approval$150,000
- Largest approval$250,000
- Jobs supported6
- Jobs per approval3.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Oak Grove, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oak Grove
Flood risk in Oak Grove
- NFIP communityCity of Oak Grove
- NFIP community number210375
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/19/19
The City of Oak Grove participates in the National Flood Insurance Program as community 210375 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Christian County, not Oak Grove
Christian County context, not Oak Grove figures
- Establishments in Christian County1,290
- Covered employment, Christian County31,505
- Average annual pay, Christian County$55,483
- Housing units permitted, Christian County190
Every figure in this section is published for Christian County as a whole and is not a measurement of Oak Grove.
All Christian County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Oak Grove questions, answered from the record.
How many people live in Oak Grove, Kentucky?
7,962, in 3,074 households. Oak Grove city covers 10.71 square miles of land, which is 743 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oak Grove in?
Christian County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oak Grove?
$49,354. The median owner-occupied home is valued at $148,700. Median gross rent is $1,197 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oak Grove businesses?
2 7(a) approvals totaling $300,000 since FY2020, across 2 lenders, median approval $150,000. These count approvals to borrowers whose address is in Oak Grove, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oak Grove borrowers get paid back?
No rate is published for Oak Grove. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Oak Grove in the National Flood Insurance Program?
Yes. Oak Grove appears in the FEMA Community Status Book as Oak Grove, city of, community 210375, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oak Grove figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Christian County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oak Grove.
Is zoning published for Oak Grove?
No. Nothing on this page presents parcel level zoning.
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